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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19114 reviews)

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4.93

Based on 19,114 reviews, last reviewed 27th Mar 2026

61500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It’s been great the cash back has been lovely loads... It’s been great the cash back has been lovely loads of perks and benefits such as getting paid a day early and the fee 3 month uber subscription as a ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

1

Shut down my account for no reason Shut down my account for no reason Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19114)

The best app and the best user experience

The best app and the best user experience Reviewed on: 26th March 2026

The hype was worth it!

Monzo caught my attention through LinkedIn and I had to see what it is all about. Great rates, affordable plans, and easy-to-reach customer service in the age of automated help options. I'm happy to be with Monzo. Reviewed on: 26th March 2026

Brilliant when overseas.

Brilliant when overseas. Love the savings pots. Love how easy is to connect and transfer money to other Monzo users. Reviewed on: 25th March 2026

Monzo is easy to use, has a great range of features...

Monzo is easy to use, has a great range of features and is tops as a joint account as well. Love the round up features and how easy it is to change to a better savings pot when the rates change. Very happy! Reviewed on: 25th March 2026

Great bank ,no hassles .

Great no restriction on using debit cards, no hefty cherges Reviewed on: 25th March 2026

Started off with a good interest rate, which dropped

Started off with a good interest rate, which dropped Reviewed on: 25th March 2026

I’ve been very happy with my account.

I’ve been very happy with my account. Reviewed on: 25th March 2026

Great bank Great service would highly recommend

Great bank Great service would highly recommend Reviewed on: 25th March 2026

Great bank, I'm very pleased with them

Great bank, I'm very pleased with them Reviewed on: 25th March 2026

Bright, user friendly and easy!

Very pleased with my Monzo account. I started with them about 5 years ago and have since added a joint account, a business account and two kids accounts. I like how easy nit is to move money from one account to another as well as track everyone's spending. There are also a lot of add ons and budgeting tools included with the free account. The app is easy to use, cheery and easy to integrate. Reviewed on: 25th March 2026

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