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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Lovely bank to use, great experience and money comes...

Lovely bank to use, great experience and money comes in very quick Reviewed on: 14th April 2026

Everything works seamlessly.

Everything works seamlessly. Open and honest and great value. Reviewed on: 14th April 2026

Had a fantastic experience with Monzo.

Had a fantastic experience with Monzo. Theyve never let me down once. Reviewed on: 14th April 2026

I was with another large bank for years and have see...

I was with another large bank for years and have seen massive improvements since switching to Monzo Reviewed on: 14th April 2026

Very nice and good company , highly recommended

Very nice and good company , highly recommended Reviewed on: 14th April 2026

Just the best!

Within minutes I had a new account, I love being able to put money in to pots and this way of banking has changed my life! Love sending payment links when I owe people money rather than faffing with typing their details in! And then showing my QR code if somebody owes me! Welcome to 2026 banking! Monzo have smashed it. P.s thanks for my weekly Greggs coffee Reviewed on: 14th April 2026

Great great great

I've had both paid and free experience with Monzo and it's great love it, happy to hear of kids accounts, penny saver, and investment opportunities fab bank would recommend to anyone. Reviewed on: 14th April 2026

Great bank cannot fault it!

Great bank cannot fault it! So many cool things about it Reviewed on: 14th April 2026

Mostly everything you need under one banking app....

App is super easy to use, modern and fun. Monzo pots have helped me save for the first time ever. Love round ups, saving challenges etc, Monzo flex works like Klarna and helps with more bigger purchases. I've got perks with them which is very good value for money. I hope they broker mortgages in the future and create more savings challenges. Reviewed on: 14th April 2026

They closed my account in 2024 without any clear rea...

They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a really frustrating experience personally, I’d say they’re one of the worst banks in the UK. I’d recommend switching to Revolut instead, as I’ve found them to be much better. Reviewed on: 14th April 2026

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