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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
97% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

really great bike insurance!

5
have been brilliant every time ive had to deal with them! Reviewed on: 16th September 2025
Sam's avatar
Sam

Clear and useful policy to read.

5
Clear and useful policy to read. They include locking the cargo bike outside the property as well. Pricing is competitive. Reviewed on: 16th September 2025
David 's avatar
David

Very easy online experience.

5
Very easy online experience. Good value of cover compared to other providers. I am very pleased with Laka Reviewed on: 16th September 2025
Paul C's avatar
Paul C

LAKA IS A MUST

5
Amazing service that replaced my bike frame in no time at all! Reviewed on: 16th September 2025
Alasdair B's avatar
Alasdair B

They are the best always

5
They are the best always respond quickly and deal with claims efficiently & kindly. Reviewed on: 16th September 2025
Ms H's avatar
Ms H

Laka are responsive and understand bikes and key nee...

5
Laka are responsive and understand bikes and key needs of cyclists Reviewed on: 16th September 2025
Oli B's avatar
Oli B

Best bike insurance there is

5
Laka have been amazing - me and my partner switched to them last year. They’re incredible value for money, I love that they’re a cooperative and their customer service is really responsive. Reviewed on: 16th September 2025
Alice W's avatar
Alice W

So far so good, I am customer since 2021 HAPPY

5
So far so good, I am customer since 2021 and ever since I had 3 claims including one where I was represented in court case and I have won and received payout as situation did not happen by myself, team is very friendly and very straightforward. Reviewed on: 16th September 2025
Anonymous's avatar
Anonymous

A great value, fair insurance

5
As a new cyclist, Laka offered a free 30 day insurance and excellent value for money. I feel confident that my bike and accessories are properly and fairly insured. Reviewed on: 16th September 2025
TG's avatar
TG

I’ve used laka for a while now, and they’ve been not...

5
I’ve used laka for a while now, and they’ve been nothing but great and helpful. Reviewed on: 16th September 2025
Josh H's avatar
Josh H

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