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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

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4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

82% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

banking made easy

the app is so easy to use and very intuitive. The customer service is second to none. So much easier to keep track of my spending, especially with the pots function and salary sorter Reviewed on: 11th August 2020

fraudsters

Got my account with them for over 6 months, transferred money from my business account that I got at HSBC and they freeze the funds and close the account, so far 4 weeks are passed without any refund to the other account that I provided to them, they are a joke and a fraud bank keeping your funds illegally, I have send complains everywhere, today again complains to FSCS, financial obudsman, also contacted a solicitor, I hope will make them pay for ruining my life. DO NOT ever think to bank with them, is a bad ideea! Reviewed on: 9th August 2020

Easy to use and fun

I love Monzo, it has helped me save money. I can round up spending and deposit into my savings without me noticing. I can send and receive money so easily and track my spending. Love it! Reviewed on: 11th July 2020

Perfect Account

I set up a Monzo current account and it is fantastic! Super easy to set up, card arrived super quick and the ease of use and functions that account offers is second to none. Highly recommend! Reviewed on: 6th July 2020

Great account for rounding up

I really like how you can have separate pots saved from rounding up your purchases. It helps you keep track of your money goals. Overdraft available but is removed if you do not need to use it after 90 days Reviewed on: 4th July 2020

Monzo

It's a great all-rounder and lovely user interface. I would highly recommend. Reviewed on: 25th June 2020

Makes banking so easy

Monzo has changed the way that I bank. It feels so much more secure as I know the moment money has been debited from my account, and the budgeting feature is really smart. Reviewed on: 12th June 2020

Over the expectations

Everything it’s too easy and fast Reviewed on: 11th June 2020

Very helpful, easy to use

this app and account is so helpful for money management! Its like a new generation of banking which allows me to easily set money aside for certain bills and savings pots yet has all the flexibility of a standard bank account in terms of payments Reviewed on: 8th June 2020

Absolutely LOVE Monzo

I've been with Monzo for about a year now and it's like no other bank that I've been with. The app is incredible and SO helpful for budgeting, and their staff are super friendly. I can't imagine ever banking with anyone else now. Reviewed on: 5th May 2020

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