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Monzo: Current Account reviews

4.92
Based on 17,225 reviews, last reviewed 17th Oct 2025
91% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

first of all I am not good English speaker, but I tr... first of all I am not good English speaker, but I try to do my best.. I sent money on weekend 2;30 am In the morning to wrong account number..I didn't... Read more Reviewed on: 17th October 2025
Omid B's avatar
Omid B

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
Zenab's avatar
Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17225)

Monzo for fraud protection

5
I was recently the victim of fraud. Four of my banking apps were accessed by the thief. Monzo was the only one to prevent any fraudulent transactions. They were also the first to get me set up again with a new, safe app and a new bank card. Bravo Monzo! Reviewed on: 16th June 2025

Excellent bank, so easy to use and great when travel...

5
Excellent bank, so easy to use and great when travelling abroad. Saving's account is super as well. Reviewed on: 15th June 2025

Perfection!

5
I've been with them for a few years now and the have been the most helpful bank I've been with baring in mind they don't have branches! Reviewed on: 13th June 2025

New Monzo customer

5
I recently opened Monzo account and have fallen in love with it. I actually moved most of my savings there now as they have competitive interest rates and I love the saving pots options. I also like the option to set your safe places and the fact that you can invest the money you get from the interest on your saving accounts. Reviewed on: 13th June 2025

Simple UI/UX and instant transactions

5
Simple UI/UX and instant transactions Reviewed on: 13th June 2025

Straightforward and customer-friendly

5
Very easy to navigate the app, offers cashback and pots, which I enjoy using, and their customer service is brilliant. Also, I appreciate paying abroad without any extra fees, as I travel a lot Reviewed on: 13th June 2025

I like Monzo's ethics, and their products are easy t...

5
I like Monzo's ethics, and their products are easy to use. Their app is well-designed and I like their recommendations for savings. Reviewed on: 12th June 2025

I love the pots - completely changed how I budget

5
I love the pots - completely changed how I budget Reviewed on: 12th June 2025

Super quick to setup account online with a fantastic...

5
Super quick to setup account online with a fantastic number of account options and settings. So intuitive and easy to use, great benefits and visually stunning. Reviewed on: 12th June 2025

Brilliant from start to finish.

5
Brilliant from start to finish. The best app of all banks I’ve been with. Great service and features Reviewed on: 12th June 2025

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