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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

I have had Monzo current account for a whu

5
I have had Monzo current account for a whu Reviewed on: 16th April 2026
Charlotte Smith's avatar
Charlotte Smith

Good online banking app, everything you need in one...

5
Good online banking app, everything you need in one place and great benefits when you go with the max plan Reviewed on: 16th April 2026
Corban P's avatar
Corban P

The best bank

5
Excellent in app features to help save, invest and grow your money. Never had a bad experience with Monzo and always recommend to anyone I speak to about banking. Great for travelling abroad avoiding travel fees. Reviewed on: 16th April 2026
Lewis T's avatar
Lewis T

Its really excellent bank promoting this bank

5
Its really excellent bank am promotingbthis bank to everyone Reviewed on: 16th April 2026
Anu Y's avatar
Anu Y

From day one amazing bank with so many benefits

5
From day one amazing bank with so many benefits Reviewed on: 16th April 2026
Natasha 's avatar
Natasha

A bank with heart!

5
Easy set up and easy to use in general. Whenever I have a query, it is always sorted. Monzo makes me feel like a real person, not just a customer or number! Love your customer service and media teams!! Reviewed on: 16th April 2026
Whitechapelmack's avatar
Whitechapelmack

Just a great service all round.

5
Just a great service all round. Perks is a great plan for extras, and easily pays for itself quickly. Reviewed on: 16th April 2026
Jake M's avatar
Jake M

Monzo is the only bank for me!

5
I love the refer a friend scheme on Monzo. I also have the perks plan which gives you so many different benefits especially the higher interest rates on savings accounts. I enjoy how easy it is to invest on the app too as they sort everything out for you! Reviewed on: 16th April 2026
Tia L's avatar
Tia L

Best banking going, only been with Monzo for a short...

5
Best banking going, only been with Monzo for a short while but the ability to separate for bills, food shopping etc and being able to do everything in the app is great Reviewed on: 16th April 2026
David N's avatar
David N

10/10 would recommend

5
Use it for various payments including abroad, automatically changes the exchange rate with no charge. Perks plan with different discounts and increased interest on your savings. Wasn’t planning on using it as much as I do now, loved it from the minute I signed up. Reviewed on: 15th April 2026
Matt's avatar
Matt

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