Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
86% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2683)

Best value for money

5
The best way to buy bike insurance, Laka offer fantastic cover and rates, the staff are very helpful nothing is to much trouble , the new way forward for bike insurance, can’t wait until I can insure my car the same way. Reviewed on: 18th September 2020
Mike Ramm's avatar
Mike Ramm

Awesome says it all

5
Laka are by far the best cycling insurers in the market. Reviewed on: 17th September 2020
George Anderson 's avatar
George Anderson

Quick, easy, honest

5
Love the way the whole system works, it’s simple and easy to understand and I don’t feel like I’m being taken advantage of. Anytime I deal with Laka it’s a quick and easy experience Reviewed on: 17th September 2020
Ben A's avatar
Ben A

Amazing customer experience

5
Not gonna lie, when initially comparing prices between Laka and companies like Bikmo I was sceptical to why Laka is cheaper. However have since submitted a claim and the process could not be smoother. They were not only responsive but also very generous on the amount to compensate, there was no argument involved. Money went into my account a day later. Amazing company, won't be taking out insurance with anyone else now. Reviewed on: 12th September 2020
Lynn Luong's avatar
Lynn Luong

Brill

4
Everyone should get it, its out of this world Reviewed on: 9th September 2020
xolou40xo's avatar
xolou40xo

Great company, great service

5
When I was unfortunate enough to have to make a claim, Laka worked with me to find a solution, including paying my local bike shop directly and keeping me informed throughout Reviewed on: 2nd September 2020
Luke Ryan's avatar
Luke Ryan

Quality

5
Just makes sense great idea company loyalty Reviewed on: 2nd September 2020
Mark shackel's avatar
Mark shackel

No brainer!

5
I wish everything was as simple and easy as Laka. Reviewed on: 1st September 2020
TXL 's avatar
TXL

Clear, simple and cycle focused

5
My experience with Lala has been stress free and almost too easy. Quick responses, good advice and a clear policy 10/10! Reviewed on: 1st September 2020
Jtd594's avatar
Jtd594

Innovative cycle insurance with great customer service

5
Laka is an innovative and effective insurance pool which brings a clear pricing proposition plus a customer service ethos that makes claiming on the insurance as painless a process as possible. Strongly recommend! Reviewed on: 1st September 2020
WilliamF's avatar
WilliamF

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill