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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17988 reviews)

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4.92

Based on 17,988 reviews, last reviewed 17th Feb 2026

37600% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Consistently good current account. Consistently good current account. Small perks reward use, albeit not all will be useful to everyone. Options to upgrade exist but free account still ... Read more Reviewed on: 17th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17988)

Consistently good current account.

Consistently good current account. Small perks reward use, albeit not all will be useful to everyone. Options to upgrade exist but free account still has great utility, especially with bill splitting between friends and shared tabs. App remains one of the best in class for stable and engaging use. Reviewed on: 17th February 2026

Whenever I need support, they’re quick, human and pe...

Whenever I need support, they’re quick, human and personalised. The app is super seamless and easy to use - it helps manage finances. Reviewed on: 17th February 2026

Monzo Is Excellent, especially when it comes to sort...

Monzo Is Excellent, especially when it comes to sorting your money. Pots make it so easy to keep track of bills and make sure you don't over spend and their credit insights with Monzo Max are very helpful. Reviewed on: 17th February 2026

Gamified banking

Moving from my last bank's personal account to monzo's has primarily allowed me to more easily control and monitor my money, with the gamification of saving and investing being excellent. The added transparency for investing and saving has been very helpful Reviewed on: 17th February 2026

Monzo is the only bank I would recommend

Monzo is the only bank I would recommend. You get amazing bonuses with Monzo Reviewed on: 17th February 2026

It’s the best money managing app I’ve come across !

It’s the best money managing app I’ve come across !! Reviewed on: 16th February 2026

Great bank , easy to use.

Great bank , easy to use. App very helpful. Customer service very good Reviewed on: 16th February 2026

Monzo Magic

Easy to use, great product features, excellent customer service Reviewed on: 16th February 2026

just works

just works. Easy to use via the app with real world touch points when needed Reviewed on: 16th February 2026

The best account for young people when transferring...

The best account for young people when transferring money to and from friends or splitting bills. Reviewed on: 16th February 2026

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