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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is an amazing bank to use for any age

5
Monzo is an amazing bank to use for any age, you get so many perks on the basic version of their accounts. Reviewed on: 14th April 2026
Demi Williams's avatar
Demi Williams

I feel a valued customer and the benefits with my ac...

5
I feel a valued customer and the benefits with my account are excellent Reviewed on: 14th April 2026
Jayne R's avatar
Jayne R

Monzo is an excellent online bank to use!

5
Monzo is an excellent online bank to use! Customer Assistant are always happy to help. Monzo has helped me be able to solve out the best way to save since I was 16 years old! The online app always has ways to help everyone to save that little bit easier. Reviewed on: 14th April 2026
Annalise W's avatar
Annalise W

5* Efficient, easy to use

5
Efficient. Easy to use. No hassle Reviewed on: 14th April 2026
Tayla's avatar
Tayla

Lovely bank to use, great experience and money comes...

5
Lovely bank to use, great experience and money comes in very quick Reviewed on: 14th April 2026
Anthony Riley's avatar
Anthony Riley

Everything works seamlessly.

5
Everything works seamlessly. Open and honest and great value. Reviewed on: 14th April 2026
Amrik Bhatti's avatar
Amrik Bhatti

Had a fantastic experience with Monzo.

5
Had a fantastic experience with Monzo. Theyve never let me down once. Reviewed on: 14th April 2026
Sammi L's avatar
Sammi L

I was with another large bank for years and have see...

5
I was with another large bank for years and have seen massive improvements since switching to Monzo Reviewed on: 14th April 2026
Sophie E's avatar
Sophie E

Very nice and good company , highly recommended

5
Very nice and good company , highly recommended Reviewed on: 14th April 2026
Alex's avatar
Alex

Just the best!

5
Within minutes I had a new account, I love being able to put money in to pots and this way of banking has changed my life! Love sending payment links when I owe people money rather than faffing with typing their details in! And then showing my QR code if somebody owes me! Welcome to 2026 banking! Monzo have smashed it. P.s thanks for my weekly Greggs coffee Reviewed on: 14th April 2026
Natalie 's avatar
Natalie

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