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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The future is here already !

5
Perfect - those old high street banks are looking like dinosaurs after the comet hit the planet! Reviewed on: 7th November 2017
Chris FLYNN's avatar
Chris FLYNN

Instant Notifications

5
I love the instant notifications when I use the card and their support in top notch Reviewed on: 7th November 2017
Matthew Bissell's avatar
Matthew Bissell

Simple and easy

5
Great product great brand easy to use and really fun and helpful Reviewed on: 6th November 2017
Alex Marshall's avatar
Alex Marshall

Cant come quick enough

5
I have loved my Monzo pre-pay card and couldn't stop telling others about it. I have every faith that the current account is going to be as good. The app and underlying technology which provide real time data far exceeds anything available from the high street banks. Go Monzo! Reviewed on: 5th November 2017
E Master's avatar
E Master

Hidden dynamic currency conversion in Jordan

2
Monzo will show your ATM withdrawals in USD, not JD, at an unfavourable exchange rate. This does not happen with my other UK debit cards. Reviewed on: 2nd October 2017
William Forshaw's avatar
William Forshaw

Pre paid card only

5
Only used the lee paid card so far but it works really well. The app is great and sets the standard for other banks to follow. Looking forward to the current account Reviewed on: 23rd August 2017
Martin Patmore's avatar
Martin Patmore

Can't live without it !!!

5
Perfect for my month to month budget. When it's gone it's gone. Saves me from over spending, check balance and you know what you have left. Have introduced 4 friends to this now, perfect !!!! Reviewed on: 16th August 2017
Sandra Loveday's avatar
Sandra Loveday

A simple stylish way of managing my money

5
I was introduced to Monzo by a friend and I can't thank her enough for it. Monzo has brought banking bang upto date and which is as refreshing as it sounds. It has made such a great difference in allowing me to manage my finances with ease, knowing exactly where my money is going. I could not recommend it enough. Reviewed on: 29th May 2017
Jade England's avatar
Jade England

Great product

5
Superb product with great support and communication to their users. Reviewed on: 8th May 2017
Phil O'Kane's avatar
Phil O'Kane

Super simple and friendly

5
I'm new to Monzo and found the set up and contact since has been fantastic. Great app and outstanding support Reviewed on: 5th April 2017
Lee Cooper's avatar
Lee Cooper

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