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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Great new bank

5
Great experience using the app and ease of understanding everything. Well laid out and designed app. Reviewed on: 21st December 2017
Anonymous's avatar
Anonymous

How banking should be done

5
Designed in the open, public roadmap, conversion with their clients. Transparency and a good product Reviewed on: 21st December 2017
Marco Cedaro's avatar
Marco Cedaro

The futute

5
Awesome efficient modern innovative Reviewed on: 20th December 2017
Michael Mccarthy's avatar
Michael Mccarthy

Start of something great

5
Theyäó»re on to something here and I hope they can keep the energy to innovate and engage customers. Their open, personable and definitely show the human side. Iäó»ve had a couple of occasions where Iäó»ve had to contact them via the app, very impressed with the set-up and response. Reviewed on: 16th December 2017
Anonymous's avatar
Anonymous

Great Bank

5
User friendly, easy and slick. The future of banking Reviewed on: 14th December 2017
Michael Oakes's avatar
Michael Oakes

great experience

5
transparent and fast friendly customer service, just what I need! Reviewed on: 4th December 2017
toby's avatar
toby

The Best

5
Easy to use, pay friends (if they have a monzo account) and use overseas Reviewed on: 22nd November 2017
Anonymous's avatar
Anonymous

Great alternative to big banks

5
Bank account with fantastic app and brilliant travel options. Community and communication from company is great. Reviewed on: 21st November 2017
Frank Brewster's avatar
Frank Brewster

The future of banking

5
I started with a Monzo pre-paid card to take on holiday to the USA, I was really impressed by the way the card worked especially no ridiculous charges. I've now upgraded to the Monzo current account which I find brilliant the account works through a mobile app which updates credits and debits almost immediately. So pleased I've closed my high street bank account and have much better control over my money and budget. Reviewed on: 20th November 2017
Neil Whybrew's avatar
Neil Whybrew

Visionary

4
Monzo provides an easy to access breakdown of your spending so you can look where your main outputs are and how you can manage them better. The free fee's for withdrawing abroad is also incredibly helpful. Reviewed on: 8th November 2017
Rhys Kibble's avatar
Rhys Kibble

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