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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
86% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

They have been good so far

5
They have been good so far. I haven’t needed claims but adding a second bike did not overly inflate the cost. Reviewed on: 16th September 2025
Jan C's avatar
Jan C

Not had to use them thankfully but gives me great pi...

3
Not had to use them thankfully but gives me great piece of mind and not too expensive. Reviewed on: 16th September 2025
Jake A's avatar
Jake A

Easy sign up and clear levels of insurance

5
Easy sign up and clear levels of insurance Reviewed on: 16th September 2025
Michael's avatar
Michael

Astonishingly good claims experience and communication.

5
Astonishingly good claims experience and communication. And more than fair and transparent pricing. Reviewed on: 16th September 2025
Anders N's avatar
Anders N

I have good experience with laka

5
I have good experience with laka Reviewed on: 16th September 2025
Waqas A's avatar
Waqas A

Transparent process & good insurance options

4
Easy to set up and I love the insurance options that can be modified throughout the year, as needed (third party; racing; international travel). The only thing I would like to see is an option for different levels of cover for different bikes. Not yet had to claim (may it stay that way) but happy with Laka so far :) Reviewed on: 16th September 2025
Jennifer H's avatar
Jennifer H

Clear communication, low cost, highly responsive.

5
Clear communication, low cost, highly responsive. Reviewed on: 16th September 2025
Gerry B's avatar
Gerry B

Super easy and feels fair to be part of this insuran...

5
Super easy and feels fair to be part of this insurance with a difference. Reviewed on: 16th September 2025
sarah's avatar
sarah

Customer Service team are great

4
Customer service team are great and really help. but what to be are in mind. The legal support is a complete con. They hand you over to no win no fee solicitors with no experience with cycling claims. They closed my claim even with the perpetrator pleading guilty in traffic courts. Laka choose to stick by their chosen legal advice. So I would say this is a grey area for Laka. Reviewed on: 16th September 2025
GFactor's avatar
GFactor

Professional claim once handled well by the Laka team

5
Professional claim once handled well by the Laka team Reviewed on: 16th September 2025
CM's avatar
CM

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