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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

THE Insurance company of the future

5
I don't know how they manage it! The amount that Laka charge me changes month-by-month - depending on how many claims they have had to settle. Some months, I pay absolutely nothing. Other times, I pay a few pounds. But even in the most expensive months, they are cheaper than the competition. Bike friendly. Pocket friendly. They are THE insurance company of the future. Reviewed on: 9th August 2018
TravisW's avatar
TravisW

Laka for life

5
You cannot get a simpler and more cost effective way to ensure things than the way Laka do. Bike insurance covered, can't wait until they do insurance for everything else! Reviewed on: 9th August 2018
Michael Blakley's avatar
Michael Blakley

Great Service

5
Fantastic company, great concept . Saves money Reviewed on: 9th August 2018
Nagappan Arunachalam's avatar
Nagappan Arunachalam

Innovative

4
Proper cycle insurance for proper cyclists Reviewed on: 9th August 2018
Jamie's avatar
Jamie

Laka is the best

5
Only good experience with laka, Reviewed on: 9th August 2018
Dennsen's avatar
Dennsen

TOP IDEAD

5
FRIENDLY AND WITH THE CUSTOMER IN MIND Reviewed on: 9th August 2018
Jon Rambo's avatar
Jon Rambo

Why didnt anyone think of this before?

5
A genius idea, crowdfunded insurance. Makes loads of sense and looks like it will be much cheaper than the alternatives. Reviewed on: 9th August 2018
John's avatar
John

Really innovative model in insurance

5
I met the founders a while back when they were in the process of launching their bicycle insurance. I really like that I have the assurance if something happens they are going to pay for it and whatever I pay is genuinely the best price. A real challenger! Reviewed on: 3rd August 2018
Peter Smith's avatar
Peter Smith

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