Smart Money People Logo

Monzo: Current account reviews

4.92
Based on 19,224 reviews, last reviewed 7th Apr 2026
97550% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just easy to use app very helpful Just easy to use app very helpful Reviewed on: 7th April 2026
John 's avatar
John

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19224)

It's brilliant app is easy to use Ive got my 2 broth...

5
It's brilliant app is easy to use Ive got my 2 brothers to get monzo they find it easy my daughter aswell and my missis Reviewed on: 7th April 2026

Fantastic services, love it and its great

5
Fantastic services, love it and its great Reviewed on: 7th April 2026

Monzo is the perfect bank

5
Monzo is the perfect bank, you get excellent customer service, and great value for money, i love monzo perks! And it’s even better that you never have to go inside a bank as it’s all online Reviewed on: 7th April 2026

Fast reliable Customer care.

5
Fast reliable Customer care. Ready to assist during technical issues and fraud. Reviewed on: 7th April 2026

Loved switching to Monzo, great perks.

5
Loved switching to Monzo, great perks. Reviewed on: 7th April 2026

It’s easy for me to send and receive money.

5
It’s easy for me to send and receive money. Accessing the app makes my banking simple Reviewed on: 7th April 2026

Totally outstanding.

5
Totally outstanding. Never an issue, never had a need to question anything. Plenty of information, should you require and the additional Flex account is incredible. Reviewed on: 7th April 2026

especially for us Dinosaurs

5
So quick and easy to use , especially for us Dinosaurs Reviewed on: 7th April 2026

The Best

5
The app interface is very user friendly and introduced me to investing Reviewed on: 7th April 2026

Everything is so easy and straightforward.

5
Everything is so easy and straightforward. It is actually a pleasure banking with Monzo. Reviewed on: 7th April 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 931 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3112 reviews
    Monzo
    View all products