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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo - the best bank!

5
Monzo - I’ve been with them for a couple of years & I can’t fault them. Everything just works efficiently & if it doesn’t, they fix it really quickly. I don’t know why my other 2 banks can’t be as good. Reviewed on: 21st April 2026
Abby's avatar
Abby

Easy functional app reliable not encountered any iss...

5
Easy functional app reliable not encountered any issues over the past few years I have had an account with them Reviewed on: 21st April 2026
DWP's avatar
DWP

From beta to loyalty

5
Been a loyal customer since their early beta accounts. Have tried and do try every new service or product they release. Love to recommend this bank whenever I can! Reviewed on: 20th April 2026
Laura G's avatar
Laura G

Great choice for easy joint account

5
Great choice for easy joint account, with good cash back options Reviewed on: 20th April 2026
Helena's avatar
Helena

I love my monzo account.

5
I love my monzo account. One of the most intuitive current account apps out there - so easy to put money away, and view transactions. Love that they do monthly bills back draws, and that there’s a chance to double my salary too. They make it so easy to save, they don’t overdo it on email marketing, and their tone of voice is so simple and easy to understand. I feel like I actually understand the financial product I have. Reviewed on: 20th April 2026
Alexandra S's avatar
Alexandra S

Good bank, just opened a joint account

5
Good bank, just opened a joint account Reviewed on: 20th April 2026
Chan 's avatar
Chan

Brilliant bank!

5
Brilliant bank! Love their savings products, offers, tiers are actually worth having, and helpful guidance. They help me make better decisions Reviewed on: 20th April 2026
Amanda F's avatar
Amanda F

Simple and effective apps, Quock response

5
Simple and effective apps, Quock response Reviewed on: 20th April 2026
Pradeep Modi 's avatar
Pradeep Modi

The savings 'pots' are just so useful for compartmen...

5
The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026
Donna M's avatar
Donna M

very easy to use and very quick online help

5
very easy to use and very quick online help Reviewed on: 19th April 2026
sarah d's avatar
sarah d

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