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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazing App and great service!

Fast service. Amazing app. 10/10 on all interactions Reviewed on: 17th April 2026

Cracking Service!

Always on hand to help, gave a cracking service when I'd lost my card and their app is one of the most user-friendly dashboards I've seen. Reviewed on: 17th April 2026

Super easy to use!

Super easy to use! Great structure of the app and loads of opportunities to learn more about being financially responsible. Brilliant interest rates and makes saving easier and more fun! Reviewed on: 17th April 2026

Intuitive good design and UI and gives the day to da...

Intuitive good design and UI and gives the day to day functionality you need Reviewed on: 17th April 2026

Monzo is an excellent, adaptable, and user-friendly...

Monzo is an excellent, adaptable, and user-friendly platform that provides beneficial financial solutions to foster a more stable future. I love the savings challenge as it is evidently growing, which is a fantastic concept. I have recommended this to others who have also initiated their own savings challenges. Reviewed on: 17th April 2026

A solid current account choice

Opening a Monzo account via the app was an easy, smooth experience. The interface is clean and easy to use, and my card arrived a few days later. The features for creating and managing an under 16 account are very, very good. With more features and controls on offer than paid-for offerings from other providers. There's some nice bonuses like the savings challenges, and a decent interest rate on savings accounts too. Reviewed on: 17th April 2026

A great choice for a current account!

A fantastic bank, very easy to use and simple to set up. Great customer service, ideal as a convenient current account. Reviewed on: 17th April 2026

Customer Conscious

Easy to deal with customer service excellent Reviewed on: 17th April 2026

Love Monzo and the pots they offer!

Love Monzo and the pots they offer! Reviewed on: 17th April 2026

Great account for everyday.

Great account for everyday spending. With lots features to save money extra money. Reviewed on: 17th April 2026

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