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Laka: Cycle insurance reviews

4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
109% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Love dedicated cycle insurance for peace of mind!

5
Love dedicated cycle insurance for peace of mind! Reviewed on: 19th September 2025

Peace of mind

5
Laka is one of the best and easiest insurance companies to deal with. The policy is easy to set up and edit when needed and it gives me peace of mind. Reviewed on: 19th September 2025

Community-funded cycle insurance

5
A truly community-funded and transparent insurance company. Their customer service team is exemplary! Reviewed on: 18th September 2025

Brilliant service.

5
Brilliant service. I would recommend Reviewed on: 18th September 2025

Excellent vile for money

5
Looking for. good provider, luckily I found one that covers all of my needs Reviewed on: 18th September 2025

I needed to make a claim, it was a stress free proce...

5
I needed to make a claim, it was a stress free process, the bike shop i used however wasnt the greatest in the end, but working with Laka I got the best result despite the poor shop I used. I couldn't fault anything they did for me, and the after claim team was also amazing. Reviewed on: 18th September 2025

Easy, ethical and cheap

4
I just signed up and it was a very easy process. Rates are cheap and the companies an is community minded. Reviewed on: 18th September 2025

Ideal insurance company for cyclists

5
Always prompt replies, fair prices, easy-to-use app and my claim was handled fairly and thoroughly. Reviewed on: 17th September 2025

Quick and easy from getting a quote to setting up in...

5
Quick and easy from getting a quote to setting up insurance Reviewed on: 17th September 2025

No stress

5
Found app very useful and easy to use. Reviewed on: 17th September 2025

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