Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2918)

An amazing insurance company looking after us!

5
Laka have always been caring and dealt with my claims really promptly - regardless of where in the world I am. Their advice and guidance has been excellent and they always help to understand the riders point of view. Reviewed on: 2nd September 2026
Ant A's avatar
Ant A

So far luckily I was not in need for the service of...

5
So far luckily I was not in need for the service of Laka Reviewed on: 2nd September 2026
Hanno Buddenbrook's avatar
Hanno Buddenbrook

Very transparent insurance provider

5
The open approach to monthly bills and causes of claims engenders trust amd understanding of insuramce costs Reviewed on: 2nd September 2026
S Clarke's avatar
S Clarke

Love the branding and communication very easy to und...

5
Love the branding and communication very easy to understand Reviewed on: 2nd September 2026
Clive S's avatar
Clive S

Laka was fantastic when making a claim

5
Laka was fantastic when making a claim Reviewed on: 2nd September 2026
Thomas H's avatar
Thomas H

Excellent cover

5
Loads to choose from to make the insurance for your needs Reviewed on: 2nd September 2026
Dean H's avatar
Dean H

I have a positive experience with Laka

5
I have a positive experience with Laka, despite never having had a claim or needed extra support. Reviewed on: 2nd September 2026
rafael's avatar
rafael

Haven’t needed to make a claim but I like to see whe...

5
Haven’t needed to make a claim but I like to see where the money is going in a clear, concise way. Reviewed on: 2nd September 2026
Heather T's avatar
Heather T

Highly recommend to all with bikes

5
I haven’t ever had to go down the insurance route luckily but the monthly emails I get with the breakdown of how much I’m spending and where my money is being used makes me feel safe in the knowledge that I would be helped if the worst ever came to my bike! Reviewed on: 2nd September 2026
Tess b's avatar
Tess b

Only two months in and very happy with the cover off...

5
Only two months in and very happy with the cover offered and the monthly cost is extremely competitive so will definitely recommend to family and friends. Reviewed on: 2nd September 2026
Nigel D's avatar
Nigel D

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill