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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Quick and streamlined process for Claims

5
My previous bike was stolen only a couple of months after I had got on the Laka insurance scheme. I was able to very easily claim my insurance and the staff member who helped me through the process was very kind and helpful in streamlining the process. Reviewed on: 2nd September 2026
Devmini K's avatar
Devmini K

I love laka!

5
I love laka! The way it is run as a collective is great. I really appreciated how easy it was to claim when part of my bike was stolen. Reviewed on: 2nd September 2026
Ruth 's avatar
Ruth

Easy to use app and streamlined onboarding, all supe...

5
Easy to use app and streamlined onboarding, all super simple! Reviewed on: 2nd September 2026
Shanners's avatar
Shanners

It’s amazing they’ll cover you

5
It’s amazing I dropped the battery accidentally and been covered for the replacement battery as the battery was damaged Reviewed on: 2nd September 2026
Dominik's avatar
Dominik

Great Value

5
Just a great overall experience. I've luckily never had to make a claim, but the pricing is unrivalled. Reviewed on: 2nd September 2026
Adam L's avatar
Adam L

I love the transparency of the monthly breakdown of...

5
I love the transparency of the monthly breakdown of costs so I know what I'm paying for! I haven't had to make a claim yet but I've seen so many who have had a good experience I'm sure it would be great Reviewed on: 2nd September 2026
Ben H's avatar
Ben H

Run by cyclists

5
I really like the vibe of Laka's social media platforms, you can tell that it is truly a company run by cyclists for cyclists. They just get it Reviewed on: 2nd September 2026
Lucy's avatar
Lucy

Laka really cares about their customers.

5
Laka really cares about their customers unlike other insurers. Their collective model is fair because I always know where my money is going. Reviewed on: 1st September 2026
Arne H's avatar
Arne H

Laka is a major vibe!

5
Laka is a major vibe! the service i've received is top notch, everyone is super lovely and quick to respond and they truly just feel like an honest company. Means a lot for an insurance company Reviewed on: 1st September 2026
Izzy's avatar
Izzy

Claim submitted, got an answer and decision within 2...

5
Claim submitted, got an answer and decision within 24 hours. Absolutely fab! Reviewed on: 1st September 2026
M's avatar
M

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