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Monzo: Current account reviews

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4.92
Based on 17,703 reviews, last reviewed 9th Feb 2026
23500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I love the saving challenge, the usability of the ap... I love the saving challenge, the usability of the app, the more colloquial tone in the app, the putting all past pensions in one place and when needed... Read more Reviewed on: 9th February 2026
James D's avatar
James D

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026
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milan thakur
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (17703)

Excellent top banking

5
Monsoon is very reliable and customer services are excellent, love everything about Monzo banking. Reviewed on: 9th February 2026
Yeti's avatar
Yeti

Best bank out there.

5
Best bank out there. Ive never had an issue with them. Cannot fault them in the slightest Reviewed on: 9th February 2026
Alice B's avatar
Alice B

Been with Monzo for years for my main bank account.

5
Been with Monzo for years for my main bank account. Excellent service, plenty of perks and rewards too. App is well laid out and constantly evolving. Reviewed on: 9th February 2026
Callum M's avatar
Callum M

Helpful insights to help you manage your money

5
Great to have 'pots' to organise your money. Lots of helpful information / graphs/ insights to help you manage your money. Reviewed on: 9th February 2026
Jonny D's avatar
Jonny D

Very intuitive and great features.

5
Very intuitive and great features. When I’ve had to contact customer support they have always been so helpful!! Even when I thought something would be a “No” they surprised me. Makes a change from traditional banks and can tell Monzo apart from my other accounts. I don’t use them as my main account yet due to my mortgage arrangement elsewhere but I am going to switch across. Reviewed on: 9th February 2026
Scott S's avatar
Scott S

Never had an issue in MANY years

5
Never had an issue in MANY years Reviewed on: 9th February 2026
Ali's avatar
Ali

Best bank so many great incentives to having a Monzo...

5
Best bank so many great incentives to having a Monzo account! Especially the round up features/ pots and the penning saving challenge!! So many amazing benefits Reviewed on: 9th February 2026
Ellie Mae's avatar
Ellie Mae

Been with them almost from the start.

5
Been with them almost from the start. Very innovative. Very relaxed style of banking. Not too stuffy Reviewed on: 9th February 2026
Vicki P's avatar
Vicki P

Monzo to the Max!

5
I opened up a current account which soon progressed into me upgraded to the Max account and opening the Flex credit card. I have loved the service so much I have also recommend to friends and family with successfully getting 5 of them to open accounts and they all love it too! Reviewed on: 9th February 2026
James Turton's avatar
James Turton

Monzo for the win

5
My experience is very good what else is there to say. Reviewed on: 9th February 2026
Lukasz K's avatar
Lukasz K

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