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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

I’ve had a really positive experience with Monzo.

I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notifications, budgeting tools, and savings Pots that help keep money organised. Monzo also offers fee-free card spending abroad and overdrafts for eligible customers, all managed directly in the app. Reviewed on: 5th May 2026

Really helpful customer service, solve most issues w...

Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks plans are great, saved a ton on cinema and trains. Reviewed on: 28th April 2026

A great account.

A great account. Does everything I want Reviewed on: 26th April 2026

Monzo Current Account

Would highly recommend you use Monzo, especially at least to get your wages paid into as you can collect it a business day early at 4pm. You can also see more days in advance of what amount of money is due in/out of your account. You also can easily get a welcome bonus amount of £ when you join. I got £5 but think some get more if you’re lucky. Can add your card to Apple Pay and spend straight away no need to wait for your card to arrive. Only a sift search is required I believe to se up an account so quick and easy to set up. Honestly recommend you bank with Monzo, especially to get your wages early Reviewed on: 25th April 2026

Monzo has been splendid!

Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Brilliant bank account

Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Love Banking With Monzo

Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never had an issue if I’ve not recognised a transaction, never not been refunded when I haven’t used my card or it’s been fraud Reviewed on: 21st April 2026

Monzo - the best bank!

Monzo - I’ve been with them for a couple of years & I can’t fault them. Everything just works efficiently & if it doesn’t, they fix it really quickly. I don’t know why my other 2 banks can’t be as good. Reviewed on: 21st April 2026

Easy functional app reliable not encountered any iss...

Easy functional app reliable not encountered any issues over the past few years I have had an account with them Reviewed on: 21st April 2026

From beta to loyalty

Been a loyal customer since their early beta accounts. Have tried and do try every new service or product they release. Love to recommend this bank whenever I can! Reviewed on: 20th April 2026

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