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Monzo: Business Account reviews

4.91
Based on 1,374 reviews, last reviewed 17th Apr 2025
16800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
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Latest highest rating:

5

Absolutely fantastic service and value, excellent pr... Absolutely fantastic service and value, excellent product for small business banking, that has all the services required as my business grows. Also g... Read more Reviewed on: 17th April 2025
Darren's avatar
Darren

Latest lowest rating:

1

was hype at first ngl but now i’m stuck w a business... was hype at first ngl but now i’m stuck w a business acc that acts like a beta app. not serious at all. Reviewed on: 15th April 2025
Miwola j's avatar
Miwola j

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1374)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Great customer onboarding journey

5
The process of setting up my business account was so easy and intuitive. I love the way it links to my personal account and I can switch between my personal and business account in the same app. Reviewed on: 18th March 2025

I am a sole trader, the Monzo business account makes...

5
I am a sole trader, the Monzo business account makes life so much easier! Reviewed on: 18th March 2025

Great app and feels very fast to carry out actions c...

5
Great app and feels very fast to carry out actions compared to older banks Reviewed on: 18th March 2025

I have a personal and business account with Monzo .

5
I have a personal and business account with Monzo . Payments are smooth in and out easy to set up direct debits. Can send and receive invoices and it’s set up to take the tax automatically for each payment. Reviewed on: 18th March 2025

The app is very easy to use.

5
The app is very easy to use. -I can manage everything from it. It also accepts many currencies. Reviewed on: 18th March 2025

Monzo is great.

5
Monzo is great. They take care of their customers and make non-customers want to be customers. They like to have a laugh but also get the job done, which is basically how every bank should conduct themselves if they don’t want society to hate them. Reviewed on: 18th March 2025

Monzo really helped me out

5
Monzo really helped me out in a tight spot and I am forever grateful for their help, understanding and support Reviewed on: 18th March 2025

I have been using Monzo for the last few years

5
I have been using Monzo for the last few years , I move my money into Monzo to save and it’s helped me save towards a house deposit. I’m nearly there and it’s been easy to track thanks to Monzo. They provide A very clear overview of your money! Reviewed on: 18th March 2025

Ive been using Monzo for 5 years now

5
Ive been using Monzo for 5 years now, i switched from another bank that I had for a year and Monzo is so much better for personal experinece, support, saving and everything else you would want from a bank. Monzo has helped me save up to buy my first property this year which is why I love Monzo! I’m currently a member of the Monzo ‘MAX’ service which makes the experience even better than it already was! Reviewed on: 18th March 2025

New Business Account - 10/10!

5
I have recently set up a business and have set up a Monzo Business Account. It was really easy to set up, and I have no faults with the service. It has been great that I have been able to set up a tax pot so when I get paid it instantly accounts for the tax I will be paying on it. 10/10 Monzo! Reviewed on: 18th March 2025

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