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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
66% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19421)

Interesting concept

4
Downloaded the app when I got access to the Mondo beta. Had lots of trouble signing up, it rejected my email about several times before I actually managed to progress, then it just dumps you at a "wait in the queue" screen which isn't exactly the sleekest sign-up. Once I did get to the front of the queue, my card came quickly, and despite having to load it with £100 which seems like a lot - the card is actually almost "fun" to use - like the notifications, and the "you've spent £XX today" features. Wait with baited breath to see where they go with their current account... Reviewed on: 23rd March 2016
Jeff's avatar
Jeff

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