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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Complete Excellence

5
Previous expert claiming for a bike that was stolen was handled empathetically, efficiently and payment was made speedily and with no consequent massive hike in premium. Wonderful all round Reviewed on: 27th August 2026
Roderick's avatar
Roderick

It is good so far, fortunately I did not make a clai...

5
It is good so far, fortunately I did not make a claim just yet. Reviewed on: 27th August 2026
Gabor's avatar
Gabor

Best cycle insurance provider hands down.

5
Best cycle insurance provider hands down. Reviewed on: 27th August 2026
LS's avatar
LS

Great insurer and very good communication

5
Great insurer and very good communication Reviewed on: 27th August 2026
Jamie Dormon's avatar
Jamie Dormon

Super friendly team who always resolve claims quickly.

5
Super friendly team who always resolve claims quickly. Platform is very straightforward to change your cover. Reviewed on: 26th August 2026
Laura K's avatar
Laura K

Happy customer

5
Easy registration, great customer engagement, cool product. Reviewed on: 22nd August 2026
Harry's avatar
Harry

I have been a member for about four years now and ha...

5
I have been a member for about four years now and have changed my policy/membership to support the riding I am doing at the time. From heavy training to taking a break but with the occasional ride. Their platform is easy to use, communication very good, and they understand my needs. Reviewed on: 20th August 2026
Mark H's avatar
Mark H

Been a long time customer since they launched - exce...

5
Been a long time customer since they launched - excellent and good value for money even though I haven't had to claim Reviewed on: 20th August 2026
Christopher Mark Meeten's avatar
Christopher Mark Meeten

best insurance out there.

5
best insurance out there. Best ever customer service. Reviewed on: 20th August 2026
Hutzli's avatar
Hutzli

Laka has a very novel approach to insurance, which i...

5
Laka has a very novel approach to insurance, which is puts customers first for once! Reviewed on: 20th August 2026
Nick's avatar
Nick

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