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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Intuitive good design and UI and gives the day to da...

4
Intuitive good design and UI and gives the day to day functionality you need Reviewed on: 17th April 2026
Megha Chaturvedi's avatar
Megha Chaturvedi

Monzo is an excellent, adaptable, and user-friendly...

5
Monzo is an excellent, adaptable, and user-friendly platform that provides beneficial financial solutions to foster a more stable future. I love the savings challenge as it is evidently growing, which is a fantastic concept. I have recommended this to others who have also initiated their own savings challenges. Reviewed on: 17th April 2026
Kay S's avatar
Kay S

A solid current account choice

5
Opening a Monzo account via the app was an easy, smooth experience. The interface is clean and easy to use, and my card arrived a few days later. The features for creating and managing an under 16 account are very, very good. With more features and controls on offer than paid-for offerings from other providers. There's some nice bonuses like the savings challenges, and a decent interest rate on savings accounts too. Reviewed on: 17th April 2026
Aaron Bentley's avatar
Aaron Bentley

A great choice for a current account!

5
A fantastic bank, very easy to use and simple to set up. Great customer service, ideal as a convenient current account. Reviewed on: 17th April 2026
Faith Hancock 's avatar
Faith Hancock

Customer Conscious

5
Easy to deal with customer service excellent Reviewed on: 17th April 2026
Lorraine W's avatar
Lorraine W

Love Monzo and the pots they offer!

5
Love Monzo and the pots they offer! Reviewed on: 17th April 2026
Amber F's avatar
Amber F

Great account for everyday.

5
Great account for everyday spending. With lots features to save money extra money. Reviewed on: 17th April 2026
Cbx15611's avatar
Cbx15611

super efficient

5
This bank is super efficient in the services they provide Reviewed on: 17th April 2026
Helen Okpe's avatar
Helen Okpe

There best around

5
The ease of access and navigation on the app is great.The benefits you get with the current account are the best around.Savings incentives are good Reviewed on: 17th April 2026
Elisabeth f's avatar
Elisabeth f

Verry good easy to use and makes banking so much bet...

5
Verry good easy to use and makes banking so much better and it is banking of future Reviewed on: 16th April 2026
Logan S's avatar
Logan S

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