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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great bank to travel with

Great bank for travelling/foreign transactions. Offers very competitive rates within the app and will automatically convert your money all you have to do is tap, no hidden fees, no charges. Would definitely recommend to frequent travellers. Prompt customer service, I've had 0 issues in the last 4 years of banking with Monzo Reviewed on: 16th April 2026

I like how easy it is to use Monzo and I can see how...

I like how easy it is to use Monzo and I can see how much I can see in my account in a glance Reviewed on: 16th April 2026

Excellent bank with extras!

Excellent, easy to use well informed services with lots of little extras. Reviewed on: 16th April 2026

I have had Monzo current account for a whu

I have had Monzo current account for a whu Reviewed on: 16th April 2026

Good online banking app, everything you need in one...

Good online banking app, everything you need in one place and great benefits when you go with the max plan Reviewed on: 16th April 2026

The best bank

Excellent in app features to help save, invest and grow your money. Never had a bad experience with Monzo and always recommend to anyone I speak to about banking. Great for travelling abroad avoiding travel fees. Reviewed on: 16th April 2026

Its really excellent bank promoting this bank

Its really excellent bank am promotingbthis bank to everyone Reviewed on: 16th April 2026

From day one amazing bank with so many benefits

From day one amazing bank with so many benefits Reviewed on: 16th April 2026

A bank with heart!

Easy set up and easy to use in general. Whenever I have a query, it is always sorted. Monzo makes me feel like a real person, not just a customer or number! Love your customer service and media teams!! Reviewed on: 16th April 2026

Just a great service all round.

Just a great service all round. Perks is a great plan for extras, and easily pays for itself quickly. Reviewed on: 16th April 2026

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