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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,433 reviews, last reviewed 30th Oct 2026
65% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Really impressed with monzo bank So easy to use and love the cash back offers Reviewed on: 30th October 2026
Rebekah Shield's avatar
Rebekah Shield

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19433)

Nothing special, just easy to apply

3
Nothing special, just easy to apply Reviewed on: 11th June 2026
TM Lee's avatar
TM Lee

I joined monzo, leaving Barclays after 14 years.

5
I joined monzo, leaving Barclays after 14 years. Even though monzo don’t have any building to physically go into, the app is so good that you don’t need a building. It’s very easy to use, easy to get help and I like that they give you the option to have your money early on occasion. They make the app so self explanatory that it’s hard to get lost or not know what you’re doing with it. I’d recommend Monzo to anybody. I also like the colour of their cards, it makes it easy to pinpoint. Reviewed on: 11th June 2026
Nicole 's avatar
Nicole

Great as a seperate savings account

4
Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are really handy for saving for certain events-such as Christmas, holidays or a big purchase such as a car. The option to save the pots as an isa account means interest is added each month as long as you deposit money! App is really easy to use! Reviewed on: 9th June 2026
Elin A's avatar
Elin A

Mihailmadan

3
Este forte special si imi place cand este nevoi Reviewed on: 7th June 2026
Mihai Madan's avatar
Mihai Madan

Fab app, easy to use and manage finances

5
The app is so easy to use, makes everything visible in one place and makes organising your finances a breeze Reviewed on: 4th June 2026
taylorv's avatar
taylorv

Nothing but amazing

5
Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully. There great support helps within the day although would be great to have everything stick to the same agent sometimes or be able to call over chat box as it is much easier to in some cases to talk than text issues, apart from that it's amazing and the app is beautiful there app development team have done an amazing job. Reviewed on: 29th May 2026
Axe's avatar
Axe

Really easy to use.

5
Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machine Reviewed on: 26th May 2026
Donna h's avatar
Donna h

Financial Freedom

5
I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo accounts and 'pots' but accounts with other providers too. The salary sorting is amazing and let's me to see clearly how much disposable income I have left after setting aside for bills etc. The savings challenge is great and allowing me to to set aside some money too. The only downside I found so far is that I had to post a cheque that was for an amount of greater than £500 as it was above the limit to scan on the app and this take some time to clear. Monzo has tonnes of features and the app is easy to use - they're miles ahead of the standard high street banks and I wish I'd switched sooner. Reviewed on: 23rd May 2026
Karen T's avatar
Karen T

They have such a variety of ways to help you save, a...

5
They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it has helped me to save, despite earning so little. Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Monzo is amazing.

5
Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few minutes to a different bank account. Never had any issues! Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

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