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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
86% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Great payment model, providing the best value for all.

5
Great payment model, providing the best value for all. Reviewed on: 16th September 2025
David S's avatar
David S

Very easy to set up and reasonable price.

5
Very easy to set up and reasonable price. I like the option to choose among different level of coverage Reviewed on: 16th September 2025
Marco F's avatar
Marco F

They are offering the best customer and product serv...

5
They are offering the best customer and product services specifically for bicycles. I like also the platform to register the bike the gears and wears. I feel in good hands also because not only the bike is insured but also all my gears like the two expensive U locks I have even if one is angle grinder grade, the thieves could damage them and the rest of the bike when trying. Reviewed on: 16th September 2025
Valentin R's avatar
Valentin R

Laka is incredibly fair to the customer and really e...

5
Laka is incredibly fair to the customer and really easy to setup and use. I cover multiple bikes and gear, have never had an issue. Policies are honest and comprehensive. Reviewed on: 16th September 2025
Dan Allen's avatar
Dan Allen

Fortunately I haven't needed to use Laka for a coupl...

5
Fortunately I haven't needed to use Laka for a couple of years (hope I haven't jinxed that!!), but when I did previously, they were helpful and sorted out my claim quickly. Reviewed on: 16th September 2025
Lucy D's avatar
Lucy D

I enjoy the regular updates and community feel of ha...

5
I enjoy the regular updates and community feel of having my bike insurance with Laka Reviewed on: 16th September 2025
Isabella S's avatar
Isabella S

Best bike insurance provider

5
They've been an excellent bike insurance provider. I've made one claim due to a stolen wheel and the claim prices was super smooth and painless. The monthly price is very affordable and their online portal is easy to use and beautiful. Reviewed on: 16th September 2025
A B's avatar
A B

Easy, Relevant, Effective!

5
Easy, Relevant, Effective! Bike insurance can be a big old stress, finding suitable cover for anything and everything that comes with enjoying time on your bike. Laka really do have you covered for any and every eventuality. Reviewed on: 16th September 2025
Jonny S's avatar
Jonny S

Happy with Laka

5
Laka offer a flexible range of insurance policies which can be adjusted to suit specific needs. I trust them to take care of my mountain bike insurance and am pleased with their customer support. A good option for my prized bike! Reviewed on: 16th September 2025
Nav 's avatar
Nav

Worthwhile

5
Only been with them a month, however a very easy setup and good value. Reviewed on: 16th September 2025
David 's avatar
David

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