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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17935 reviews)

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4.92

Based on 17,935 reviews, last reviewed 14th Feb 2026

34950% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent customer service My daughter works for monzo. Myself and my other daughter have monzo accounts and an excellent customer service with all the help you need Reviewed on: 14th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17935)

Modern, straightforward banking done properly

I’ve been using Monzo for a while now and honestly, it’s one of the easiest banking apps I’ve ever used. Everything is clear, simple and actually makes sense. Instant notifications, budgeting pots, and being able to see exactly where my money is going has genuinely helped me manage things better. The app is smooth and user-friendly, and setting up savings goals takes seconds. I also really like how transparent they are compared to traditional banks – no hidden surprises. Customer support has always been quick and helpful when I’ve needed them, and features like fee-free spending abroad are a big bonus. Overall, modern, straightforward banking done properly. Would definitely recommend. Reviewed on: 11th February 2026

Outstanding products, innovative and refreshing appr...

Outstanding products, innovative and refreshing approach to banking. Reviewed on: 11th February 2026

Monzo is great

Really easy to use, organise your money and settle money disputes Reviewed on: 11th February 2026

I recommended Monzo to all my friends and family!

I love that my wage is going to be coming in a day faster then to my previous bank account (natwest) and I will be able to set up how the money is divided without having to do it every month manually! Reviewed on: 11th February 2026

Monzo is the best bank.

Monzo is the best bank. It helps me budget. How did we ever live without Pots? Reviewed on: 11th February 2026

It’s just works.

It’s just works. If you want to design the perfect bank with the ability to enforce budgets with pits, encourage saving with savings pots and all the budgeting tools you need, no need as Monzo has it. Reviewed on: 11th February 2026

Monzo is the best bank I've ever used.

Monzo is the best bank I've ever used. They are innovative, completely customer-focussed and have introduced me to new and unique ways of managing my money for the better. I can't recommend them highly enough! Reviewed on: 11th February 2026

Easy to use & accessible

Despite not having a physical branch, the app is always easy to use and accessible. Reviewed on: 11th February 2026

I have been using Monzo and recommending Monzo for y...

I have been using Monzo and recommending Monzo for years! Great product. Reviewed on: 11th February 2026

Easy to use, informative customer service

Easy to use, informative customer service Reviewed on: 11th February 2026

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