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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Amazing

I enjoy Monzo. Banking made easy Reviewed on: 13th April 2021

Awesome

Easy to use. And can keep track of incoming and outgoing money Reviewed on: 13th April 2021

Easy simple and perfect

I made Monzo my only account, it’s easy and very simple to use, I really recommend Reviewed on: 13th April 2021

Banking we deserve

Outstanding bank the help service needs better response times but apart from that Outstanding Reviewed on: 13th April 2021

banking built for humans

Everything about the experience is clearly built with the user experience first in mind. It’s the first time I’ve actually felt in control of my money, rather than a passenger along for the ride. Reviewed on: 13th April 2021

Excellent

Great bank, much better than higg Street banks! Reviewed on: 13th April 2021

Love it...

Been with Monzo for almost 4-yrs, initially a beta user. Great product, feature rich and always open to ideas/feedback. Responsive staff, friendly yet professional. Introduced several friends and family and will continue to do so. Reviewed on: 13th April 2021

All things bank in my pocket!

Monzo has for sure revolutionized the banking industry in the UK! I am very happy with the way they run things online as well as with their customer support. I closed my old bank account and switched to Monzo 100%. Have no regrets so far. Reviewed on: 13th April 2021

Can't fault Monzo

I have been a Monzo customer for a little over 3 years, I am a convert and use it for everything from my salary, bills, savings. The app is user friendly, well designed and the pots have become an invaluable resource to my monthly financial planning. Reviewed on: 13th April 2021

Perfect for budgeting

Excellent intuitive app, very nice for managing weekly/monthly budgeting Reviewed on: 13th April 2021

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