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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18377 reviews)

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4.93

Based on 18,377 reviews, last reviewed 8th Mar 2026

37800% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Always there Always there, notifications are sent for money going out, ease of use, Reviewed on: 8th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18377)

Excellent service - we love Monzo!

Excellent. They’re pots help us with managing our money. Reviewed on: 6th March 2026

I couldn't have asked for more about Monzo.

I couldn't have asked for more about Monzo. Since 2020 When I moved to Uk only mondo account is one of the best bank society I tried. It offers you credit card as well which is I have. Excellent customer service as well . Reviewed on: 6th March 2026

Great service always there to help when on hard time...

Great service always there to help when on hard times love the app everything is clear Reviewed on: 6th March 2026

The core product is great, but so is customer servic...

The core product is great, but so is customer service - everything is almost instant Reviewed on: 6th March 2026

My experience if full of satisfaction.

My experience if full of satisfaction. Reviewed on: 6th March 2026

I love Monzo.

I love Monzo. It gives me a lot more personalisation that any other bank I've been with. I love how you can pay bills out of pots and set up virtual cards. I feel like I have a lot better control over my finances now, and this is from someone that struggles with overspending. You can personalise it as much as you want. I also love the 1p savings challenge they do, I completed it last year and it felt brilliant. I also love the spare change saving pots. Reviewed on: 6th March 2026

Only had one problem in 6 yrs, and with one call all...

Only had one problem in 6 yrs, and with one call all was sorted quickly. Everything else has run very smoothly. Reviewed on: 6th March 2026

I never have any issues with my Monzo account it is...

I never have any issues with my Monzo account it is easy to use I can track and see exactly where my money is going and my expenses it helps me to manage my money better Reviewed on: 6th March 2026

Monzo gives me prompts and ideas

Monzo gives me prompts and ideas i am too lazy to think of myself, then looks after you with ease Reviewed on: 6th March 2026

any time that I asked questions or call I always get...

any time that I asked questions or call I always get exactly what I wanted so for that reason I give them credit 100% Reviewed on: 6th March 2026

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