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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

They have always been fair.

They have always been fair. Given all the information needed within a required and efficient time. Simply explanations on all products Reviewed on: 14th April 2026

Excellent bank

Excellent service. Easy online banking app. Great incentive to use monzo Reviewed on: 14th April 2026

Fantastic so far

Really enjoyed the ease of transferring money between banks, wish they would let me have visibility of savings accounts from other providers but its very useful to see all current accounts. Love savings pots, being paid a day early, disputes as actioned fast, instant cash isa is great. Reviewed on: 14th April 2026

Monzo is an amazing bank to use for any age

Monzo is an amazing bank to use for any age, you get so many perks on the basic version of their accounts. Reviewed on: 14th April 2026

I feel a valued customer and the benefits with my ac...

I feel a valued customer and the benefits with my account are excellent Reviewed on: 14th April 2026

Monzo is an excellent online bank to use!

Monzo is an excellent online bank to use! Customer Assistant are always happy to help. Monzo has helped me be able to solve out the best way to save since I was 16 years old! The online app always has ways to help everyone to save that little bit easier. Reviewed on: 14th April 2026

5* Efficient, easy to use

Efficient. Easy to use. No hassle Reviewed on: 14th April 2026

Lovely bank to use, great experience and money comes...

Lovely bank to use, great experience and money comes in very quick Reviewed on: 14th April 2026

Everything works seamlessly.

Everything works seamlessly. Open and honest and great value. Reviewed on: 14th April 2026

Had a fantastic experience with Monzo.

Had a fantastic experience with Monzo. Theyve never let me down once. Reviewed on: 14th April 2026

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