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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18046 reviews)

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4.92

Based on 18,046 reviews, last reviewed 22nd Feb 2026

40450% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have been banking with MONZO for about a year and... I have been banking with MONZO for about a year and have never known a bank be so positive, helpful and customer focused. They are excellent. Reviewed on: 22nd February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18046)

everything you want in one app, all well laid up...

everything you want in one app, all well laid up Reviewed on: 20th February 2026

Fabulous!

Easiest app, great features, good products. Love it! Reviewed on: 20th February 2026

A Smooth and Modern Banking Experience

I’ve had a great experience with Monzo. The app is easy to use, transactions update instantly, and budgeting tools like savings pots make managing money simple. Fast notifications and helpful customer support make it a reliable, modern banking option. Reviewed on: 20th February 2026

Tech First, Fun and Easy to Use

Love the user friendly nature of the app, making it easy to manage my money and see everything clearly. Monzo Plus is great as you get additional perks and can link all other bank accounts. Also loving the gamification factor of the savings challenge and salary winning scheme. Reviewed on: 20th February 2026

8 years and still in love

They're my main bank, I've been with Monzo for 8 years now and they never let me down. I have absolutely no complaints, only the best experience with every part Reviewed on: 20th February 2026

Best bank ever!

Best bank ever! Easy to use, app actually built around users, and excellent customer service. Reviewed on: 20th February 2026

Banking That Actually Feels Built for Me

I’ve banked with Monzo for years and it’s completely changed how I manage my money. Everything is instant, intuitive and genuinely helpful. Real-time notifications mean I always know exactly what I’m spending, and the categorisation makes it effortless to track where my money goes each month. Features like Pots have been a game changer for budgeting and saving, being able to separate bills, holidays and everyday spending removes so much stress. Setting up direct debits, freezing and unfreezing my card, and tracking subscriptions can all be done in seconds in the app. No waiting on hold, no paperwork, no hassle. What really stands out is how transparent and customer-focused Monzo feels. There are no hidden surprises, the app explains things clearly, and support is quick and human when you need it. It’s not just a bank account, it’s a tool that helps you feel in control of your finances. Monzo has made banking simpler, smarter and honestly a lot less stressful. Reviewed on: 20th February 2026

Fantastic bank with fantastic innovative features

Fantastic bank with fantastic innovative features Reviewed on: 20th February 2026

Perfect online bank

I moved to the UK and needed a quick, reliable bank that also helps me quickly get set up and follows me along my frequent trips abroad. With is user-friendly app and no exchange fees, Monzo really delivered! Reviewed on: 20th February 2026

Greg @ Monzo

Monzo is fab, great customer service and really easy to use. PS. Greg made me do this Reviewed on: 20th February 2026

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