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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank, seamless app and amazing features

5
Great bank, seamless app and amazing features Reviewed on: 15th April 2026
jack walker's avatar
jack walker

I’ve had Monzo since 2019 and I’ve moved to using is...

5
I’ve had Monzo since 2019 and I’ve moved to using is my main current account. it promotes budgeting which I think is incredibly important now a days. I like that you can create pots and set up spending cards that takes the money from that pot as it allows you to budget better and make better decisions. I’ve recommended Monzo to my little brother and sister as she’s learning to a card and I think Monzo has all the right things to become healthy with money. I also like the perks that you get. For someone who likes to travel by train but also gets Ubers, I think it’s fantastic that I can pay a small fee to get discounts, better interests rates and insights into my credit score in one place. It’s incredibly easy to navigate. Reviewed on: 15th April 2026
TM's avatar
TM

Monzo manage to make banking as simple as possible

5
Monzo manage to make banking as simple as possible, with clear and easy to use app and value for money add ons. It allows various spending pots as well as detailed analysis of monthly spend, along with added bonuses in the packages, including rail cards, free Greggs, along with the usual banking add on benefits. Reviewed on: 15th April 2026
Andrew R's avatar
Andrew R

Best bank

5
Great bank great app only wish I switched over sooner Reviewed on: 15th April 2026
Barbara C's avatar
Barbara C

Great bank.

5
Great bank. Everything so easy and straightforward to manage. Reviewed on: 15th April 2026
Emma J's avatar
Emma J

An excellent bank.

5
An excellent bank. Really intuitive and simple to use. Good perks as well as part of the monthly subscriptions. Would recommend this bank to absolutely everyone Reviewed on: 15th April 2026
Josh B's avatar
Josh B

Best bank I’ve been with.

5
Best bank I’ve been with. I have their business and current account. Customer services are always quick and responsive. I love the special offers like cashback and double payday !! Monzo is a bank that cares about their customers! Reviewed on: 15th April 2026
Nai's avatar
Nai

Value for Money

5
Makes managing money simple. The app is way to use and allows me to meet my spending and saving targets Reviewed on: 15th April 2026
Paul Stevens's avatar
Paul Stevens

Love Monzo!

5
Love Monzo! Simple, efficient and great to use. Reviewed on: 14th April 2026
Hayley B's avatar
Hayley B

Excellent

5
Best bank for me and I've had a few. Reviewed on: 14th April 2026
Patricia Gumma 's avatar
Patricia Gumma

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