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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

My financial centre that helps me keep financially fit.

5
My financial centre that helps me keep financially fit. Reviewed on: 16th April 2026
Andyg68uk's avatar
Andyg68uk

Monzo is so easy to use - love the app, range of acc...

5
Monzo is so easy to use - love the app, range of accounts etc. Would highly recommend. They've got pots for rounding up savings from spending, ability to do joint accounts and customise the pictures descriptions to see what youre saving for. Overall top notch current and savings account product. Reviewed on: 16th April 2026
Clare 's avatar
Clare

MONZO Current account

5
Just opened a monzo account with a savings pot, very easy to open and to manage. Great service with a referral scheme. Reviewed on: 16th April 2026
Dan G's avatar
Dan G

Excellent communication on the app.

5
Excellent communication on the app. Great value for use abroad . Best of all it helps you budget and confirms outgoings immediately. Reviewed on: 16th April 2026
smwinter12@gmail.com's avatar
[email protected]

Miles ahead of the game!

5
I have ADHD and I think they are way ahead of the game than other standard banking operations. Their user interface is incredibly easy to navigate and their pots, virtual cards and automations make banking a dream. Since switching to Monzo, I have felt so much more financially in control of my money than what I have felt with other banks. I just really hope they branch out to Australia soon. Reviewed on: 16th April 2026
hannahbrasch90@gmail.com's avatar
[email protected]

Monzo Constantly Raising the Bars

5
Monzo has consistently been raising the bars when it comes to digital banking and finance in the UK. Been enjoying more than 100% excellent banking services offered by Monzo. Reviewed on: 16th April 2026
Olarotimi Ajani's avatar
Olarotimi Ajani

Monzo banking

5
Monzo not only allow you to deposit straight into your account they also give up to £500 overdraft as well so for this I was truly grateful Reviewed on: 16th April 2026
Sally f's avatar
Sally f

Great bank to travel with

4
Great bank for travelling/foreign transactions. Offers very competitive rates within the app and will automatically convert your money all you have to do is tap, no hidden fees, no charges. Would definitely recommend to frequent travellers. Prompt customer service, I've had 0 issues in the last 4 years of banking with Monzo Reviewed on: 16th April 2026
Oswald's avatar
Oswald

I like how easy it is to use Monzo and I can see how...

5
I like how easy it is to use Monzo and I can see how much I can see in my account in a glance Reviewed on: 16th April 2026
Amari 's avatar
Amari

Excellent bank with extras!

5
Excellent, easy to use well informed services with lots of little extras. Reviewed on: 16th April 2026
katycole1981@icloud.com's avatar
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