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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,896 reviews, last reviewed 4th Sep 2026
20700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handled my claim after my frame cracked promptly and... Handled my claim after my frame cracked promptly and transparently. Could not ask for a more responsive insurer. Reviewed on: 4th September 2026
Joel's avatar
Joel

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2896)

Great Service

5
Fantastic company, great concept . Saves money Reviewed on: 9th August 2018
Nagappan Arunachalam's avatar
Nagappan Arunachalam

Innovative

4
Proper cycle insurance for proper cyclists Reviewed on: 9th August 2018
Jamie's avatar
Jamie

Laka is the best

5
Only good experience with laka, Reviewed on: 9th August 2018
Dennsen's avatar
Dennsen

TOP IDEAD

5
FRIENDLY AND WITH THE CUSTOMER IN MIND Reviewed on: 9th August 2018
Jon Rambo's avatar
Jon Rambo

Why didnt anyone think of this before?

5
A genius idea, crowdfunded insurance. Makes loads of sense and looks like it will be much cheaper than the alternatives. Reviewed on: 9th August 2018
John's avatar
John

Really innovative model in insurance

5
I met the founders a while back when they were in the process of launching their bicycle insurance. I really like that I have the assurance if something happens they are going to pay for it and whatever I pay is genuinely the best price. A real challenger! Reviewed on: 3rd August 2018
Peter Smith's avatar
Peter Smith

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