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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

They have always been fair.

5
They have always been fair. Given all the information needed within a required and efficient time. Simply explanations on all products Reviewed on: 14th April 2026
Sheila's avatar
Sheila

Excellent bank

5
Excellent service. Easy online banking app. Great incentive to use monzo Reviewed on: 14th April 2026
Natalie 's avatar
Natalie

Fantastic so far

5
Really enjoyed the ease of transferring money between banks, wish they would let me have visibility of savings accounts from other providers but its very useful to see all current accounts. Love savings pots, being paid a day early, disputes as actioned fast, instant cash isa is great. Reviewed on: 14th April 2026
Atik's avatar
Atik

Monzo is an amazing bank to use for any age

5
Monzo is an amazing bank to use for any age, you get so many perks on the basic version of their accounts. Reviewed on: 14th April 2026
Demi Williams's avatar
Demi Williams

I feel a valued customer and the benefits with my ac...

5
I feel a valued customer and the benefits with my account are excellent Reviewed on: 14th April 2026
Jayne R's avatar
Jayne R

Monzo is an excellent online bank to use!

5
Monzo is an excellent online bank to use! Customer Assistant are always happy to help. Monzo has helped me be able to solve out the best way to save since I was 16 years old! The online app always has ways to help everyone to save that little bit easier. Reviewed on: 14th April 2026
Annalise W's avatar
Annalise W

5* Efficient, easy to use

5
Efficient. Easy to use. No hassle Reviewed on: 14th April 2026
Tayla's avatar
Tayla

Lovely bank to use, great experience and money comes...

5
Lovely bank to use, great experience and money comes in very quick Reviewed on: 14th April 2026
Anthony Riley's avatar
Anthony Riley

Everything works seamlessly.

5
Everything works seamlessly. Open and honest and great value. Reviewed on: 14th April 2026
Amrik Bhatti's avatar
Amrik Bhatti

Had a fantastic experience with Monzo.

5
Had a fantastic experience with Monzo. Theyve never let me down once. Reviewed on: 14th April 2026
Sammi L's avatar
Sammi L

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