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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Monzo is great and easy for spilling bills through f...

5
Monzo is great and easy for spilling bills through firends and family Reviewed on: 13th April 2026
Alim's avatar
Alim

Good bank very helpful when my card was stolen

5
Good bank very helpful when my card was stolen Reviewed on: 13th April 2026
Evie T's avatar
Evie T

Customer service with patience.

5
Customer service with patience. They provided 24/7 services which support the customer as always. Reviewed on: 13th April 2026
Tae's avatar
Tae

Best bank ever.

5
Best bank ever. No complaints what so ever Reviewed on: 13th April 2026
Kai 's avatar
Kai

Just overall excellent bank and the extra they offer

5
Just overall excellent bank and the extra they offer Reviewed on: 13th April 2026
Joe b's avatar
Joe b

Great bank with great set up, never had any problems...

5
Great bank with great set up, never had any problems, payments are upfront Reviewed on: 13th April 2026
Laurynas 's avatar
Laurynas

Always top tier!

5
Always top tier! love the payday early access! highly recommended Reviewed on: 13th April 2026
lauren m's avatar
lauren m

It’s my family bank now!

5
Since 99 I have banked with several banks and didn’t really enjoy my experience with several so ended up closing those accounts or just leaving them dormant. Been with Monzo for years now and love how they give you easy options to save, the app is fab and flex is a game changing. Love it so much that I convinced my husband, two of my kids and several of my family to open an account with them. Customer for life. Reviewed on: 13th April 2026
Syeda K's avatar
Syeda K

Monzo helps me be confident about my money

5
Monzo really helps me with savings investments etc it’s a great bank to save and for someone who is new to banking it’s a great experience to have with Monzo Reviewed on: 13th April 2026
Tanika's avatar
Tanika

Great app interface.

5
Great app interface. Makes managing my finances much easier Reviewed on: 13th April 2026
Nour Eid's avatar
Nour Eid

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