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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Laka are excellently run, and you genuinely get some...

5
Laka are excellently run, and you genuinely get something from them that isn't available from anywhere else, that feeling of real trust and someone there to back you up should the worst happen. Reviewed on: 28th August 2026
Matthew B's avatar
Matthew B

From day 1 they have been amazing.

5
From day 1 they have been amazing. I remember I had my bike stolen during my first week with Laka and they covered it without an issue. Ever since then they have a loyal customer forever! Reviewed on: 28th August 2026
Fran R's avatar
Fran R

The experience is really intuitive and fuss free

5
The experience is really intuitive initially super easy sign up and online fiords, and then like a set of Hayes brakes it’s fit and forget. You see the monthly cost fluctuating slightly either way which is good and the website portal is plain English no mess Reviewed on: 28th August 2026
Peter I's avatar
Peter I

Fairly priced and communicative

5
Laka is fairly priced and communicative. I have fortunately never had to make a claim through Laka, but I’m confident that it would be simple. Reviewed on: 28th August 2026
Charles's avatar
Charles

Excellent support during a claim

5
Excellent support during a claim Reviewed on: 28th August 2026
Shelton Bell's avatar
Shelton Bell

never had to claim but hear universal praise.

5
never had to claim but hear universal praise. love the model and while it's not cheap, it is good *value* - I feel confident they've got me covered Reviewed on: 28th August 2026
David A's avatar
David A

makes bike insurance fun!

5
really love their branding and colours on the emails - also frequency is great, not too often, not too little - makes bike insurance fun! Reviewed on: 28th August 2026
sadj 's avatar
sadj

It's seamless and I'm less stressed about my bike's...

5
It's seamless and I'm less stressed about my bike's safety. Reviewed on: 28th August 2026
Maciek Klimowicz's avatar
Maciek Klimowicz

Value for money and excellent cover

5
Value for money and excellent cover Reviewed on: 28th August 2026
BigBC's avatar
BigBC

Newly joined, all good so far.

4
Newly joined, all good so far. good value for money for the piece of mind Reviewed on: 28th August 2026
Sarah D's avatar
Sarah D

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