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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Because it's awesome and very convenient.

My overall experience is incredible and wonderful will definitely recommend. Reviewed on: 13th April 2021

Best. Bank. Ever!!

Who writes a positive review about their bank?!? Monzo customers. That’s who. They’ve made it so easy to manage my money. Cheaper to spend abroad (when we can again) and amazing customer service whenever it’s needed. Ooh! And we get paid a day early too! Reviewed on: 13th April 2021

Great features and great UX

Gives great control and visibility on my spending and provides good tools to budget for anything you can think of Reviewed on: 13th April 2021

Seamless digital banking

The self-service is outstanding, no major problems, secure payments, contactless and most importantly forgot about the physical ATM & bank. Love the notifications Reviewed on: 13th April 2021

Quick and responsive

Very easy to use app. Lightweight security processes. Realtime notifications. I love it. Reviewed on: 13th April 2021

The best bank ever

I have been with them for over 2 years & I absolutely love their service Reviewed on: 13th April 2021

Best bank by far

Never again will i go back to a high street bank Reviewed on: 13th April 2021

Easy and intuitive.

Everything on the app is exactly where you'd think it would be, and everything is made as quick and easy as possible. Reviewed on: 13th April 2021

Useful, fair and fanny to use

I can just do all I need frictionless Reviewed on: 13th April 2021

Monzo changes everything

Monzo has completely changed my finances, before i got a Monzo account I was in ~5k debt, Monzo helped me save and pay this off, I am now in a place to buy a flat and this is largely down to Monzo. Reviewed on: 13th April 2021

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