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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great bank.

5
Great bank. Everything so easy and straightforward to manage. Reviewed on: 15th April 2026
Emma J's avatar
Emma J

An excellent bank.

5
An excellent bank. Really intuitive and simple to use. Good perks as well as part of the monthly subscriptions. Would recommend this bank to absolutely everyone Reviewed on: 15th April 2026
Josh B's avatar
Josh B

Best bank I’ve been with.

5
Best bank I’ve been with. I have their business and current account. Customer services are always quick and responsive. I love the special offers like cashback and double payday !! Monzo is a bank that cares about their customers! Reviewed on: 15th April 2026
Nai's avatar
Nai

Value for Money

5
Makes managing money simple. The app is way to use and allows me to meet my spending and saving targets Reviewed on: 15th April 2026
Paul Stevens's avatar
Paul Stevens

Love Monzo!

5
Love Monzo! Simple, efficient and great to use. Reviewed on: 14th April 2026
Hayley B's avatar
Hayley B

Excellent

5
Best bank for me and I've had a few. Reviewed on: 14th April 2026
Patricia Gumma 's avatar
Patricia Gumma

Brilliant bank, genuinely no complaints.

5
Brilliant bank, genuinely no complaints. Incredible app and support Reviewed on: 14th April 2026
Damien M's avatar
Damien M

Happy early adopter.

5
Been with them since the only way to get an account was to meet with Tom Blomfield and have him hand you one. - back when they were Mondo. I see zero reason to change banks any time soon. Reviewed on: 14th April 2026
Monkphin's avatar
Monkphin

Monzo have been great!

5
Monzo have been great! I’ve been using them for about five years, never had a problem with them! I really enjoy the fact I can get my pay a day early it’s a really useful feature that I use often. I also like the option to set up digital cards as it can make life easier to pay from savings :) Reviewed on: 14th April 2026
Sasha C's avatar
Sasha C

Easy to Use

5
Easy to use, keeps me updated on new things and when payment are coming out in advance Reviewed on: 14th April 2026
Izzy H's avatar
Izzy H

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