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Monzo: Current Account reviews

4.92
Based on 14,853 reviews, last reviewed 24th Jan 2025
56% decrease in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

It's been well so far. It's been well so far. Haven't really done much with Monzo but it seems good so far. I can't really stand firm for their security due to rumour on tik... Read more Reviewed on: 24th January 2025
Uchechukwu C's avatar
Uchechukwu C

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14853)

Review of the Monzo, Current Account:

Once a pioneer, now in with the crowd... still good

4
I moved my 'spending' money into Monzo from my main NatWest account as it had loads more functionality. Market leader in sending payments, splitting bills, paying abroad etc. unfortunately not much newness has happened (relevant to me) and all the other banks have caught up and copied Monzo. So great, but no longer a pioneer in my eyes and part of the crowd now. Reviewed on: 15th March 2024

Modern Banking

5
Since day 1 I have had no troubles with Monzo. In fact they have offered me different services which they do. Like saving pots etc Reviewed on: 6th June 2024

I've been using Monzo for years and I can't even ima...

5
I've been using Monzo for years and I can't even imagine using a different bank as my main account. The experience has been great, and I've been using premium (now Max) which gives me so many extra benefits (e.g. I travel a lot and I needed a travel insurance, but decided to pay for Monzo instead of a separate company I'd need to deal with). Reviewed on: 5th June 2024

They don't really support you if you've been the vic...

2
They don't really support you if you've been the victim of a scam. Plus the customer service takes ages to get back to you. It's almost as if there is no real human behind the customer service wall. This makes me weary of them. It's a shame because all of the other perks and features are quite nice. Reviewed on: 5th June 2024

Easy to setup and acess your funds

5
Easy to setup and acess your funds Reviewed on: 3rd June 2024

Better banking!

5
Better banking! Didn’t think it was possible, but Monzo has made me interested in my money! Reviewed on: 2nd June 2024

Best bank i have ever been with!

5
They offer various perks, a free 1 year railcard and weekly greggs. Like how could i ask for more? The service is reliable and i love the system where you use pots to save money in! Overall Monzo is now the main bank I use. You can even ask for your pay a day early! Reviewed on: 2nd June 2024

Brilliant bank, easy to use , easy to send money and...

5
Brilliant bank, easy to use , easy to send money and track your spending also. Reviewed on: 30th May 2024

I recommend monzo

5
I have had a mozo card for going on 4 years now ever had an issue that wasn't sorted quickly the ability to see money coming to the account and get the day before is a key benefit that drew me to monzo Reviewed on: 29th May 2024

Fantastic provider. Monzo the One

5
Fantastic provider. Easy to use and revolutionised the game for virtual banking. Resolve issues quickly and make it so easy to do banking. Reviewed on: 29th May 2024

I love Monzo, I have almost all my finances with the...

5
I love Monzo, I have almost all my finances with them now. App is reliable and easy, never have issues, payments go through and it’s very secure. Reviewed on: 28th May 2024

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