Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Absolutely love Monzo.

Absolutely love Monzo. Fantastic options for paying, different pots, savings and customer service has been helpful, not always answers immediately but in decent time scale. Wish I’d had it years ago! So love it! I’ve recommended it several times. Reviewed on: 14th April 2026

I feel safe and in control with Monzo.

I feel safe and in control with Monzo. It is because of their easy to follow app that for the first time I am actually saving. Reviewed on: 14th April 2026

Top bank account

Really easy to manage your finances with this account Reviewed on: 14th April 2026

They have always been fair.

They have always been fair. Given all the information needed within a required and efficient time. Simply explanations on all products Reviewed on: 14th April 2026

Excellent bank

Excellent service. Easy online banking app. Great incentive to use monzo Reviewed on: 14th April 2026

Fantastic so far

Really enjoyed the ease of transferring money between banks, wish they would let me have visibility of savings accounts from other providers but its very useful to see all current accounts. Love savings pots, being paid a day early, disputes as actioned fast, instant cash isa is great. Reviewed on: 14th April 2026

Monzo is an amazing bank to use for any age

Monzo is an amazing bank to use for any age, you get so many perks on the basic version of their accounts. Reviewed on: 14th April 2026

I feel a valued customer and the benefits with my ac...

I feel a valued customer and the benefits with my account are excellent Reviewed on: 14th April 2026

Monzo is an excellent online bank to use!

Monzo is an excellent online bank to use! Customer Assistant are always happy to help. Monzo has helped me be able to solve out the best way to save since I was 16 years old! The online app always has ways to help everyone to save that little bit easier. Reviewed on: 14th April 2026

5* Efficient, easy to use

Efficient. Easy to use. No hassle Reviewed on: 14th April 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Metro Bank 4.79 from 10579 reviews
Cash Account
from Bank of Scotland 4.02 from 55 reviews
Current Account
from ICICI Bank 4.12 from 2 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub