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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,681 reviews, last reviewed 14th Oct 2025
3311% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

PolitBest Bike Insurer Polite and knowledgeable representatives. Web site easy to navigate. Good value for money. Regular update on my insurance via emails. Updates on new s... Read more Reviewed on: 14th October 2025
Alexander F's avatar
Alexander F

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2681)

Becoming a member was seamless, I love their website

5
Becoming a member was seamless, I love their website Reviewed on: 17th September 2025
Peter I's avatar
Peter I

Insured. Thankfully not had to claim though..

5
Have insurance with you and thankfully not had any cause to use your services so added neutral to a couple of your reviews... hoping it stays that way and at least feel comfortable that my precious bikes are covered Reviewed on: 17th September 2025
Fuss's avatar
Fuss

Affordable and powered by people

5
Recommended by a friend, I’ve never encountered any problems with Laka, I like that it’s affordable and powered by people Reviewed on: 17th September 2025
Ellie C's avatar
Ellie C

Amazing claims experience.

5
Amazing claims experience. Unlike other insurers, it felt like they wanted to settle my claim. Reviewed on: 17th September 2025
Laurence Hunter's avatar
Laurence Hunter

Fair with spread over cyclists

5
Easy insurance. Fair with spread over cyclists. Great support. Reviewed on: 17th September 2025
Tom A's avatar
Tom A

Excellent insurance service provider

5
It is convenient to get quick insurance coverage for my bike using Laka. Reviewed on: 17th September 2025
Siddhartha Pande's avatar
Siddhartha Pande

First class service great products

5
First class service great products Reviewed on: 17th September 2025
Dionne 's avatar
Dionne

Great service and value

5
Impressed with the service and value of insurance, especially after moving from an insurance company that I was not impressed with the handling of a claim. Reviewed on: 16th September 2025
Chris E's avatar
Chris E

Cooperative model insurance provider

5
The cooperative model says it all. The premium structure is fair and transparent, and because of the cooperative model, collective community have influence on premiums. Claims processing is straightforward and reimbursement quick - I've since filed a claim within the last 1.5 years. Reviewed on: 16th September 2025
Ty L's avatar
Ty L

Transparent experience

5
Transparent experience, from the moment you join and monthly report on claims paid. I haven’t had a claim yet but heard from friends that’s straight forward and fair, Reviewed on: 16th September 2025
Al N's avatar
Al N

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