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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Cheap, flexible cycle insurance.

4
The insurance pack is easy to setup and understand how has been paid to each month. I have had a friend who needed to make a claim and within 2 weeks he had need bike ready to roll. That is great timing with an insurer! My only (small) issue was with the public liability side of things where it took a long time for Laka to set it up. Reviewed on: 18th September 2020
Elton's avatar
Elton

Honest insurance

5
Haven’t had to claim yet but appreciate the community feel Laka creates! Reviewed on: 18th September 2020
Jameel's avatar
Jameel

Insurance for bikes by cyclists

5
Dealing with Laka is simple and less officious than anyone else I've used for bike insurance. I do get the feeling it's cyclists looking after cyclists! Reviewed on: 18th September 2020
Sean Breslin's avatar
Sean Breslin

The best cycle insurance in the whole World!!

5
The best insurance I have ever came across. Great prices and fantastic service. No contract so you can cancel anytime or simply pause it if you’re not using your bike for a period of time. 5 star service we were all waiting for is here available to all!! Reviewed on: 18th September 2020
Simon's avatar
Simon

a cooperative model

5
a fine firm with a transparent cooperative business model Reviewed on: 18th September 2020
John William Hodgson's avatar
John William Hodgson

Fantastic bike insurance

5
Have recently joined Laka and have been really impressed with the set up and how the insurance works. Really happy with the transparency of the company’s billing and approach. Hope I don’t have to claim but from what I have seen I will confident in their ability to handle with ease. Reviewed on: 18th September 2020
Simon Angelinetta's avatar
Simon Angelinetta

Insurance tailored to the cyclist.

5
After building my dream bike from the frame up I was delighted to find insurance that protected it at a reasonable price. The simple application process and clear monthly statements are key parts of the excellent product. The bonus of lower costs during low claim months is another great feature. Reviewed on: 18th September 2020
David Ralph's avatar
David Ralph

Really easy and friendly sign up at good value

4
I was referred by a friend giving him a discount and me great bike insurance! It was really quick easy to sign up so I could get out riding with a clear conscience. Reviewed on: 18th September 2020
James Peaty's avatar
James Peaty

Excellent cycle insurance cover with great business and pricing model

5
I've been with Laka for around 6-8 months and I love the approach and the style of the company. It really taps into the culture of being a cyclist. I also enjoy that you only pay for the claims over that period which has saved me money on the maximum premium every month. Brilliant. Reviewed on: 18th September 2020
James's avatar
James

Excellent alternative bike cover!

5
It’s great to have a bike insurer that thinks outside of the box! Reviewed on: 18th September 2020
Richard Hambly 's avatar
Richard Hambly

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