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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
109% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Very happy

5
Great to have the security in case anything happens to my bike, and at a good price Reviewed on: 16th September 2025
Kate A's avatar
Kate A

Very good to deal with.

5
Very good to deal with. Excellent communication Reviewed on: 16th September 2025
Niels B's avatar
Niels B

Great cover and great service when needed

5
These guys are literally the only option for insuring a family bike in our London urban environment and I'm so glad we went with them as they have been so supportive through a very annoying battery theft recently. Reviewed on: 16th September 2025
Michael S's avatar
Michael S

Fair insurance provider

5
Simple and fair insurance provider with clear terms and conditions. No hidden fees and no get out of paying confusing insurer language. Reviewed on: 16th September 2025
King Tutt's avatar
King Tutt

Laka are great!

5
Laka are great! Straightforward, simple to set up, easy to get help when needed. I feel great confidence in Laka as a bike insurer. And so confidence when out and about on my bike. I really like the idea of a collective approach - the biking community is (mainly) a collectively helpful one and Laka reflects this. Reviewed on: 16th September 2025
Penny C's avatar
Penny C

Great cycling insurance, provides good cover for dif...

5
Great cycling insurance, provides good cover for different aspects Reviewed on: 16th September 2025
Laurence S's avatar
Laurence S

Happy so far...

4
Happy so far. New customer, so not really used any Laka services. Hope I don't ever need to! Website easy to use. Reviewed on: 16th September 2025
S L's avatar
S L

Clear and understanable premium breakdown issued on...

5
Clear and understanable premium breakdown issued on amonthly basis. Reviewed on: 16th September 2025
Bob Martin's avatar
Bob Martin

Amazing service and quickly got me back on the road

5
Bike stolen twice sadly. Laka were amazing at solving it and got me back on the road quickly, thank you. Reviewed on: 16th September 2025
ajayshah95's avatar
ajayshah95

Great insurance for my bike

5
Perfect cover for my bike, they handled my bike accident quickly and well. The monthly cost varies but it always reasonable. I would recommend Laka. Reviewed on: 16th September 2025
Claire R's avatar
Claire R

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