Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,433 reviews, last reviewed 13th Oct 2026
91% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been brilliant to me and my family. Monzo has been brilliant to me and my family. Easy to use and access, the app as been brilliant and the features are great. Reviewed on: 13th October 2026
Malando Henry's avatar
Malando Henry

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19433)

A great user experience!

5
A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' clear that the UX team at Monzo knows what they are doing. I also love how easy it is to use when travelling. No need to change up money. Reviewed on: 12th June 2026
S E's avatar
S E

Having pots so you can budget is saving us £200 mont...

5
Having pots so you can budget is saving us £200 month as you know what's happening. Knowing what's coming out upto 2-3 days in advance is again helpful when budgeting. Instant notifications really good. Reviewed on: 12th June 2026
kelvin m's avatar
kelvin m

Easy to use, great rates, innovative saving features.

5
Easy to use, great rates, innovative saving features. Makes banking more pleasant. Haven’t had to engage with customer services as yet so cannot rate this. Reviewed on: 12th June 2026
Wd's avatar
Wd

Star Bank

5
Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and with good returns. Reviewed on: 11th June 2026
Franklin C's avatar
Franklin C

App is perfection.

5
App is perfection. I've never had to ask a question Reviewed on: 11th June 2026
John W's avatar
John W

easy app.

5
easy app. early 24 hours payments Reviewed on: 11th June 2026
Dilip 's avatar
Dilip

A superb app and painless experience

5
The ease of use and user experience of the app great, all whilst not sacrificing options and features. Security is well taken care of, and other products and services easy to understand and take advantage of. Reviewed on: 11th June 2026
Greig Carleton's avatar
Greig Carleton

A breath of fresh air

5
A breath of fresh air in the banking industry putting the high street banks to shame Reviewed on: 11th June 2026
Ian A's avatar
Ian A

I had great experience with them and never had any i...

5
I had great experience with them and never had any issues Reviewed on: 11th June 2026
robin Jones 's avatar
robin Jones

Nothing special, just easy to apply

3
Nothing special, just easy to apply Reviewed on: 11th June 2026
TM Lee's avatar
TM Lee

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3190 reviews
    Monzo

  • Under 16s account

    from Monzo 4.90 from 947 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill