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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18160 reviews)

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4.93

Based on 18,160 reviews, last reviewed 24th Feb 2026

46050% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is an excellent experience for anyone, especia... Monzo is an excellent experience for anyone, especially with people who are interested in travelling or living abroad. I would recommend Monzo to anyo... Read more Reviewed on: 24th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18160)

Banking That Actually Feels Built for Me

I’ve banked with Monzo for years and it’s completely changed how I manage my money. Everything is instant, intuitive and genuinely helpful. Real-time notifications mean I always know exactly what I’m spending, and the categorisation makes it effortless to track where my money goes each month. Features like Pots have been a game changer for budgeting and saving, being able to separate bills, holidays and everyday spending removes so much stress. Setting up direct debits, freezing and unfreezing my card, and tracking subscriptions can all be done in seconds in the app. No waiting on hold, no paperwork, no hassle. What really stands out is how transparent and customer-focused Monzo feels. There are no hidden surprises, the app explains things clearly, and support is quick and human when you need it. It’s not just a bank account, it’s a tool that helps you feel in control of your finances. Monzo has made banking simpler, smarter and honestly a lot less stressful. Reviewed on: 20th February 2026

Fantastic bank with fantastic innovative features

Fantastic bank with fantastic innovative features Reviewed on: 20th February 2026

Perfect online bank

I moved to the UK and needed a quick, reliable bank that also helps me quickly get set up and follows me along my frequent trips abroad. With is user-friendly app and no exchange fees, Monzo really delivered! Reviewed on: 20th February 2026

Greg @ Monzo

Monzo is fab, great customer service and really easy to use. PS. Greg made me do this Reviewed on: 20th February 2026

Excellent service, professional support!

Excellent service, when there has been any questions or queries everything has been handled professionally and quickly. My only slight issue is the fact that you have to pay for the higher level accounts to get the better savings interest rates which I don't feel is fair. Reviewed on: 20th February 2026

Monzo continues to max features.

I think the initiatives around roundups and savings plans really mean that you can save towards the future with minimal effort. I have signed up for Max and I think you really make the cost back, higher interest rates on savings, FREE GREGGS EVERY WEEK, monthly cinema, uber one AND railcard. I've used all of these every month so am easily making the money back. Customer service is also quick to respond, and I also love seeing every bank balance and credit card I have in one place and the payment methods are SO QUICK. Well done monzo. I haven't invested with monzo yet (T212 customer) but I would consider it. Reviewed on: 20th February 2026

Greg made me write this.

Greg made me write this...to shut up the social team Reviewed on: 20th February 2026

User friendly, intuitive, helpful banking

User friendly, easy to use and helps understand your money better. Easy to set up budgets and pots and manage money. Cashback offers, decent enough interest rates on savings pots with flexibility to bring back in to current account any time. Great security measures and limits. Great for using abroad. Just overall think it's miles better than traditional banking apps. Reviewed on: 20th February 2026

Flexible and innovative banking with an easy to use...

Flexible and innovative banking with an easy to use app. Just common sense. No contact needed as it’s logical. Reviewed on: 19th February 2026

Great customer service , easy access to pots and man...

Great customer service , easy access to pots and mange your savings easily all from the app . Reviewed on: 19th February 2026

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