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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Most user friendly

Easiest bank to use most user friendly Reviewed on: 14th April 2026

.bills back

I like the investments on monzo and the idea of the bills back and double pay Reviewed on: 14th April 2026

Been with Monzo for 3-4yeaes super easy UI, Never ha...

Been with Monzo for 3-4yeaes super easy UI, Never had any problems, and such a easy understanding to bills going out and pay coming in what days. Reviewed on: 13th April 2026

Monzo is great and easy for spilling bills through f...

Monzo is great and easy for spilling bills through firends and family Reviewed on: 13th April 2026

Good bank very helpful when my card was stolen

Good bank very helpful when my card was stolen Reviewed on: 13th April 2026

Customer service with patience.

Customer service with patience. They provided 24/7 services which support the customer as always. Reviewed on: 13th April 2026

Best bank ever.

Best bank ever. No complaints what so ever Reviewed on: 13th April 2026

Just overall excellent bank and the extra they offer

Just overall excellent bank and the extra they offer Reviewed on: 13th April 2026

Great bank with great set up, never had any problems...

Great bank with great set up, never had any problems, payments are upfront Reviewed on: 13th April 2026

Always top tier!

Always top tier! love the payday early access! highly recommended Reviewed on: 13th April 2026

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