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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17225 reviews)

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4.92

Based on 17,225 reviews, last reviewed 17th Oct 2025

97% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

first of all I am not good English speaker, but I tr... first of all I am not good English speaker, but I try to do my best.. I sent money on weekend 2;30 am In the morning to wrong account number..I didn't... Read more Reviewed on: 17th October 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17225)

Makes budgeting accessible

I use Monzo for my 'social' spending budget each month and it's just brilliant. It's so easy to split bills between friends, start a tab, and categorise spending so I know exactly what I'm spending on what each month. Reviewed on: 12th June 2025

Incredibly versatile and tech-forward app!

Incredibly versatile and tech-forward app. Works seamlessly. Pots are great way to portion expenses or spending money, without having to keep a spreadsheet the size of my arm. Reviewed on: 12th June 2025

Monzo's current accounts provides all the benefits o...

Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides the reliability and trustworthyness of a traditional bank Reviewed on: 8th June 2025

Terrible, unreliable and disorganised customers serv...

Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

My thoughts on Monzo

Been with them since 2018 and they’ve been innovating ever since! Reviewed on: 24th May 2025

Very easy to set up, easy to breakdown spending and...

Very easy to set up, easy to breakdown spending and saving etc. user friendly app, quick response on raising issues especially those linked to fraud. Great that you can open different pots and have a fantastic tiered system for more delux options. Reviewed on: 23rd May 2025

so good, wouldnt change ever, so simple to sign up...

so good, wouldnt change ever, so simple to sign up too Reviewed on: 20th May 2025

i’m using since 4 years i would like to tell its so...

i’m using since 4 years i would like to tell its so easy to use and make you’re life easer with Monzo. Reviewed on: 13th May 2025

Incredibly slick app with many useful features.

Incredibly slick app with many useful features. Really appreciate how transparent they are about the software and technical tools they use, very interesting to read how they have tackled different software development challenges. Reviewed on: 12th May 2025

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