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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Laka is insurance as it should be

5
After years of dealing with car and motorbike insurance, it’s refreshing to see laka taking a fresh view to cycle insurance. Friendly online chat, no ridiculous small print and fair and transparent pricing. Keep up the good work. Reviewed on: 18th September 2020
Kris Long's avatar
Kris Long

Easy, fair insurance for all cyclists.

5
This is the best cycle insurance I have found. Customer service is great and the price is vary fair especially with the fact that if they don’t have many claims they pass the savings on to the customers! Reviewed on: 18th September 2020
Chris Ulph's avatar
Chris Ulph

Great service

5
Great company, great service would really recommend Reviewed on: 18th September 2020
Tom Parsons's avatar
Tom Parsons

Simple, friendly new breed of insurers

5
The definition of community. You’re part of something bigger, fellow cyclists looking after themselves and each other. Reviewed on: 18th September 2020
Ravi Matharu's avatar
Ravi Matharu

Really great insurance

5
Thankful not had to use the insurance yet. But happy with the support so far. Reviewed on: 18th September 2020
Stephen pond's avatar
Stephen pond

Insurance from people who care

5
It feels great to be backed by Laka Reviewed on: 18th September 2020
SamH's avatar
SamH

Insurance you can trust

5
Great customer service where your queries are answered quickly by any media you wish. The price is excellent and promotes care amongst policy holders. The range of products is really good and the insurance cover is at the purchase pric rather than market value at the time of loss. Reviewed on: 18th September 2020
Theyellowpowerranger's avatar
Theyellowpowerranger

Simple concept, great value

5
Responsive people, like the 'shared liability' concept which makes premiums very competitive. Reviewed on: 18th September 2020
Colin Stump's avatar
Colin Stump

Excellent friendly insurance

5
After searching for a long time this is certainly the best bike insurance out there! Reviewed on: 18th September 2020
Olivia's avatar
Olivia

Great service

5
Friendly staff, great product. Would definitely recommend Reviewed on: 18th September 2020
Aaron's avatar
Aaron

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