Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2918)

I easy and care free.

4
I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Easy to use, complete clarity on cover, good rates

5
Easy to use, complete clarity on cover, good rates and no issues paying out for claims. Reviewed on: 16th September 2026
BigBadAd's avatar
BigBadAd

Finally an insurer with a product that understands t...

5
Finally an insurer with a product that understands the cycling customer base; not just a clumsy add-on. Responsive customer service. Excellent innovation. Brava LAKA Reviewed on: 14th September 2026
Emma capello's avatar
Emma capello

Easy to Use, decent pricing and great coverage

5
Easy UI, decent pricing and great coverage Reviewed on: 10th September 2026
edward c's avatar
edward c

Recommend to all friends

5
I’ve had to deal with Laka several times and every time they’ve been excellent - when my bike was stolen, vandalised and when I was knocked off. I don’t normally review companies but I tell all my friends to get Laka insurance because it’s really worth it. They don’t make things difficult when you have a problem and, if it’s covered, they’ll fix it. Reviewed on: 9th September 2026
EM's avatar
EM

Simply the best bike insurance out there.

5
Simply the best bike insurance out there. Great price, great customer services and claims are a doddle. Reviewed on: 9th September 2026
Stuart K's avatar
Stuart K

Very simple to start and cancel a policy.

5
Very simple to start and cancel a policy. Never had to claim. Reviewed on: 9th September 2026
xx's avatar
xx

Very good experience from start to finish - no hassle

5
Very good experience from start to finish - no hassle Reviewed on: 9th September 2026
Christian Mahon's avatar
Christian Mahon

Fair insurance for cyclists

5
Was looking for cycle insurance years ago and saw that Laka provided a product for cyclists and that it seemed to be sharing the cost fairly between them. Reviewed on: 9th September 2026
Will L's avatar
Will L

Excellent coverage and fast action by Laka.

5
Excellent coverage and fast action by Laka. Customer service is always very fast, answering all questions clearly and quickly. Reviewed on: 9th September 2026
Garmon ap Garth 's avatar
Garmon ap Garth

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill