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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
3333% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

I recommend to everyone

5
Brilliant model, everything’s broken down and it’s great to see where your money’s going. The credit system is a great way to encourage others! Reviewed on: 1st September 2020
Rebecca L Taylor's avatar
Rebecca L Taylor

Excellent value and service

5
The refreshing way Laka insurance works means it is excellent value for money in what is already a very expensive sport. Although i have not had the need to claim yet, a few of my team mates have and the service they received was very swift and they were back on the road in no time at all. This gives me massive reassurance should i ever need to claim. I would recommend this company to anyone and everyone who has a bike they love Reviewed on: 1st September 2020
Ian 's avatar
Ian

Flawless

5
Superbly customer focussed and efficient Reviewed on: 1st September 2020
Rab McGrath 's avatar
Rab McGrath

Best insurers in the game!

5
Best model and nicest, most helpful people out there. Thanks! Reviewed on: 1st September 2020
BJ's avatar
BJ

Stress free cover !

5
I recently splashed out on my most expensive road bike purchase to date . So when I came off it, shredding bike components and my clothing/shoes ( they couldn't help with my knuckles !) it was a a very grim time. Laka covered all the damage costs after a couple of emails back and forth. It was a really stress free prompt procedure. Laka immediately turned a miserable situation around and restored my faith in these kind of companies. Saying that I don't think many other insurance companies are like Laka. Reviewed on: 1st September 2020
Daniel Sparkes's avatar
Daniel Sparkes

Easy to use, good value.

5
Online chat was friendly and very informative. Reviewed on: 28th August 2020
Kary Greer's avatar
Kary Greer

Great guys, great product and much more innovative than anyone else

5
Laka have saved me money and hassle, as well as offering a great service when things do go wrong, 11/10. Reviewed on: 28th August 2020
dexter's avatar
dexter

Best insurance out there

5
They’ve been very supportive in helping our team and have a unique and modern approach to cycling insurance. Reviewed on: 28th August 2020
Connie Mclaughlin's avatar
Connie Mclaughlin

Flexible no nonsense insurance

5
These guys make life easy for cyclists and insuring their gear. Super flexible, and give a lot back to the two wheeled community Reviewed on: 28th August 2020
Sam Morgan's avatar
Sam Morgan

How it should be

5
Amazing company with a real community ethos and a unique business model that deserves all the success coming their way. Highly recommended. Reviewed on: 28th August 2020
Gordon's avatar
Gordon

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