Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2918)

Fantastic!

5
Great novel approach to insurance that saves me money! Reviewed on: 9th August 2018
David Rhys Hoggins's avatar
David Rhys Hoggins

Best bycicle Insurance

5
Love the simplicity, customer centricity and value for money ! Reviewed on: 9th August 2018
CBauer's avatar
CBauer

Excellent service, simple to set-up and (so-far) has cost me virtually nothing!

5
These guys are great. I have only be using them a short while but even if they charge the most expensive amount that they could each month it would be much cheaper than the other quotes I had. However, I have hardly been charged anything so far. Brilliant Reviewed on: 9th August 2018
Phillip's avatar
Phillip

Laka

5
Brilliant new take on insurance, affordable, easy to understand and great customer interface and experience Reviewed on: 9th August 2018
Mark's avatar
Mark

Fantastic product and great service

5
The Laka team have been amazing - very responsive and helpful when I was setting up the policy. And their model means I have triple the value of insurance I used to have through a major insurer, at a fraction of the price. I've recommended it to all my cycling friends and I hope they can extend the model to other areas. Reviewed on: 9th August 2018
ChrisO's avatar
ChrisO

game changer

5
Laka has been brilliant. I love how they've flipped the insurance market on it's head. I've never been covered without having to pay premiums for several months in a row before, it's unbelievable. Reviewed on: 9th August 2018
ken's avatar
ken

No brainer the best

5
Teething issues to start but a superb and cheap way to insure my bikes. Link to strava important so i know others are proper riders like me. Laka is great Reviewed on: 9th August 2018
HarryG's avatar
HarryG

you know what you're paying for

5
first impression are good. communications are good. you get an idea what your paying for. discounts for referring friends always go down well and new for old in terms of bike insurance is always attractive Reviewed on: 9th August 2018
Richard Oxley's avatar
Richard Oxley

Top insurance

5
Laka have a great and easy online service with real people able to help at a click of a button! Makes insurance for my racing bikes cheap and easy!! Reviewed on: 9th August 2018
Danny727's avatar
Danny727

What's not to Laka?!

5
Great product harnessing technology to bring low cost insurance to cyclists. Reviewed on: 9th August 2018
WilliamF's avatar
WilliamF

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill