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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
97% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

A great site with very easy processes

5
Laka was very quick and easy to setup an account and get the insurance of the bikes completed quickly. The pricing and different options on the site are all very clear and if there are any edits to be made to the policy it is very easy. All in all very easy hassle free process Reviewed on: 16th September 2025
Findlay 's avatar
Findlay

Faultless so far, and offers evertyhing i deem neces...

5
Faultless so far, and offers evertyhing i deem necessary Reviewed on: 16th September 2025
Lxxxs L's avatar
Lxxxs L

The entire experience from sign-up, to montly update...

5
The entire experience from sign-up, to montly updates, to the ease of use of the site and interact with the platform. Fortunately I had not had to make any claims, but from discussions with other folk who did, to reading case studies - that translates to claims as well Reviewed on: 16th September 2025
zerolab's avatar
zerolab

Cycle insurance that met my needs

5
Was looking for cycle insurance that met my needs and Laka fit the bill and I liked the payment/funding approach. Reviewed on: 16th September 2025
Will L's avatar
Will L

I trust Laka to deliver an excellent service

5
Laka have been incredibly helpful from my first enquiry to purchasing the insurance. Their portal is very easy to use and their costs are clearly laid out. I trust them to go a good job for both me and other users. Reviewed on: 16th September 2025
Caroline's avatar
Caroline

Great value for money for high value bikes

5
Great value for money, very transparent on cost & comprehensive cover, esp for high value bikes. Reviewed on: 16th September 2025
Alasdair L's avatar
Alasdair L

So far so good.

5
So far so good... No claims yet. Full review if I ever need to make a claim. Reviewed on: 16th September 2025
F R's avatar
F R

Very easy and clear, great website and communications

5
Very easy and clear, great website and communications Reviewed on: 16th September 2025
Jac C's avatar
Jac C

Easy to use & trusted company.

5
Easy to use & trusted company. Good value for money Reviewed on: 16th September 2025
Sarah F's avatar
Sarah F

Laka was recommended by a cycling friend and I have...

5
Laka was recommended by a cycling friend and I have no regrets! I feel so much safer, and really appreciate the regular cost updates. Thank you. Reviewed on: 16th September 2025
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Rosie A

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