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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Quick and great service - was back on my bike within...

5
Quick and great service - was back on my bike within two days! Reviewed on: 1st September 2026
M's avatar
M

So far been super easy with lots of perks

5
So far been super easy with lots of perks Reviewed on: 1st September 2026
Emilia R's avatar
Emilia R

Claiming was, an easy process, and awesome service

5
I had to claim, it was an easy process and the agents and service were awesome, even though there are cheaper out there, I'm sticking with you guys, money can't buy excellent service. Reviewed on: 31st August 2026
Simon Shrimpton's avatar
Simon Shrimpton

Very simple and clear to join and get updates every...

5
Very simple and clear to join and get updates every month Reviewed on: 31st August 2026
Gilly D's avatar
Gilly D

Attention to detail, trustworthy - gives sense of co...

5
Attention to detail, trustworthy - gives sense of confidence and of putting money in a worthwhile place. Reviewed on: 31st August 2026
V L's avatar
V L

Laka is straightforward and easy to work with.

5
Laka is straightforward and easy to work with. Reviewed on: 30th August 2026
patrick vale's avatar
patrick vale

When I had a crash Laka refunded the cost of the bik...

5
When I had a crash Laka refunded the cost of the bike without delay or fuss Reviewed on: 30th August 2026
Review's avatar
Review

Excellent, quick and easy to use.

5
Excellent, quick and easy to use. By cyclists for cyclists Reviewed on: 30th August 2026
Andy S's avatar
Andy S

Great service at a very affordable price.

5
Great service at a very affordable price. Thank you for being here. Reviewed on: 29th August 2026
Anna Ziobrowska 's avatar
Anna Ziobrowska

Excellent no fuss bike insurance

5
Excellent no fuzz bike insurance Reviewed on: 29th August 2026
Jorge P's avatar
Jorge P

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