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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Really easy user friendly instant access saver.

5
Really easy user friendly instant access saver. It’s great for the day to day common man who doesn’t know all the ins and outs of finance. Reviewed on: 18th April 2026
Tom C's avatar
Tom C

Very good bank all ways helpful the banking offers a...

5
Very good bank all ways helpful the banking offers a good the app is very well lade out Reviewed on: 18th April 2026
Tony G's avatar
Tony G

I love the cashback offers that Monzo provides.

5
I love the cashback offers that Monzo provides. They're brands people actually use often and you don't have to go out of your way to try and get a cashback. Reviewed on: 17th April 2026
TanB's avatar
TanB

Easy modern language offering simple good value prod...

5
Easy modern language offering simple good value products Reviewed on: 17th April 2026
Mark G's avatar
Mark G

Joint account for 4 years.

4
Joint account for 4 years. App is great Reviewed on: 17th April 2026
D T's avatar
D T

Monzo is great!

5
Monzo is superb. Super happy with my Monzo Max current account, the value provided is second to none. Reviewed on: 17th April 2026
George 's avatar
George

Monzo has lots of exciting perks

5
I’ve only recently switched to Monzo. Before that I was only ever with 1 other bank and had constant issues, my money and account were always compromised and the bank never did anything to fix it. Since being with Monzo I’ve never had any concerns about the safety of my money, but have been getting used to using the mobile app and have loved finding little things like savings pots and the savings challenge. This is the first time I’ve seen a bank do something like that and I think it’s great! I’m so excited to begin my savings challenge and continue using Monzo. I also love the colour of the debit card! It’s so bright not full and boring like other banks. Reviewed on: 17th April 2026
Megan B's avatar
Megan B

Amazing App and great service!

5
Fast service. Amazing app. 10/10 on all interactions Reviewed on: 17th April 2026
Les 's avatar
Les

Cracking Service!

5
Always on hand to help, gave a cracking service when I'd lost my card and their app is one of the most user-friendly dashboards I've seen. Reviewed on: 17th April 2026
Joe Church's avatar
Joe Church

Super easy to use!

5
Super easy to use! Great structure of the app and loads of opportunities to learn more about being financially responsible. Brilliant interest rates and makes saving easier and more fun! Reviewed on: 17th April 2026
Charlotte P's avatar
Charlotte P

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