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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Monzo is absolutely brilliant for almost every person.

Monzo is absolutely brilliant for almost every person. I specifically work long and stressful security shifts and just being in for the chance of having my salary doubled each month is something to be super excited over. Reviewed on: 13th April 2026

Very impressed with the current account , so much so...

Very impressed with the current account , so much so I’ve opened a monzo business account. App is really easy to use and the max plan is great value for money Reviewed on: 13th April 2026

When I’ve had trouble with money for example being s...

When I’ve had trouble with money for example being scammed they straight away and helped me get my money back Reviewed on: 13th April 2026

I love monzo.

I love monzo. So easy to use and brilliant at helping me save with the pots. Opened my daughters account with ease and can monitor and access in via my account. Highly recommend Reviewed on: 13th April 2026

i love monzo and id always use it as my...

i love monzo and id always use it as my main bank Reviewed on: 13th April 2026

best bank ever

it’s a great bank quick an easy to set up i’ve got my mum an dad or too Reviewed on: 13th April 2026

I haven't had any issues I can think of with Monzo.

I haven't had any issues I can think of with Monzo. Very understanding with my current circumstances and do offer support when needed. Its so, so much easier to see money coming in and out instantly unlike other banks like Barclays who's notifications don't always come through until late in the day. Also...free sausage roll. Heck yeah. Reviewed on: 13th April 2026

Used it for years

Been using this for years now, very easy to use and sort your bills out into pots meaning I'm way more organised. Reviewed on: 13th April 2026

Best bank I have ever been with.

Best bank I have ever been with. They are responsive to chats and the app is amazing. Reviewed on: 13th April 2026

I feel as though my money is safe, very easy...

I feel as though my money is safe, very easy to use Reviewed on: 13th April 2026

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