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Monzo: Current account reviews

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4.93
Based on 19,391 reviews, last reviewed 20th Apr 2026
105450% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
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96%
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3%
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1%

Latest highest rating:

5

Brilliant bank! Brilliant bank! Love their savings products, offers, tiers are actually worth having, and helpful guidance. They help me make better decisions Reviewed on: 20th April 2026
Amanda F's avatar
Amanda F

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19391)

Interesting concept

4
Downloaded the app when I got access to the Mondo beta. Had lots of trouble signing up, it rejected my email about several times before I actually managed to progress, then it just dumps you at a "wait in the queue" screen which isn't exactly the sleekest sign-up. Once I did get to the front of the queue, my card came quickly, and despite having to load it with £100 which seems like a lot - the card is actually almost "fun" to use - like the notifications, and the "you've spent £XX today" features. Wait with baited breath to see where they go with their current account... Reviewed on: 23rd March 2016
Jeff's avatar
Jeff

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