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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Brilliant features

5
I love the Monzo app, so many good features - round ups, pots for different savings goals, pots for different expenditures, cashback, getting paid a day early...the list goes on. Very easy to use the app too. Reviewed on: 16th April 2026
LB's avatar
LB

Best bank honestly, I’m really enjoying the app and...

5
Best bank honestly, I’m really enjoying the app and all the products Reviewed on: 16th April 2026
Alexander C's avatar
Alexander C

Monzo excellent in every way

5
Everything about Monzo is simple and straightforward, set out clearly with no hidden charges, good deals for customers. I would recommend to anyone Reviewed on: 16th April 2026
Samantha D's avatar
Samantha D

I switched to Monzo several years ago after seeing a...

5
I switched to Monzo several years ago after seeing a friend use them. Absolutely excellent in every way compared to Starling, NatWest, and RBS. Customer support is great and the app is well designed. Would highly recommend. Reviewed on: 16th April 2026
S V's avatar
S V

Customer service reps are always helpful, especially...

5
Customer service reps are always helpful, especially if you’re a vulnerable customer. They’re very knowledgeable and helpful. Reviewed on: 16th April 2026
vickiobiago@gmail.com's avatar
[email protected]

Monzo bank app is easy to use

4
Monzo bank app is easy to use , clear display Reviewed on: 16th April 2026
Andy Cheung's avatar
Andy Cheung

Monzo never failed me

5
I have been ysing Monzo for multiple years now and it never failed me. The multiple pots make it easy to budget and keep account of my spending. Since everyone is using it, sending money proved to be easy as well. Reviewed on: 16th April 2026
Ren's avatar
Ren

My financial centre that helps me keep financially fit.

5
My financial centre that helps me keep financially fit. Reviewed on: 16th April 2026
Andyg68uk's avatar
Andyg68uk

Monzo is so easy to use - love the app, range of acc...

5
Monzo is so easy to use - love the app, range of accounts etc. Would highly recommend. They've got pots for rounding up savings from spending, ability to do joint accounts and customise the pictures descriptions to see what youre saving for. Overall top notch current and savings account product. Reviewed on: 16th April 2026
Clare 's avatar
Clare

MONZO Current account

5
Just opened a monzo account with a savings pot, very easy to open and to manage. Great service with a referral scheme. Reviewed on: 16th April 2026
Dan G's avatar
Dan G

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