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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Adore the app and extras for perks

Adore the app and extras for perks Reviewed on: 13th April 2026

I’ve been with Monzo on two occasions and both times...

I’ve been with Monzo on two occasions and both times have been fantastic I always have an amazing experience when I have needed help and thy have been able to deal with the problem first hand every time! Reviewed on: 13th April 2026

Fast, efficient and always reliable

Fast, efficient and always reliable Reviewed on: 13th April 2026

Been with monzo for 7 years

Been with monzo for 7 years I love the features like features like savings pots - flex - isa’s insurances being a max account holder and the perks customer also customer service is excellent. Reviewed on: 13th April 2026

Excellent

I love that you can use monzo abroad and that is very easy to use, excellent as your everyday bank and good to help save Reviewed on: 13th April 2026

I believe that it is the best bank as they have grea...

I believe that it is the best bank as they have great customer service and low fees, not too mention that they are fully licensed online bank.. I would recommend to everyone I know Reviewed on: 13th April 2026

Excellent bank .

Never have any trouble . Spoke to customer services a couple of times . Rapid response and very helpful. Reviewed on: 13th April 2026

Good bank makes me more organised and no problems at...

Good bank makes me more organised and no problems at all Reviewed on: 13th April 2026

The Best Bank

Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Whole banking process is easy snd smooth

Whole banking process is easy snd smooth Reviewed on: 11th April 2026

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