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Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2746)

Laka cycle insurance is the best!

5
Laka cycle insurance is the only one that actually stated it would cover the theft of my bike if left unattended providing it was properly secured using recommended locking devices. Most others had wording that excluded Theft. Reviewed on: 16th September 2025
Robert Thomson's avatar
Robert Thomson

Laka Feedback

5
In the one incident I had shortly after joining Laka they were quick in their response and pointing me in the right direction with the claim. It was all covered and the customer service at the time was great and kept me updated on progress along the way. Reviewed on: 16th September 2025
Sam L's avatar
Sam L

Straight forward, easy to understand and no nonsense

5
Straight forward, easy to understand and no nonsense Reviewed on: 16th September 2025
Andy B's avatar
Andy B

I’m really impressed with this mountain bike insuran...

5
I’m really impressed with this mountain bike insurance policy. The price is very reasonable compared to others I looked at, and the cover gives me real peace of mind when I’m out riding. Thankfully, I haven’t had to make a claim, but the process of getting set up was simple and straightforward, and the communication from the company has been clear and reassuring. It feels great knowing my bike is properly protected without breaking the bank. Highly recommend to anyone looking for reliable cover at a fair price! Reviewed on: 16th September 2025
Stephen O's avatar
Stephen O

Very happy

5
Great to have the security in case anything happens to my bike, and at a good price Reviewed on: 16th September 2025
Kate A's avatar
Kate A

Very good to deal with.

5
Very good to deal with. Excellent communication Reviewed on: 16th September 2025
Niels B's avatar
Niels B

Great cover and great service when needed

5
These guys are literally the only option for insuring a family bike in our London urban environment and I'm so glad we went with them as they have been so supportive through a very annoying battery theft recently. Reviewed on: 16th September 2025
Michael S's avatar
Michael S

Fair insurance provider

5
Simple and fair insurance provider with clear terms and conditions. No hidden fees and no get out of paying confusing insurer language. Reviewed on: 16th September 2025
King Tutt's avatar
King Tutt

Laka are great!

5
Laka are great! Straightforward, simple to set up, easy to get help when needed. I feel great confidence in Laka as a bike insurer. And so confidence when out and about on my bike. I really like the idea of a collective approach - the biking community is (mainly) a collectively helpful one and Laka reflects this. Reviewed on: 16th September 2025
Penny C's avatar
Penny C

Great cycling insurance, provides good cover for dif...

5
Great cycling insurance, provides good cover for different aspects Reviewed on: 16th September 2025
Laurence S's avatar
Laurence S

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