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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Reliable and effective

5
The process to make a claim is straightforward, make sure you have receipts or invoices for what you're claiming, as this ensures things will run smoothly. Definitely provides peace of mind and their model seems fair. Reviewed on: 29th August 2026
marina's avatar
marina

Actually does what it says on the tin.

5
Actually does what it says on the tin. Uncomplicated bike insurance. Fair prices, easy claims process, real people to talk to. All in the app/website. Reviewed on: 29th August 2026
Jonas Haefele's avatar
Jonas Haefele

Great company with great deals and ethos.

5
Great company with great deals and ethos. Slightly tough website to use Reviewed on: 29th August 2026
Josh's avatar
Josh

Great bike insurance cover.

5
A good value insurance which gives me confidence for the future. Reviewed on: 28th August 2026
Andrew B's avatar
Andrew B

Laka is the the best bike insurance company I have e...

5
Laka is the the best bike insurance company I have ever experienced Reviewed on: 28th August 2026
Lenny H's avatar
Lenny H

Shared insurance

5
I’ve not had to make a claim but like the way the monthly charge is worked out. Reviewed on: 28th August 2026
MBent's avatar
MBent

Professional, personable and quick acting.

5
Professional, personable and quick acting. Reviewed on: 28th August 2026
Huw T's avatar
Huw T

Always great customer service and value for money .

5
Always great customer service. Reasonable payments which track the amount of claims. When not riding throughout the winter the payments are considerably less. Reviewed on: 28th August 2026
Garreth C's avatar
Garreth C

Really simple and straightforward cover really easy...

5
Really simple and straightforward cover really easy to add extra like overseas cover as and when needed. email is easy to understand and you know where your money is going Reviewed on: 28th August 2026
Michael R's avatar
Michael R

Perfect, great responsiveness, fair pricing , transp...

5
Perfect, great responsiveness, fair pricing , transparency great, claim procedure faultless Reviewed on: 28th August 2026
Andy M's avatar
Andy M

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