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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,434 reviews, last reviewed 2nd Nov 2026
64% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really impressed with monzo bank So easy to use and love the cash back offers Reviewed on: 30th October 2026
Rebekah Shield's avatar
Rebekah Shield

Latest lowest rating:

1

They actively lie and mislead customers They actively lie and mislead customers. They discriminate against customers with disabilities. They will not make any accommodations for you but will... Read more Reviewed on: 2nd November 2026
Ash's avatar
Ash
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19434)

Such a good bank with fun opportunities to get extra...

5
Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Honestly the best banking experience I've ever had -...

5
Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses and balance are is so effortless and frictionless I couldn't even conceive of using another service. It's genuinely brilliant, absolutely love Monzo and recommend it to everyone I meet. Reviewed on: 18th June 2026
PMCM89's avatar
PMCM89

A great user experience!

5
A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' clear that the UX team at Monzo knows what they are doing. I also love how easy it is to use when travelling. No need to change up money. Reviewed on: 12th June 2026
S E's avatar
S E

Having pots so you can budget is saving us £200 mont...

5
Having pots so you can budget is saving us £200 month as you know what's happening. Knowing what's coming out upto 2-3 days in advance is again helpful when budgeting. Instant notifications really good. Reviewed on: 12th June 2026
kelvin m's avatar
kelvin m

Easy to use, great rates, innovative saving features.

5
Easy to use, great rates, innovative saving features. Makes banking more pleasant. Haven’t had to engage with customer services as yet so cannot rate this. Reviewed on: 12th June 2026
Wd's avatar
Wd

Star Bank

5
Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and with good returns. Reviewed on: 11th June 2026
Franklin C's avatar
Franklin C

App is perfection.

5
App is perfection. I've never had to ask a question Reviewed on: 11th June 2026
John W's avatar
John W

easy app.

5
easy app. early 24 hours payments Reviewed on: 11th June 2026
Dilip 's avatar
Dilip

A superb app and painless experience

5
The ease of use and user experience of the app great, all whilst not sacrificing options and features. Security is well taken care of, and other products and services easy to understand and take advantage of. Reviewed on: 11th June 2026
Greig Carleton's avatar
Greig Carleton

A breath of fresh air

5
A breath of fresh air in the banking industry putting the high street banks to shame Reviewed on: 11th June 2026
Ian A's avatar
Ian A

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