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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Monzo is great and easy for spilling bills through f...

Monzo is great and easy for spilling bills through firends and family Reviewed on: 13th April 2026

Good bank very helpful when my card was stolen

Good bank very helpful when my card was stolen Reviewed on: 13th April 2026

Customer service with patience.

Customer service with patience. They provided 24/7 services which support the customer as always. Reviewed on: 13th April 2026

Best bank ever.

Best bank ever. No complaints what so ever Reviewed on: 13th April 2026

Just overall excellent bank and the extra they offer

Just overall excellent bank and the extra they offer Reviewed on: 13th April 2026

Great bank with great set up, never had any problems...

Great bank with great set up, never had any problems, payments are upfront Reviewed on: 13th April 2026

Always top tier!

Always top tier! love the payday early access! highly recommended Reviewed on: 13th April 2026

It’s my family bank now!

Since 99 I have banked with several banks and didn’t really enjoy my experience with several so ended up closing those accounts or just leaving them dormant. Been with Monzo for years now and love how they give you easy options to save, the app is fab and flex is a game changing. Love it so much that I convinced my husband, two of my kids and several of my family to open an account with them. Customer for life. Reviewed on: 13th April 2026

Monzo helps me be confident about my money

Monzo really helps me with savings investments etc it’s a great bank to save and for someone who is new to banking it’s a great experience to have with Monzo Reviewed on: 13th April 2026

Great app interface.

Great app interface. Makes managing my finances much easier Reviewed on: 13th April 2026

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