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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

20% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Simple and effective apps, Quock response

Simple and effective apps, Quock response Reviewed on: 20th April 2026

The savings 'pots' are just so useful for compartmen...

The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026

very easy to use and very quick online help

very easy to use and very quick online help Reviewed on: 19th April 2026

I didn’t know I needed Monzo, until I got Monzo.

I didn’t know I needed Monzo, until I got Monzo. EVERYTHING is there. Customisable. App that opens in Millie seconds. Great tech. All you need, right there. Reviewed on: 18th April 2026

Monzo is class.

Monzo is class. So simple yet so effective. Reviewed on: 18th April 2026

Great service, great bank and their max add on is se...

Great service, great bank and their max add on is second to none. Reviewed on: 18th April 2026

Really easy user friendly instant access saver.

Really easy user friendly instant access saver. It’s great for the day to day common man who doesn’t know all the ins and outs of finance. Reviewed on: 18th April 2026

Very good bank all ways helpful the banking offers a...

Very good bank all ways helpful the banking offers a good the app is very well lade out Reviewed on: 18th April 2026

I love the cashback offers that Monzo provides.

I love the cashback offers that Monzo provides. They're brands people actually use often and you don't have to go out of your way to try and get a cashback. Reviewed on: 17th April 2026

Easy modern language offering simple good value prod...

Easy modern language offering simple good value products Reviewed on: 17th April 2026

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