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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

A fairer way for insurance to work

5
Love the idea that in months where claims maybe lower we also see the a reduce in our insurance. Reviewed on: 18th September 2020
Jason's avatar
Jason

Best value bike insurance

5
Excellent cover provides peace of mind at a low cost compared to competitors. Referral system giving credit is also a nice touch. Reviewed on: 18th September 2020
P Walker 's avatar
P Walker

Great service

5
I needed to log a claim following some damage to my bike. Laka responsive and quick and proactive with communications there was no increase to my premium as a result of needing to claim. Reviewed on: 18th September 2020
Melissa Snaith's avatar
Melissa Snaith

Insurance like it should be

5
Perfect for multiple bikes owner. Pricing is super competitive, and service never fallen short! I contacted them few time and was always served promptly, in a very professional manner. I could not recommend them enough. Reviewed on: 18th September 2020
Samuel 's avatar
Samuel

Innovative and genuine company

5
This is genuinely the best insurance cover I’ve had, the support is fantastic and incomparably good when put against other insurers. Reviewed on: 18th September 2020
Adrian Howell's avatar
Adrian Howell

Amazing concept

5
Fantastic concept. Amazing service. Brilliant idea. Wish more companies like Laka existed. Reviewed on: 18th September 2020
Sophie Dear's avatar
Sophie Dear

Great ethos, great company

5
Competitive price, great cover and a community ethos I buy into. Ticks all the boxes. Reviewed on: 18th September 2020
James Singleton's avatar
James Singleton

Easy interface, no confusing jargon

5
Really easy to get a quote and add gear to a policy. Everything is laid out very clearly without confusing terms. The way the pricing is set is also very clear and you know the most you pay but will often pay a bit less! Excellent service. Reviewed on: 18th September 2020
kmmmooooonnnn's avatar
kmmmooooonnnn

Laka - Transparent and Flexible

4
Laka are fantastic. They cover everything i need when it comes to cycling; bike, equipment, liability and they make it easy to see where my money goes/ how my premium is calculated. Even though i wont, i could cancel at any time which means I dont feel trapped into a policy i dont want. Reviewed on: 18th September 2020
Jack's avatar
Jack

Cost effective bike insurance

5
Easy to deal with, no issues ever encountered. Premium is fine Reviewed on: 18th September 2020
Jawsbyte's avatar
Jawsbyte

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