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Laka: Cycle insurance reviews

4.95
Based on 2,460 reviews, last reviewed 3rd Sep 2025
10700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great comms and updates from LAKA Great comms and updates from them on a regular basis Reviewed on: 3rd September 2025
Nigel Walsh's avatar
Nigel Walsh

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2460)

Intuitive, helpful insurance

5
I have not had to make a claim yet but found the process of obtaining and setting up my Laka insurance very simple and easy. The options for cover (including accessories) are great and the interface is very simple to use. The cost of cover is great and I really appreciate the breakdown given at the end of every month. Reviewed on: 1st August 2025

How all insurance should be

5
So easy to use, very transparent, and out the customer first Reviewed on: 1st August 2025

Reassurance from Friends & Colleagues.

5
Not had to make any claims just yet, but heard fab things form other friends, colleagues & cycle club members. Reviewed on: 1st August 2025

Exceptionally easy to manage changes in your bike fl...

5
Exceptionally easy to manage changes in your bike fleet. Extremely good claim handling when I had to make one after a disagreement with a car Reviewed on: 1st August 2025

Smart, easy onboarding.

5
Smart, easy onboarding. Considerably cheaper than others Reviewed on: 1st August 2025

easy to set up, lots of information

5
easy to set up, lots of information Reviewed on: 1st August 2025

Extremely helpful and friendly service

5
I had part of my bike stolen and Laka were extremely helpful with the whole process, getting me back up and running quickly. Reviewed on: 1st August 2025

Great customer service from the get go.

5
Great customer service from the get go. Take time and care to keep their customers informed. Reviewed on: 1st August 2025

Easy to subscribe, fair and transparent model.

5
Easy to subscribe, fair and transparent model. They had quick and clear answers to my questions. Reviewed on: 1st August 2025

Friendly team providing great customer service when...

5
Friendly team providing great customer service when you need them. Reviewed on: 31st July 2025

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