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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1385 reviews)

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4.87

Based on 1,385 reviews, last reviewed 6th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

The bank fails to provide straightforward, automatic... The bank fails to provide straightforward, automatic bank statements, making necessary accounting and professional documentation a "painful process" a... Read more Reviewed on: 6th November 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1385)

Monzo helps me grow my budiness

Monzo provides me with the business service that assists me The big banks stop my business growing Reviewed on: 18th March 2025

Great customer onboarding journey

The process of setting up my business account was so easy and intuitive. I love the way it links to my personal account and I can switch between my personal and business account in the same app. Reviewed on: 18th March 2025

I am a sole trader, the Monzo business account makes...

I am a sole trader, the Monzo business account makes life so much easier! Reviewed on: 18th March 2025

Great app and feels very fast to carry out actions c...

Great app and feels very fast to carry out actions compared to older banks Reviewed on: 18th March 2025

I have a personal and business account with Monzo .

I have a personal and business account with Monzo . Payments are smooth in and out easy to set up direct debits. Can send and receive invoices and it’s set up to take the tax automatically for each payment. Reviewed on: 18th March 2025

The app is very easy to use.

The app is very easy to use. -I can manage everything from it. It also accepts many currencies. Reviewed on: 18th March 2025

Monzo is great.

Monzo is great. They take care of their customers and make non-customers want to be customers. They like to have a laugh but also get the job done, which is basically how every bank should conduct themselves if they don’t want society to hate them. Reviewed on: 18th March 2025

Monzo really helped me out

Monzo really helped me out in a tight spot and I am forever grateful for their help, understanding and support Reviewed on: 18th March 2025

I have been using Monzo for the last few years

I have been using Monzo for the last few years , I move my money into Monzo to save and it’s helped me save towards a house deposit. I’m nearly there and it’s been easy to track thanks to Monzo. They provide A very clear overview of your money! Reviewed on: 18th March 2025

Ive been using Monzo for 5 years now

Ive been using Monzo for 5 years now, i switched from another bank that I had for a year and Monzo is so much better for personal experinece, support, saving and everything else you would want from a bank. Monzo has helped me save up to buy my first property this year which is why I love Monzo! I’m currently a member of the Monzo ‘MAX’ service which makes the experience even better than it already was! Reviewed on: 18th March 2025

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