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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Monzo is class.

Monzo is class. So simple yet so effective. Reviewed on: 18th April 2026

Great service, great bank and their max add on is se...

Great service, great bank and their max add on is second to none. Reviewed on: 18th April 2026

Really easy user friendly instant access saver.

Really easy user friendly instant access saver. It’s great for the day to day common man who doesn’t know all the ins and outs of finance. Reviewed on: 18th April 2026

Very good bank all ways helpful the banking offers a...

Very good bank all ways helpful the banking offers a good the app is very well lade out Reviewed on: 18th April 2026

I love the cashback offers that Monzo provides.

I love the cashback offers that Monzo provides. They're brands people actually use often and you don't have to go out of your way to try and get a cashback. Reviewed on: 17th April 2026

Easy modern language offering simple good value prod...

Easy modern language offering simple good value products Reviewed on: 17th April 2026

Joint account for 4 years.

Joint account for 4 years. App is great Reviewed on: 17th April 2026

Monzo is great!

Monzo is superb. Super happy with my Monzo Max current account, the value provided is second to none. Reviewed on: 17th April 2026

Monzo has lots of exciting perks

I’ve only recently switched to Monzo. Before that I was only ever with 1 other bank and had constant issues, my money and account were always compromised and the bank never did anything to fix it. Since being with Monzo I’ve never had any concerns about the safety of my money, but have been getting used to using the mobile app and have loved finding little things like savings pots and the savings challenge. This is the first time I’ve seen a bank do something like that and I think it’s great! I’m so excited to begin my savings challenge and continue using Monzo. I also love the colour of the debit card! It’s so bright not full and boring like other banks. Reviewed on: 17th April 2026

Amazing App and great service!

Fast service. Amazing app. 10/10 on all interactions Reviewed on: 17th April 2026

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