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Monzo: Current Account reviews

4.92
Based on 16,747 reviews, last reviewed 29th Mar 2025
30617% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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3%
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0%
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0%
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1%

Latest highest rating:

5

Banking made easy It's so easy to use and has more features than you could wish for, all being useful. They are very transparent, always making clear what the fees to p... Read more Reviewed on: 29th March 2025
Lisa O's avatar
Lisa O

Latest lowest rating:

1

Poor customer support Their customer service is shockingly poor—what should have been a simple issue turns into week long ordeal Reviewed on: 24th March 2025
Axel's avatar
Axel

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (16747)

Not banking way, the monzo way

5
Their systems are super sleek and just work. It’s a breeze. Tap your card? You’ll get a notification in a few seconds. Their cashback offers are actually useful, I’ve gotten around £50 back from them. I absolutely love their call status checker which shows you if Monzo are speaking to you, it’s a brilliant way they are helping stop fraud. Monzo makes me feel at ease managing my money, can’t say that about the other banks Reviewed on: 28th March 2025

Best bank I’ve ever used, simple and fun app, great...

5
Best bank I’ve ever used, simple and fun app, great rates, super simple communication, easy to track spend and manage my money better Reviewed on: 28th March 2025

I just love monzo how everything simple and easy , t...

5
I just love monzo how everything simple and easy , they make life easy . İt is not like others, complicated Digital app, using card, using card abroad. Monzo is dynamic young simple bank. Travel with monzo as much as you can, send money, application is so easy to use very user friendly. Just love monzo . Like a capsule wardrobe , capsule bank Reviewed on: 28th March 2025

Modern, easy to use bank account

5
I’ve been using Monzo for a number of years now, and it has completely changed the way I manage my finances. The app is incredibly user-friendly, making it easy to track spending, set budgets, and save money effortlessly. Instant notifications for transactions give me peace of mind, and the ability to create savings pots helps me stay organized. There is also lots of helpful information on savings & investments available & I love the 1p saving challenge & round up features. One of my favorite features is the fee-free spending abroad—no hidden charges, just real exchange rates, which is perfect for me as I travel a lot. Customer service is also top-notch, with fast and helpful responses whenever I’ve needed assistance. Overall, Monzo makes banking simple, transparent, and hassle-free. Highly recommend it to anyone looking for a modern, easy-to-use bank account! Reviewed on: 28th March 2025

It is amazing there service is fast

5
It is amazing there service is fast Reviewed on: 28th March 2025

Monzo is a good and efficient bank to rely on thats...

5
Monzo is a good and efficient bank to rely on thats why l recommended also all my friends and family to use plus the customer service they are very good, polite and they always make sure they satisfy you with their services Reviewed on: 28th March 2025

It has been a very good experience working with Monz...

5
It has been a very good experience working with Monzo they have given me tips how to save money and be financially smart I recommend to my friends to bank with Monzo aswell Reviewed on: 28th March 2025

Amazing bank account!

5
Amazing bank account. Early payments are a game changer when it’s close to pay day. Never have any issues with not being able to access money. Using my card abroad is safer and better than taking a tonne of cash out. Saving pots are beyond handy and easy to access. Reviewed on: 28th March 2025

Once I had a problem with my account but they solved...

5
Once I had a problem with my account but they solved it very nicely Reviewed on: 28th March 2025

Monzo offers transparency with banking so much more...

5
Monzo offers transparency with banking so much more than the usual high street banks. The ability to be paid early and see incoming payments is such a good tool to better manage my finances Reviewed on: 27th March 2025

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