Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
86% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2683)

The best, most personal and fairest insurance company there is.

5
Laka are simply the best, most personal and fairest insurance company there is. Their model is unique and signing up is straightforward. Their story is fascinating and convincing. I'd recommend them to anyone and everyone. Reviewed on: 18th September 2020
txltxl's avatar
txltxl

Amazing

5
Brilliant company, easy to set up! Reviewed on: 18th September 2020
Owen Fletcher's avatar
Owen Fletcher

Best bike insurance brand I have ever used!

5
Always helpful service- fortunately I’ve never had to claim yet, but I feel safe in the knowledge that if I do, it will be a streamlined and simple process! Reviewed on: 18th September 2020
Chris King's avatar
Chris King

A great company with exceptional customer service

5
Could not be happier with Laka I had a accident, wrote off my bike and had a new one in no time at all. Brilliant service from friendly staff! Reviewed on: 18th September 2020
Paul Wright's avatar
Paul Wright

Best insurance I've ever had

5
Great customer service, best-in-class value and no fuss claims payments. Can't beat it. Reviewed on: 18th September 2020
simonh's avatar
simonh

Quick and easy bike replacement

5
Insurance like it should be! I had my bike stolen one evening whilst attending a Scout meeting. Initially devastated, I contacted Laka via their online video reporting, explaining what had happened, and answered a few quick and easy questions. Laka were in touch the following day, the claim accepted and the process of selecting the new bike made quick and easy, with it being delivered within a few days of the order date. I couldn't have been happier! And my premiums have remained the same afterwards. The community model is fantastic, keeping costs down, and I've been able to introduce plenty of friends along the way. Reviewed on: 18th September 2020
Alex Norori-McCormac's avatar
Alex Norori-McCormac

Insurance the way it should be

5
I’ve been with Laka from the start and they continue to offer the best, most transparent cycling insurance. Great team. Great product. Great service. Reviewed on: 18th September 2020
Rupert Englander's avatar
Rupert Englander

Laka - Use it.

4
Straight forward, but informative and intelligent way to ensure your bike and accessories. Great communications. Less an insurance policy only, more of an insurance policy and cycling community combined. Reviewed on: 18th September 2020
RobK's avatar
RobK

Easy - affordable - collaborative

5
Everything about signing up was easy, I even got an email to ask if I need to chat about anything I didn't understand. It's nice to feel part of a community of like minded people looking after the bikes and lives of the like-minded. Reviewed on: 18th September 2020
Richard Huntrods's avatar
Richard Huntrods

best insurance ever,

5
Never thought insurance would be so engaging Reviewed on: 18th September 2020
S Purton's avatar
S Purton

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill