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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,464 reviews, last reviewed 5th Sep 2025
11100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Super insurer Laka have always been fast and effective when handling my claims! Reviewed on: 5th September 2025
Tom V's avatar
Tom V

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2464)

Cheap 3rd part cover

5
Cheap 3rd part cover, yet to be put the test. Fingers crossed I never need to claim. Reviewed on: 1st August 2025
Dan's avatar
Dan

I recommend using Laka to all my friends who are get...

5
I recommend using Laka to all my friends who are getting into cycling Reviewed on: 1st August 2025
Ed G's avatar
Ed G

Quick, easy and helpful

5
Quick and easy and great value for money Reviewed on: 1st August 2025
Wesley B's avatar
Wesley B

Fair insurance, great service!

5
Fair insurance, great service! They keep you informed and it's cool to see the break down of chains each month. Reviewed on: 1st August 2025
Louise Kirkham's avatar
Louise Kirkham

Prompt, efficient, professional.

5
Prompt, efficient, professional. The staff are super helpful and friendly, as well as knowledgeable. Also sympathetic in relation to my injuries. I felt fully supported throughout the claims process. Reviewed on: 1st August 2025
Si's avatar
Si

I am a new customer

5
As a new customer I find LAKA well recommended, efficient with good communication. Reviewed on: 1st August 2025
Roy S's avatar
Roy S

Very happy with cost and break down of fees.

4
Very happy with cost and break down of fees. Haven’t had to claim as yet. Reviewed on: 1st August 2025
Heather T's avatar
Heather T

Reasonable pricing, transparent coverage, good claim...

5
Reasonable pricing, transparent coverage, good claims handling. Easy to get hold of a real person to speak to. The website is really easy to use, and allows you to upload photos of your bikes etc and to switch on and off racing coverage, so you can save a bit of money in the off-season whilst not racing! Reviewed on: 1st August 2025
jonsnell's avatar
jonsnell

If only all insurance companies were like this.

5
If only all insurance companies were like this. Clear, simple and amazing customer service. Really impressed Reviewed on: 1st August 2025
Andrew h's avatar
Andrew h

Excellent customer service

5
I’ve had 3 bikes stolen over the last few years and when I’ve claimed from Laka they’ve been brilliant. Excellent customer service and much cheaper than a new bike! Reviewed on: 1st August 2025
Andrew Markham's avatar
Andrew Markham

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