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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19397 reviews)

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4.93

Based on 19,397 reviews, last reviewed 21st Apr 2026

105750% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Banking With Monzo Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never h... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19397)

Monzo has lots of exciting perks

I’ve only recently switched to Monzo. Before that I was only ever with 1 other bank and had constant issues, my money and account were always compromised and the bank never did anything to fix it. Since being with Monzo I’ve never had any concerns about the safety of my money, but have been getting used to using the mobile app and have loved finding little things like savings pots and the savings challenge. This is the first time I’ve seen a bank do something like that and I think it’s great! I’m so excited to begin my savings challenge and continue using Monzo. I also love the colour of the debit card! It’s so bright not full and boring like other banks. Reviewed on: 17th April 2026

Amazing App and great service!

Fast service. Amazing app. 10/10 on all interactions Reviewed on: 17th April 2026

Cracking Service!

Always on hand to help, gave a cracking service when I'd lost my card and their app is one of the most user-friendly dashboards I've seen. Reviewed on: 17th April 2026

Super easy to use!

Super easy to use! Great structure of the app and loads of opportunities to learn more about being financially responsible. Brilliant interest rates and makes saving easier and more fun! Reviewed on: 17th April 2026

Intuitive good design and UI and gives the day to da...

Intuitive good design and UI and gives the day to day functionality you need Reviewed on: 17th April 2026

Monzo is an excellent, adaptable, and user-friendly...

Monzo is an excellent, adaptable, and user-friendly platform that provides beneficial financial solutions to foster a more stable future. I love the savings challenge as it is evidently growing, which is a fantastic concept. I have recommended this to others who have also initiated their own savings challenges. Reviewed on: 17th April 2026

A solid current account choice

Opening a Monzo account via the app was an easy, smooth experience. The interface is clean and easy to use, and my card arrived a few days later. The features for creating and managing an under 16 account are very, very good. With more features and controls on offer than paid-for offerings from other providers. There's some nice bonuses like the savings challenges, and a decent interest rate on savings accounts too. Reviewed on: 17th April 2026

A great choice for a current account!

A fantastic bank, very easy to use and simple to set up. Great customer service, ideal as a convenient current account. Reviewed on: 17th April 2026

Customer Conscious

Easy to deal with customer service excellent Reviewed on: 17th April 2026

Love Monzo and the pots they offer!

Love Monzo and the pots they offer! Reviewed on: 17th April 2026

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