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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

These guys are by far and away the best cycle insura...

5
These guys are by far and away the best cycle insurance company Reviewed on: 28th August 2026
Jeff 's avatar
Jeff

Creative pricing and approach to insurance

5
Creative pricing and approach to insurance Reviewed on: 28th August 2026
Chris Lomax's avatar
Chris Lomax

One of the few 'Bike' insurers that covers 'Theft' .

5
One of the few 'Bike' insurers that covers 'Theft' . A lot of other insurers hide the fact that a strait forward Theft' claim would not be accepted as they don't cover Crime. Reviewed on: 28th August 2026
Robert Thomson's avatar
Robert Thomson

Claims process was excellent

5
Claims process was excellent after my bike was written off in an accident Reviewed on: 28th August 2026
Edgars Sisejevs's avatar
Edgars Sisejevs

Refreshing alternative

5
Refreshing alternative to the usual insurance options. Reviewed on: 28th August 2026
Stephen M's avatar
Stephen M

Great value for money, so easy to protect my bike an...

5
Great value for money, so easy to protect my bike and accessories. Reviewed on: 28th August 2026
Catja C's avatar
Catja C

Transparent and great pricing

5
Easy to use website and transparent pricing. Also a great price in comparison to other providers. It’s great to see prices adjusted monthly when there have been less claims to bring the prices down further. Reviewed on: 28th August 2026
Amalie's avatar
Amalie

Laka is fair, easy to use, well-designed and transpa...

5
Laka is fair, easy to use, well-designed and transparent. Reviewed on: 28th August 2026
Chloe W's avatar
Chloe W

Laka - a good experience.

4
I have not needed to make a claim but Laka have been efficient and informative. Not the cheapest but the extent of cover is reassuring. Reviewed on: 28th August 2026
Peter W's avatar
Peter W

Claim for bike theft

5
I had to make a claim for the theft of my bike and the Laka Team looked after me through the process way beyond my expectations and were very considerate and fair. Reviewed on: 28th August 2026
Mark's avatar
Mark

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