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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank ever.

5
Best bank ever. No complaints what so ever Reviewed on: 13th April 2026
Kai 's avatar
Kai

Just overall excellent bank and the extra they offer

5
Just overall excellent bank and the extra they offer Reviewed on: 13th April 2026
Joe b's avatar
Joe b

Great bank with great set up, never had any problems...

5
Great bank with great set up, never had any problems, payments are upfront Reviewed on: 13th April 2026
Laurynas 's avatar
Laurynas

Always top tier!

5
Always top tier! love the payday early access! highly recommended Reviewed on: 13th April 2026
lauren m's avatar
lauren m

It’s my family bank now!

5
Since 99 I have banked with several banks and didn’t really enjoy my experience with several so ended up closing those accounts or just leaving them dormant. Been with Monzo for years now and love how they give you easy options to save, the app is fab and flex is a game changing. Love it so much that I convinced my husband, two of my kids and several of my family to open an account with them. Customer for life. Reviewed on: 13th April 2026
Syeda K's avatar
Syeda K

Monzo helps me be confident about my money

5
Monzo really helps me with savings investments etc it’s a great bank to save and for someone who is new to banking it’s a great experience to have with Monzo Reviewed on: 13th April 2026
Tanika's avatar
Tanika

Great app interface.

5
Great app interface. Makes managing my finances much easier Reviewed on: 13th April 2026
Nour Eid's avatar
Nour Eid

Monzo is absolutely brilliant for almost every person.

5
Monzo is absolutely brilliant for almost every person. I specifically work long and stressful security shifts and just being in for the chance of having my salary doubled each month is something to be super excited over. Reviewed on: 13th April 2026
Joseph cronin's avatar
Joseph cronin

Very impressed with the current account , so much so...

5
Very impressed with the current account , so much so I’ve opened a monzo business account. App is really easy to use and the max plan is great value for money Reviewed on: 13th April 2026
John h's avatar
John h

When I’ve had trouble with money for example being s...

5
When I’ve had trouble with money for example being scammed they straight away and helped me get my money back Reviewed on: 13th April 2026
Kylie 's avatar
Kylie

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