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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

My financial centre that helps me keep financially fit.

My financial centre that helps me keep financially fit. Reviewed on: 16th April 2026

Monzo is so easy to use - love the app, range of acc...

Monzo is so easy to use - love the app, range of accounts etc. Would highly recommend. They've got pots for rounding up savings from spending, ability to do joint accounts and customise the pictures descriptions to see what youre saving for. Overall top notch current and savings account product. Reviewed on: 16th April 2026

MONZO Current account

Just opened a monzo account with a savings pot, very easy to open and to manage. Great service with a referral scheme. Reviewed on: 16th April 2026

Excellent communication on the app.

Excellent communication on the app. Great value for use abroad . Best of all it helps you budget and confirms outgoings immediately. Reviewed on: 16th April 2026

Miles ahead of the game!

I have ADHD and I think they are way ahead of the game than other standard banking operations. Their user interface is incredibly easy to navigate and their pots, virtual cards and automations make banking a dream. Since switching to Monzo, I have felt so much more financially in control of my money than what I have felt with other banks. I just really hope they branch out to Australia soon. Reviewed on: 16th April 2026

Monzo Constantly Raising the Bars

Monzo has consistently been raising the bars when it comes to digital banking and finance in the UK. Been enjoying more than 100% excellent banking services offered by Monzo. Reviewed on: 16th April 2026

Monzo banking

Monzo not only allow you to deposit straight into your account they also give up to £500 overdraft as well so for this I was truly grateful Reviewed on: 16th April 2026

Great bank to travel with

Great bank for travelling/foreign transactions. Offers very competitive rates within the app and will automatically convert your money all you have to do is tap, no hidden fees, no charges. Would definitely recommend to frequent travellers. Prompt customer service, I've had 0 issues in the last 4 years of banking with Monzo Reviewed on: 16th April 2026

I like how easy it is to use Monzo and I can see how...

I like how easy it is to use Monzo and I can see how much I can see in my account in a glance Reviewed on: 16th April 2026

Excellent bank with extras!

Excellent, easy to use well informed services with lots of little extras. Reviewed on: 16th April 2026

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