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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great great great

5
I've had both paid and free experience with Monzo and it's great love it, happy to hear of kids accounts, penny saver, and investment opportunities fab bank would recommend to anyone. Reviewed on: 14th April 2026
Bethany 's avatar
Bethany

Great bank cannot fault it!

5
Great bank cannot fault it! So many cool things about it Reviewed on: 14th April 2026
Jade s's avatar
Jade s

Mostly everything you need under one banking app....

5
App is super easy to use, modern and fun. Monzo pots have helped me save for the first time ever. Love round ups, saving challenges etc, Monzo flex works like Klarna and helps with more bigger purchases. I've got perks with them which is very good value for money. I hope they broker mortgages in the future and create more savings challenges. Reviewed on: 14th April 2026
Jack N's avatar
Jack N

They closed my account in 2024 without any clear rea...

1
They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a really frustrating experience personally, I’d say they’re one of the worst banks in the UK. I’d recommend switching to Revolut instead, as I’ve found them to be much better. Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

Most user friendly

5
Easiest bank to use most user friendly Reviewed on: 14th April 2026
Jack 's avatar
Jack

.bills back

5
I like the investments on monzo and the idea of the bills back and double pay Reviewed on: 14th April 2026
Lexie's avatar
Lexie

Been with Monzo for 3-4yeaes super easy UI, Never ha...

5
Been with Monzo for 3-4yeaes super easy UI, Never had any problems, and such a easy understanding to bills going out and pay coming in what days. Reviewed on: 13th April 2026
Brian H's avatar
Brian H

Monzo is great and easy for spilling bills through f...

5
Monzo is great and easy for spilling bills through firends and family Reviewed on: 13th April 2026
Alim's avatar
Alim

Good bank very helpful when my card was stolen

5
Good bank very helpful when my card was stolen Reviewed on: 13th April 2026
Evie T's avatar
Evie T

Customer service with patience.

5
Customer service with patience. They provided 24/7 services which support the customer as always. Reviewed on: 13th April 2026
Tae's avatar
Tae

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