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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

So far so good, but no claims to judge service

4
So far so good, but no claims to judge service Reviewed on: 28th August 2026
Michele's avatar
Michele

No claim (thankfully), no problem with Laka (as usual).

5
Like with every insurance company, one will only be able to comment about their overall experience when it comes to actually making a claim. Thankfully, I haven’t had to make one so the company is of course happy to receive payment without any issues in the meantime. Reviewed on: 28th August 2026
NX's avatar
NX

Good communication, with feedback on collective costs

5
Good communication, with feedback on collective costs Reviewed on: 28th August 2026
Jane 's avatar
Jane

Straight forward, online, clear and easy payments, v...

5
Straight forward, online, clear and easy payments, various option for what you want covered. Reviewed on: 28th August 2026
Nicola H's avatar
Nicola H

The whole experience of dealing with Laka is excelle...

5
The whole experience of dealing with Laka is excellent, the website the ability to make changes and how quickly they respond is great Reviewed on: 28th August 2026
Steven 's avatar
Steven

Have had no experience other than reading good revie...

5
Have had no experience other than reading good reviews, loving how cool your site is without going overboard and what so far seems value for money. Reviewed on: 28th August 2026
Julian Wiseman's avatar
Julian Wiseman

Clear and transparent communication.

5
Clear and transparent communication. Reviewed on: 28th August 2026
frailrigging 's avatar
frailrigging

They have been amazing!

5
They have been amazing! Had a broken wheel and they sorted me out with a new one! Reviewed on: 28th August 2026
Josh C's avatar
Josh C

Insurance done right

5
Love being part of an insurance community and the ethos behind that. Never made a claim but know others who have and how straight forward and painless it was. Reviewed on: 28th August 2026
Dan's avatar
Dan

Good to know my bike insurance is in such good hands.

5
Regular statements explaining fee structure and monthly pricing. Good value. Reassuring to know my bike insurance is in such good hands. Reviewed on: 28th August 2026
Jill's avatar
Jill

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