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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
118% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Laka is an absolute life saver.

5
Laka is an absolute life saver. Nearly half the price I used to pay and the team is lovely. Reviewed on: 7th October 2025
Michael 's avatar
Michael

Fantastic concept, best value for money.

5
Fantastic concept, best value for money. And ideal way to have claims dealt with diligence and fairness. Reviewed on: 7th October 2025
Dominic Fourel's avatar
Dominic Fourel

Excellent company, great to work with

5
Excellent company, great to work with Reviewed on: 6th October 2025
Steven Tudor's avatar
Steven Tudor

Amazing company and amazing product.

5
Amazing company and amazing product. Would definitely recommend it. Reviewed on: 6th October 2025
Sp's avatar
Sp

If you need a cycle insurance, is the best option fo...

5
If you need a cycle insurance, is the best option for you. Reviewed on: 6th October 2025
Amador Gonzalez's avatar
Amador Gonzalez

Great, customer service. No fuss solution.

5
Had to make a claim. It was sorted with just a few phone calls and a couple photos of the damage. Replacement frame was shipped direct to my bike shop of choice for my components to be strip and my new bike to be rebuilt. Reviewed on: 6th October 2025
Craig's avatar
Craig

I love the collective insurance model.

5
I love the collective insurance model. Reviewed on: 6th October 2025
Max Jones's avatar
Max Jones

Good value for money and an excellent business model

5
Good value for money and an excellent business model Reviewed on: 6th October 2025
Christopher Mark Meeten's avatar
Christopher Mark Meeten

Laka's communication and customer support has been t...

5
Laka's communication and customer support has been top notch from fay one. Reviewed on: 6th October 2025
SEBASTIEN T's avatar
SEBASTIEN T

Such a pain free claim experience

5
I’ve been insured by Laka for years but only recently needed to claim. It was so easy. No hassle, no questions, I just shared my crime number and had the money in a couple of hours. you don’t really find out how good your insurer is until you need to claim, and a huge proportion of people change insurers after claiming, but I’m very happy to stay with Laka Reviewed on: 6th October 2025
Toby S's avatar
Toby S

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