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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18003 reviews)

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4.92

Based on 18,003 reviews, last reviewed 19th Feb 2026

38300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Flexible and innovative banking with an easy to use... Flexible and innovative banking with an easy to use app. Just common sense. No contact needed as it’s logical. Reviewed on: 19th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18003)

Best bank I ever been which it teach me how to use m...

Best bank I ever been which it teach me how to use my money wisely and I love the cash backs thing Reviewed on: 13th February 2026

Monzo has never disappointed me in every aspect.

Monzo has never disappointed me in every aspect. The best among them all. Reviewed on: 13th February 2026

Superb experience every day - reliable online servic...

Superb experience every day - reliable online service and excellent products with great rates Reviewed on: 13th February 2026

Things I love about Monzo

Things I love about Monzo… I can save in so many ways from rainy day saving and doing the penny a day saving. Monzo tells me how much I’ve spent that day, quick fast immediate notifications so I’m in control of my spending. I love how Monzo tries to help me find fantastic deals and even helps me change from one bank to another, I don’t even have to do anything just a few details and they’ll do the rest. Monzo is fast and reliable I have no problems with the app it’s flawless smooth transactions make it more easy to fall in love with. Who wants boring when you can have Monzo. So many features beyond a normal bank, Monzo goes that extra mile. So happy I chose Monzo Reviewed on: 13th February 2026

Best bank in Uk.

Best bank in Uk. Highly recommended! Excellent app and customer service. Reviewed on: 13th February 2026

I use Monzo for over 5 year now on daily basis.

I use Monzo for over 5 year now on daily basis. Very easy and helpful. I feel supported and sometimes I even forget that Monzo is actually a bank, for it's simplicity and how it really fits in todays world Reviewed on: 13th February 2026

Great company and i love how easy the app is...

Great company and i love how easy the app is to use Reviewed on: 13th February 2026

Great interface, plenty of functionalities and offer...

Great interface, plenty of functionalities and offers with cashback and perks Reviewed on: 13th February 2026

Used as a second account at first but after 6 months...

Used as a second account at first but after 6 months I now use as my main account. Very easy to sort finances. Reviewed on: 13th February 2026

Monzo Max Account

I have a Monzo Max account, its perfect, its better than any other account I have held with other banks, such as Halifax and Nationwide, I was warned not to at first, but I knew I could trust them, since then most people I know have started to make the switch, I pay a monthly fee, with this I get travel insurance, car insurance, phone insurance, an annual railcard and weekly greggs treat, no other bank offers these types of rewards for your loyalty, I've been with them 2 years and never experienced one single issue, which can't be said for banks I have been with previously, their customer service is chat only, but anytime I have had to use it, my queries are always resolved so swiftly. Reviewed on: 13th February 2026

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