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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent communication on the app.

5
Excellent communication on the app. Great value for use abroad . Best of all it helps you budget and confirms outgoings immediately. Reviewed on: 16th April 2026
smwinter12@gmail.com's avatar
[email protected]

Miles ahead of the game!

5
I have ADHD and I think they are way ahead of the game than other standard banking operations. Their user interface is incredibly easy to navigate and their pots, virtual cards and automations make banking a dream. Since switching to Monzo, I have felt so much more financially in control of my money than what I have felt with other banks. I just really hope they branch out to Australia soon. Reviewed on: 16th April 2026
hannahbrasch90@gmail.com's avatar
[email protected]

Monzo Constantly Raising the Bars

5
Monzo has consistently been raising the bars when it comes to digital banking and finance in the UK. Been enjoying more than 100% excellent banking services offered by Monzo. Reviewed on: 16th April 2026
Olarotimi Ajani's avatar
Olarotimi Ajani

Monzo banking

5
Monzo not only allow you to deposit straight into your account they also give up to £500 overdraft as well so for this I was truly grateful Reviewed on: 16th April 2026
Sally f's avatar
Sally f

Great bank to travel with

4
Great bank for travelling/foreign transactions. Offers very competitive rates within the app and will automatically convert your money all you have to do is tap, no hidden fees, no charges. Would definitely recommend to frequent travellers. Prompt customer service, I've had 0 issues in the last 4 years of banking with Monzo Reviewed on: 16th April 2026
Oswald's avatar
Oswald

I like how easy it is to use Monzo and I can see how...

5
I like how easy it is to use Monzo and I can see how much I can see in my account in a glance Reviewed on: 16th April 2026
Amari 's avatar
Amari

Excellent bank with extras!

5
Excellent, easy to use well informed services with lots of little extras. Reviewed on: 16th April 2026
katycole1981@icloud.com's avatar
[email protected]

I have had Monzo current account for a whu

5
I have had Monzo current account for a whu Reviewed on: 16th April 2026
Charlotte Smith's avatar
Charlotte Smith

Good online banking app, everything you need in one...

5
Good online banking app, everything you need in one place and great benefits when you go with the max plan Reviewed on: 16th April 2026
Corban P's avatar
Corban P

The best bank

5
Excellent in app features to help save, invest and grow your money. Never had a bad experience with Monzo and always recommend to anyone I speak to about banking. Great for travelling abroad avoiding travel fees. Reviewed on: 16th April 2026
Lewis T's avatar
Lewis T

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