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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

I was with another large bank for years and have see...

5
I was with another large bank for years and have seen massive improvements since switching to Monzo Reviewed on: 14th April 2026
Sophie E's avatar
Sophie E

Very nice and good company , highly recommended

5
Very nice and good company , highly recommended Reviewed on: 14th April 2026
Alex's avatar
Alex

Just the best!

5
Within minutes I had a new account, I love being able to put money in to pots and this way of banking has changed my life! Love sending payment links when I owe people money rather than faffing with typing their details in! And then showing my QR code if somebody owes me! Welcome to 2026 banking! Monzo have smashed it. P.s thanks for my weekly Greggs coffee Reviewed on: 14th April 2026
Natalie 's avatar
Natalie

Great great great

5
I've had both paid and free experience with Monzo and it's great love it, happy to hear of kids accounts, penny saver, and investment opportunities fab bank would recommend to anyone. Reviewed on: 14th April 2026
Bethany 's avatar
Bethany

Great bank cannot fault it!

5
Great bank cannot fault it! So many cool things about it Reviewed on: 14th April 2026
Jade s's avatar
Jade s

Mostly everything you need under one banking app....

5
App is super easy to use, modern and fun. Monzo pots have helped me save for the first time ever. Love round ups, saving challenges etc, Monzo flex works like Klarna and helps with more bigger purchases. I've got perks with them which is very good value for money. I hope they broker mortgages in the future and create more savings challenges. Reviewed on: 14th April 2026
Jack N's avatar
Jack N

They closed my account in 2024 without any clear rea...

1
They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a really frustrating experience personally, I’d say they’re one of the worst banks in the UK. I’d recommend switching to Revolut instead, as I’ve found them to be much better. Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

Most user friendly

5
Easiest bank to use most user friendly Reviewed on: 14th April 2026
Jack 's avatar
Jack

.bills back

5
I like the investments on monzo and the idea of the bills back and double pay Reviewed on: 14th April 2026
Lexie's avatar
Lexie

Been with Monzo for 3-4yeaes super easy UI, Never ha...

5
Been with Monzo for 3-4yeaes super easy UI, Never had any problems, and such a easy understanding to bills going out and pay coming in what days. Reviewed on: 13th April 2026
Brian H's avatar
Brian H

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