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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

50% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Monzo is awesome!

Monzo is a fantastic bank and product - so easy to set up the current account and now I am a Max customer. I love Monzo! Reviewed on: 16th April 2025

Brilliant

Been with a number of banks, but by far the best! Reviewed on: 15th April 2025

Been with Monzo for years. Everything is so easy.

I've been with them for years and love how easy the app is. Categorising and making notes on payments and transfers is fab, and it's generally super easy to use. The only thing that's a bit annoying is the transfer limit being quite low at like 10k instead of the usual max which is 25k, and you can't change this in the settings. otherwise great, no complaints. Reviewed on: 15th April 2025

Love everything so smooth and most importantly trans...

Love everything so smooth and most importantly transparent. Reviewed on: 15th April 2025

I've been with Monzo for nearly a decade and...

I've been with Monzo for nearly a decade I can safely say it's been a solid choice all this time. Switching over way back when was a piece of cake, and honestly, their app has just got better and better over the years. It's still the easiest way to keep tabs on my spending, those instant notifications are still a lifesaver, and seeing where my money's actually going is always clear as day. What's kept me around is how it just works. Setting budgets is still a doddle, and those little reminders are just as helpful now as they were at the start. And knowing I can freeze my card in a flash if I misplace it still gives me that bit of security. Even after all this time, dealing with Monzo has been straightforward. Their customer service has always been on the ball whenever I've needed them. For everyday banking that's consistently reliable and makes managing your money a proper breeze, Monzo's been the ticket for me for nearly ten years now, and I don't see that changing anytime soon. Reviewed on: 15th April 2025

Online services 10/10 needs more personal connection

I wish they offered a personal service incase anything did go wrong, but luckily never had a problem but services they provide are phenomenal Reviewed on: 15th April 2025

Monzo have high interest rates, clever ways to manag...

Monzo have high interest rates, clever ways to manage your account and are market leaders in what they do Reviewed on: 15th April 2025

Great spend tracking and interest rates

Lots of spending tracking available, it helps to keep on top of your finances! Pots are very useful for keeping away stashes of money and the interest rates are very competitive. Reviewed on: 15th April 2025

Helpful, professional and open and honest

Helpful, professional and open and honest Reviewed on: 15th April 2025

sent money it pending for 2 days

sent money, it “pending” for 2 days?? never had this w other banks. not trustable. Reviewed on: 15th April 2025

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