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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

super efficient

This bank is super efficient in the services they provide Reviewed on: 17th April 2026

There best around

The ease of access and navigation on the app is great.The benefits you get with the current account are the best around.Savings incentives are good Reviewed on: 17th April 2026

Verry good easy to use and makes banking so much bet...

Verry good easy to use and makes banking so much better and it is banking of future Reviewed on: 16th April 2026

Monzo No.1

I switched from HSBC to Monzo many years ago and the app and services on offer continue to broaden and improve an offer excellent value for time with simple clear explanations on communications Reviewed on: 16th April 2026

Love it and easy to use.

Love it and easy to use. Notification in real time and instant. Reviewed on: 16th April 2026

Monzo are fantastic!

Monzo are fantastic!!! They have helped me over the years with paying 1 day early on paydays also the overdraft is at excellent rates and someone is always available for web chat Reviewed on: 16th April 2026

Brilliant features

I love the Monzo app, so many good features - round ups, pots for different savings goals, pots for different expenditures, cashback, getting paid a day early...the list goes on. Very easy to use the app too. Reviewed on: 16th April 2026

Best bank honestly, I’m really enjoying the app and...

Best bank honestly, I’m really enjoying the app and all the products Reviewed on: 16th April 2026

Monzo excellent in every way

Everything about Monzo is simple and straightforward, set out clearly with no hidden charges, good deals for customers. I would recommend to anyone Reviewed on: 16th April 2026

I switched to Monzo several years ago after seeing a...

I switched to Monzo several years ago after seeing a friend use them. Absolutely excellent in every way compared to Starling, NatWest, and RBS. Customer support is great and the app is well designed. Would highly recommend. Reviewed on: 16th April 2026

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