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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

I have had Monzo current account for a whu

I have had Monzo current account for a whu Reviewed on: 16th April 2026

Good online banking app, everything you need in one...

Good online banking app, everything you need in one place and great benefits when you go with the max plan Reviewed on: 16th April 2026

The best bank

Excellent in app features to help save, invest and grow your money. Never had a bad experience with Monzo and always recommend to anyone I speak to about banking. Great for travelling abroad avoiding travel fees. Reviewed on: 16th April 2026

Its really excellent bank promoting this bank

Its really excellent bank am promotingbthis bank to everyone Reviewed on: 16th April 2026

From day one amazing bank with so many benefits

From day one amazing bank with so many benefits Reviewed on: 16th April 2026

A bank with heart!

Easy set up and easy to use in general. Whenever I have a query, it is always sorted. Monzo makes me feel like a real person, not just a customer or number! Love your customer service and media teams!! Reviewed on: 16th April 2026

Just a great service all round.

Just a great service all round. Perks is a great plan for extras, and easily pays for itself quickly. Reviewed on: 16th April 2026

Monzo is the only bank for me!

I love the refer a friend scheme on Monzo. I also have the perks plan which gives you so many different benefits especially the higher interest rates on savings accounts. I enjoy how easy it is to invest on the app too as they sort everything out for you! Reviewed on: 16th April 2026

Best banking going, only been with Monzo for a short...

Best banking going, only been with Monzo for a short while but the ability to separate for bills, food shopping etc and being able to do everything in the app is great Reviewed on: 16th April 2026

10/10 would recommend

Use it for various payments including abroad, automatically changes the exchange rate with no charge. Perks plan with different discounts and increased interest on your savings. Wasn’t planning on using it as much as I do now, loved it from the minute I signed up. Reviewed on: 15th April 2026

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