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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.06 (698 reviews)

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3.95

Based on 698 reviews, last reviewed 7th Nov 2024

67% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

55%

21%

11%

10%

Latest highest rating:

4

Easy to set up Classic Account with Bank of Scotland... Easy to set up Classic Account with Bank of Scotland, after moving countries. Great service at any branch Reviewed on: 29th October 2024

Latest lowest rating:

1

I have spent a month calling them to resolve a simpl... I have spent a month calling them to resolve a simple issue. Every time they tell me it is fixed but it is not fixed at all. Customers without a sma... Read more Reviewed on: 16th October 2024

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About this product

The Lloyds Bank Classic Account is designed for ‘free everyday banking’. Account holders can benefit from a featureful mobile banking app, cashback opportunities and both arranged and unarranged overdrafts.

Our Lloyds Bank Classic Account reviews can give you valuable insight into the provider and account. Learn how satisfied genuine customers are with the service they’ve received. Be confident you’re making the right choice about your new account by checking our customer reviews.

If you’re interested in the Lloyds Bank Classic Account, find out more on Smart Money People. Learn why customers chose this account and how satisfied they’ve been so far. Read about the main pros and cons of the Classic Account to decide if it sounds right for you. Find out how responsive the customer service team is and how quickly account holders’ issues have been resolved. All of this and more can be found in our Lloyds Bank Classic Account reviews.

Perhaps you already have a Classic Account with Lloyds Bank? Why not share your honest opinions with our Smart Money People community? How long have you had the account and is it your main bank account? What is your favourite thing about the account, and is there anything you feel could be improved? If you use the mobile banking app, which features are the most useful? Would you recommend the account to your family and friends? Leave a Lloyds Bank Classic Account review today. Together, we can help people like you make better financial decisions.

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Lloyds Bank Classic Account reviews (698)

ok,but don't go overdrawn

I was a customer of Lloyds for over 40 years but changed about a year ago.Very rarely,if ever,did I go overdrawn on this account,but I did on this occasion as an amount on my debit card went through for £200 instead of £20,thus making me overdrawn..Anyway I was charged a FEE + interest and no amount of trying would make them change their minds. I will never bank with Lloyds again. Reviewed on: 24th December 2016

Wanted contactless

Went into my local branch to ask about changing my card to a contactless one, I was told that technically as my card was not up for renewal that they couldn't issue a new one. Instead, the advisor was able to raise a new one by going through various different screens resulting in me having a contactless card. They were more than helpful at the branch and I can't fault them. Reviewed on: 24th December 2016

Bank as a whole

Lloyds bank has been my bank since 2009 and Im happy to say that it's the best bank in the U.K. Not only do they have friendly and supportive staff on the phone and in branch but even check your balance or transferring money through the banking online is easy, safe and secure. Reviewed on: 20th December 2016

Problems every step of the way

As I am an Australian on a working holiday visa I was limited in my options of banks who would allow me access to a UK bank account but I was recommended Lloyds as they just need proof of residence. Besides the lovely customer service I received on each occasion, each and every step I have taken with lloyds has been an issue. I went to apply in branch but they told me to apply online, errors with online form created issues, they didn't copy the appropriate identification the first visit after my online application even though I provided it all, told me I should have applied in branch to have made it smoother and quicker, average 40min wait in line to speak with cashier, I have received my PIN in the mail but am still yet to receive my bank card since opening account 6 weeks ago. Couldn't be more disappointed!! Wish I never opened my account with lloyds. Reviewed on: 9th December 2016

Absolute Rubbish

Lloyds Bank breached Data Protection on several occasions and would not admit it until they were reported to the ICO and the beaches were confirmed! Rude staff and constant marketing regardless of unsubscribing. Reviewed on: 3rd December 2016

Works well

Always good customer service, never really had any problems! Reviewed on: 29th November 2016

Excellent all round service

I have never had any problems with my account. I find it easy to use, never had any mistakes and when I have dealt with phone banking they are polite, efficient and courteous . Online banking is straightforward and easy to use. I always recommend Lloyds as I go by experience and not hearsay..... Reviewed on: 26th November 2016

Straight-forward service

When I joined the bank I found them helpful and straight-forward. I can set up alerts for my funds going below a certain level, and I get a weekly text to let me know my balance. I like the online banking system, and have since opened further accounts easily and they are all shown in one place. Overall a satisfactory experience. Reviewed on: 24th November 2016

Strange bank

I went to the bank to put some money into the account, the bank had no customers inside it was empty. I walked to the cashier and asked I want to put money in my account here the account details and that's amount I would like to put in I was told to fill up deposit form with envelope put in the deposit through a hatch it i walked away thinking that's really wired I have hand written reciept by me and it's not stamped by the cashier and I don't know if the money in my account very strange if I need change banks Reviewed on: 18th November 2016

Account Advice

Discuss the Lloyds Platinum Added Benefits £17 month account. Advised that as I already have AA cover until June 2017 (they won't cancel mid term / pro-rata, shame on them) and Annual Travel Insurance via work, best buy separate Mobile Phone cover on the Internet. Reviewed on: 18th November 2016

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