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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 4th Jun 2026

18% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fab app, easy to use and manage finances The app is so easy to use, makes everything visible in one place and makes organising your finances a breeze Reviewed on: 4th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Easy modern language offering simple good value prod...

Easy modern language offering simple good value products Reviewed on: 17th April 2026

Joint account for 4 years.

Joint account for 4 years. App is great Reviewed on: 17th April 2026

Monzo is great!

Monzo is superb. Super happy with my Monzo Max current account, the value provided is second to none. Reviewed on: 17th April 2026

Monzo has lots of exciting perks

I’ve only recently switched to Monzo. Before that I was only ever with 1 other bank and had constant issues, my money and account were always compromised and the bank never did anything to fix it. Since being with Monzo I’ve never had any concerns about the safety of my money, but have been getting used to using the mobile app and have loved finding little things like savings pots and the savings challenge. This is the first time I’ve seen a bank do something like that and I think it’s great! I’m so excited to begin my savings challenge and continue using Monzo. I also love the colour of the debit card! It’s so bright not full and boring like other banks. Reviewed on: 17th April 2026

Amazing App and great service!

Fast service. Amazing app. 10/10 on all interactions Reviewed on: 17th April 2026

Cracking Service!

Always on hand to help, gave a cracking service when I'd lost my card and their app is one of the most user-friendly dashboards I've seen. Reviewed on: 17th April 2026

Super easy to use!

Super easy to use! Great structure of the app and loads of opportunities to learn more about being financially responsible. Brilliant interest rates and makes saving easier and more fun! Reviewed on: 17th April 2026

Intuitive good design and UI and gives the day to da...

Intuitive good design and UI and gives the day to day functionality you need Reviewed on: 17th April 2026

Monzo is an excellent, adaptable, and user-friendly...

Monzo is an excellent, adaptable, and user-friendly platform that provides beneficial financial solutions to foster a more stable future. I love the savings challenge as it is evidently growing, which is a fantastic concept. I have recommended this to others who have also initiated their own savings challenges. Reviewed on: 17th April 2026

A solid current account choice

Opening a Monzo account via the app was an easy, smooth experience. The interface is clean and easy to use, and my card arrived a few days later. The features for creating and managing an under 16 account are very, very good. With more features and controls on offer than paid-for offerings from other providers. There's some nice bonuses like the savings challenges, and a decent interest rate on savings accounts too. Reviewed on: 17th April 2026

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