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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,403 reviews, last reviewed 5th May 2026
221% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19403)

Value for Money

5
Makes managing money simple. The app is way to use and allows me to meet my spending and saving targets Reviewed on: 15th April 2026
Paul Stevens's avatar
Paul Stevens

Love Monzo!

5
Love Monzo! Simple, efficient and great to use. Reviewed on: 14th April 2026
Hayley B's avatar
Hayley B

Excellent

5
Best bank for me and I've had a few. Reviewed on: 14th April 2026
Patricia Gumma 's avatar
Patricia Gumma

Brilliant bank, genuinely no complaints.

5
Brilliant bank, genuinely no complaints. Incredible app and support Reviewed on: 14th April 2026
Damien M's avatar
Damien M

Happy early adopter.

5
Been with them since the only way to get an account was to meet with Tom Blomfield and have him hand you one. - back when they were Mondo. I see zero reason to change banks any time soon. Reviewed on: 14th April 2026
Monkphin's avatar
Monkphin

Monzo have been great!

5
Monzo have been great! I’ve been using them for about five years, never had a problem with them! I really enjoy the fact I can get my pay a day early it’s a really useful feature that I use often. I also like the option to set up digital cards as it can make life easier to pay from savings :) Reviewed on: 14th April 2026
Sasha C's avatar
Sasha C

Easy to Use

5
Easy to use, keeps me updated on new things and when payment are coming out in advance Reviewed on: 14th April 2026
Izzy H's avatar
Izzy H

Absolutely love Monzo.

5
Absolutely love Monzo. Fantastic options for paying, different pots, savings and customer service has been helpful, not always answers immediately but in decent time scale. Wish I’d had it years ago! So love it! I’ve recommended it several times. Reviewed on: 14th April 2026
Kim S's avatar
Kim S

I feel safe and in control with Monzo.

5
I feel safe and in control with Monzo. It is because of their easy to follow app that for the first time I am actually saving. Reviewed on: 14th April 2026
Penny S's avatar
Penny S

Top bank account

5
Really easy to manage your finances with this account Reviewed on: 14th April 2026
Penny C's avatar
Penny C

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