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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Intuitive good design and UI and gives the day to da...

Intuitive good design and UI and gives the day to day functionality you need Reviewed on: 17th April 2026

Monzo is an excellent, adaptable, and user-friendly...

Monzo is an excellent, adaptable, and user-friendly platform that provides beneficial financial solutions to foster a more stable future. I love the savings challenge as it is evidently growing, which is a fantastic concept. I have recommended this to others who have also initiated their own savings challenges. Reviewed on: 17th April 2026

A solid current account choice

Opening a Monzo account via the app was an easy, smooth experience. The interface is clean and easy to use, and my card arrived a few days later. The features for creating and managing an under 16 account are very, very good. With more features and controls on offer than paid-for offerings from other providers. There's some nice bonuses like the savings challenges, and a decent interest rate on savings accounts too. Reviewed on: 17th April 2026

A great choice for a current account!

A fantastic bank, very easy to use and simple to set up. Great customer service, ideal as a convenient current account. Reviewed on: 17th April 2026

Customer Conscious

Easy to deal with customer service excellent Reviewed on: 17th April 2026

Love Monzo and the pots they offer!

Love Monzo and the pots they offer! Reviewed on: 17th April 2026

Great account for everyday.

Great account for everyday spending. With lots features to save money extra money. Reviewed on: 17th April 2026

super efficient

This bank is super efficient in the services they provide Reviewed on: 17th April 2026

There best around

The ease of access and navigation on the app is great.The benefits you get with the current account are the best around.Savings incentives are good Reviewed on: 17th April 2026

Verry good easy to use and makes banking so much bet...

Verry good easy to use and makes banking so much better and it is banking of future Reviewed on: 16th April 2026

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