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Monzo: Current account reviews

View other Monzo products
4.93
Based on 18,091 reviews, last reviewed 23rd Feb 2026
42650% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nothing but easy positive experiences Nothing but easy positive experiences Reviewed on: 23rd February 2026
Adam H's avatar
Adam H

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026
Nawshad M's avatar
Nawshad M
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18091)

Bank as it should be!

5
Bank as it should be! No catches, amazing app, transparent fees. Reviewed on: 15th February 2026
Nick S's avatar
Nick S

Wish every bank was of Monzo standard!

5
Monzo has been one of the best banking apps I have used. The account set up to day to day banking is very user friendly and intuitive. Having setup my kids accounts it is has been a breeze managing their spending. Kudos to Monzo for a very responsive customer service team who go far and above to resolve issues when it arises. They are clear with their timelines which helps in managing expectations. Overall I’ll recommend Monzo to anyone without hesitation Reviewed on: 15th February 2026
Justin George's avatar
Justin George

It smooth and easy to use any transaction fast inclu...

5
It smooth and easy to use any transaction fast including safe protection of fund Reviewed on: 15th February 2026
Mamuyovwi I's avatar
Mamuyovwi I

Really convenient.

5
Really convenient. Gives value for money. Reviewed on: 15th February 2026
Qumbar A's avatar
Qumbar A

It’s great, very easy to use, great visual represent...

5
It’s great, very easy to use, great visual representation Reviewed on: 14th February 2026
Max S's avatar
Max S

Just the right balance of features, both financial a...

5
Just the right balance of features, both financial and technical. Viewing all my accounts in one place is a real game changer for budgeting. A very reasonably priced offering for the perks plan, with practical things I actually use. Reviewed on: 14th February 2026
James S's avatar
James S

A really friendly company, to deal with.

5
A really friendly company, to deal with. Love the way it gives customers the correct balance at all times unlike some banks who hide transactions for a couple of days.. Reviewed on: 14th February 2026
Alfred C's avatar
Alfred C

Amazing platform

5
10/10 with any Monzo experience or I traction Reviewed on: 14th February 2026
Am Fox's avatar
Am Fox

Easy to use, plenty of options, friendly

5
Easy to use, plenty of options, friendly Reviewed on: 14th February 2026
Janice S's avatar
Janice S

I love it

5
Brill service and ace bank, love it and will always recommend, not just a “travel card” it’s a main bank for me. Reviewed on: 14th February 2026
Sadia's avatar
Sadia

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