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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

A great choice for a current account!

5
A fantastic bank, very easy to use and simple to set up. Great customer service, ideal as a convenient current account. Reviewed on: 17th April 2026
Faith Hancock 's avatar
Faith Hancock

Customer Conscious

5
Easy to deal with customer service excellent Reviewed on: 17th April 2026
Lorraine W's avatar
Lorraine W

Love Monzo and the pots they offer!

5
Love Monzo and the pots they offer! Reviewed on: 17th April 2026
Amber F's avatar
Amber F

Great account for everyday.

5
Great account for everyday spending. With lots features to save money extra money. Reviewed on: 17th April 2026
Cbx15611's avatar
Cbx15611

super efficient

5
This bank is super efficient in the services they provide Reviewed on: 17th April 2026
Helen Okpe's avatar
Helen Okpe

There best around

5
The ease of access and navigation on the app is great.The benefits you get with the current account are the best around.Savings incentives are good Reviewed on: 17th April 2026
Elisabeth f's avatar
Elisabeth f

Verry good easy to use and makes banking so much bet...

5
Verry good easy to use and makes banking so much better and it is banking of future Reviewed on: 16th April 2026
Logan S's avatar
Logan S

Monzo No.1

5
I switched from HSBC to Monzo many years ago and the app and services on offer continue to broaden and improve an offer excellent value for time with simple clear explanations on communications Reviewed on: 16th April 2026
Adam's avatar
Adam

Love it and easy to use.

5
Love it and easy to use. Notification in real time and instant. Reviewed on: 16th April 2026
Schumone 's avatar
Schumone

Monzo are fantastic!

5
Monzo are fantastic!!! They have helped me over the years with paying 1 day early on paydays also the overdraft is at excellent rates and someone is always available for web chat Reviewed on: 16th April 2026
Stuart w's avatar
Stuart w

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