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Laka: Cycle insurance reviews

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4.95
Based on 2,654 reviews, last reviewed 3rd Oct 2025
29000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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Latest highest rating:

5

Great value for money. Great value for money. Great company. Reviewed on: 3rd October 2025
stephen's avatar
stephen

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2654)

Great Service and Bike People

5
Used Laka a couple of times and both have been very positive and clean Reviewed on: 22nd September 2025
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I find it too expensive.

4
I find it too expensive. Maybe they should provide a cheaper option depending the area where you live? Reviewed on: 22nd September 2025
Sonia's avatar
Sonia

Great service.

5
Great service. I really feel at ease with their insurance Reviewed on: 20th September 2025
Jose Mejia's avatar
Jose Mejia

The best bike insurance you can have!

5
I have had two claims with Laka over the last couple of years, 1 stolen bike and then parts stolen whilst the bike was parked. Both times they quickly dealt with my claim taking about a week to get everything done. My bikes tend to have a lot of niche/special order components and they have never made an issue of this when it comes a claim. I can’t recommend more highly for those who want the peace of mind of great insurers who understand cyclists. Reviewed on: 20th September 2025
Matthew Sims's avatar
Matthew Sims

Very affordable monthly rates and huge peace of mind...

5
Very affordable monthly rates and huge peace of mind knowing my bike is insured Reviewed on: 20th September 2025
Kate R's avatar
Kate R

Laka: Incredible

5
I had a serious accident on my bike approximately one year ago. Laka were there to support in every step of the way, and they were incredible. From customer service, to solution-focused plans and actions. I managed to move on largely thanks to them, and I will forever be grateful. Reviewed on: 20th September 2025
Natali Farran's avatar
Natali Farran

The best bicycle insurance you can get

5
LAKA have provided my cover for 6 years. I wouldn’t choose anyone else. They are simply the best. Reviewed on: 20th September 2025
Rich W's avatar
Rich W

Super easy to use and jargon free

5
Super easy to use and jargon free Reviewed on: 19th September 2025
Carli's avatar
Carli

Easy to sort bicycle insurance.

5
Easy to sort bicycle insurance. Quick and easy to sign up and provides all the cover you need! Reviewed on: 19th September 2025
Mac B's avatar
Mac B

Laka is there when you need to claim!

5
Laka are great for anyone who races their bike, or generally pushes them hard. Any crashes or damage, they don’t quibble about settling and getting you back on the road! Reviewed on: 19th September 2025
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Alan W

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