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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Best Insurance I’ve Ever Had

5
Best insurance I’ve ever had. I always recommend Laka to all my friends and family. Reviewed on: 28th August 2026
Arnold W's avatar
Arnold W

Finding the right insurance

5
Looking for the right Ebike insurance was difficult, when I found laka who can provide insurance for roadside theft I was delighted, my previous bike was stolen from me by mugging, having Laka insurance makes me feel confident that if this ever happened again I wont be left without my bike. Something I should of done with my first bike. Reviewed on: 28th August 2026
Kyle F's avatar
Kyle F

Quick and easy and great information

5
Quick and easy and great information Reviewed on: 28th August 2026
Gareth's avatar
Gareth

What I like about Laka is the stright-forward comms,...

5
What I like about Laka is the stright-forward comms, the honesty and the openness. It's quite refreshing... Reviewed on: 28th August 2026
Tim U's avatar
Tim U

Fair & cost-effective bike insurance

5
I found Laka to be fair, competitively priced and easy to use. They keep me up to date on how my monthly contribution is calculated and it is easy to amend or update my cover. Reviewed on: 28th August 2026
Robert E's avatar
Robert E

Great cooperative system

5
Great cooperative system, with super transparent monthly payments and easy to use admin and tech available to make changes. Reviewed on: 28th August 2026
Rachel R's avatar
Rachel R

Always helpful and things sorted quickly

5
Always helpful and things sorted quickly Reviewed on: 28th August 2026
Simon 's avatar
Simon

Laka, the difference we needed in cycling insurance

5
Honestly Laka at top notch! You can feel they care about the community of cyclists and when you have to make a claim, you get to talk to proper bike specialists. It makes a huge difference to your home insurance, which can't even tell you what you are covered for in simple terms! Just fantastic! Reviewed on: 28th August 2026
Pauline's avatar
Pauline

cycle insurance

5
good products for cycle insurance Reviewed on: 28th August 2026
Jeremy P's avatar
Jeremy P

Excellent if you have to claim!

5
I had to claim, and Laka were excellent, and super helpful! Ongoing, their prices are fair and the opt in and opt out options are great! Reviewed on: 27th August 2026
Connor Mccullough's avatar
Connor Mccullough

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