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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Magnificent

4
A really good alternative to traditional baking with access at your fingertips. Reviewed on: 1st January 2018
Maisy Elizabeth Jones's avatar
Maisy Elizabeth Jones

Amazing bank

5
Customer service is excellent. The transparency serves them well and makes for an excellent product/service. No vague replies when you ask questions as you would get from a high street bank. Good fees and nice app interface, simple to use. Oh, and that hot coral card stands out nicely! Reviewed on: 21st December 2017
Michael's avatar
Michael

Great new bank

5
Great experience using the app and ease of understanding everything. Well laid out and designed app. Reviewed on: 21st December 2017
Anonymous's avatar
Anonymous

How banking should be done

5
Designed in the open, public roadmap, conversion with their clients. Transparency and a good product Reviewed on: 21st December 2017
Marco Cedaro's avatar
Marco Cedaro

The futute

5
Awesome efficient modern innovative Reviewed on: 20th December 2017
Michael Mccarthy's avatar
Michael Mccarthy

Start of something great

5
Theyäó»re on to something here and I hope they can keep the energy to innovate and engage customers. Their open, personable and definitely show the human side. Iäó»ve had a couple of occasions where Iäó»ve had to contact them via the app, very impressed with the set-up and response. Reviewed on: 16th December 2017
Anonymous's avatar
Anonymous

Great Bank

5
User friendly, easy and slick. The future of banking Reviewed on: 14th December 2017
Michael Oakes's avatar
Michael Oakes

great experience

5
transparent and fast friendly customer service, just what I need! Reviewed on: 4th December 2017
toby's avatar
toby

The Best

5
Easy to use, pay friends (if they have a monzo account) and use overseas Reviewed on: 22nd November 2017
Anonymous's avatar
Anonymous

Great alternative to big banks

5
Bank account with fantastic app and brilliant travel options. Community and communication from company is great. Reviewed on: 21st November 2017
Frank Brewster's avatar
Frank Brewster

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