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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Customer service reps are always helpful, especially...

Customer service reps are always helpful, especially if you’re a vulnerable customer. They’re very knowledgeable and helpful. Reviewed on: 16th April 2026

Monzo bank app is easy to use

Monzo bank app is easy to use , clear display Reviewed on: 16th April 2026

Monzo never failed me

I have been ysing Monzo for multiple years now and it never failed me. The multiple pots make it easy to budget and keep account of my spending. Since everyone is using it, sending money proved to be easy as well. Reviewed on: 16th April 2026

My financial centre that helps me keep financially fit.

My financial centre that helps me keep financially fit. Reviewed on: 16th April 2026

Monzo is so easy to use - love the app, range of acc...

Monzo is so easy to use - love the app, range of accounts etc. Would highly recommend. They've got pots for rounding up savings from spending, ability to do joint accounts and customise the pictures descriptions to see what youre saving for. Overall top notch current and savings account product. Reviewed on: 16th April 2026

MONZO Current account

Just opened a monzo account with a savings pot, very easy to open and to manage. Great service with a referral scheme. Reviewed on: 16th April 2026

Excellent communication on the app.

Excellent communication on the app. Great value for use abroad . Best of all it helps you budget and confirms outgoings immediately. Reviewed on: 16th April 2026

Miles ahead of the game!

I have ADHD and I think they are way ahead of the game than other standard banking operations. Their user interface is incredibly easy to navigate and their pots, virtual cards and automations make banking a dream. Since switching to Monzo, I have felt so much more financially in control of my money than what I have felt with other banks. I just really hope they branch out to Australia soon. Reviewed on: 16th April 2026

Monzo Constantly Raising the Bars

Monzo has consistently been raising the bars when it comes to digital banking and finance in the UK. Been enjoying more than 100% excellent banking services offered by Monzo. Reviewed on: 16th April 2026

Monzo banking

Monzo not only allow you to deposit straight into your account they also give up to £500 overdraft as well so for this I was truly grateful Reviewed on: 16th April 2026

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