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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Banking made simple

How a banking app should be, simple to use, straightforward app and great features such as rounding up into a savings account. The link with IFTTT is great and allows me to save towards new trainers after a run Reviewed on: 13th April 2021

Excellent

Recommend to everyone. Excellent services Reviewed on: 13th April 2021

Great customer service

Had great service from their team. Also the app is so easy to use. Reviewed on: 13th April 2021

Functional and easy to use

I really like Monzo. It’s made it so much easier to budget and keep track of my spending compared to conventional bank accounts. Reviewed on: 13th April 2021

Simplicity!

Banking thats been revolutionised, everything is clearly laid out. Id have multiple accounts if I could! Reviewed on: 13th April 2021

EPIC

The bank is super easy to use and are always working to try and support you in any way they can. Reviewed on: 13th April 2021

Bank of your dreams

Makes you feel like you’re part of a community. The banking structure is easy to understand and easy to use. Customer service is fantastic and give you very fast replies. Couldn’t recommend it anymore! Reviewed on: 13th April 2021

Great usability

Really easy to use. Money goes out of account straightaway when you send so it’s very easy to budget. Customer service has always been helpful the couple of times I’ve needed to use it. Less features than some other challenger banks (unless you pay for plus etc) Reviewed on: 13th April 2021

Really Easy!

Really easy bank, no fuss! Everything is available exactly when you need it Reviewed on: 13th April 2021

Best bank

Nothing much to say apart from monzo IS the best bank around. Simple Reviewed on: 13th April 2021

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