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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Best customer focused bank.

Best customer focused bank. So easy to use. Kept up to date with changes that impact me. Reviewed on: 11th April 2026

Best card ever

Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Easy to use with lots of helpful categories in the...

Easy to use with lots of helpful categories in the app Reviewed on: 10th April 2026

Great for travel

I have no issues, i enjoy the features with the pots and while using abroad Reviewed on: 10th April 2026

I've been with Monzo for 6 years and it's been fault...

I've been with Monzo for 6 years and it's been faultless. I love the features, they are always leading the way with technology. Reviewed on: 9th April 2026

Monzo supports those with Mental Ill Health

Monzo is great and very supportive of those with mental health issues experiencing financial problems. Reviewed on: 9th April 2026

Love my Monzo account and great that I am able to us...

Love my Monzo account and great that I am able to use cash back feature as well Reviewed on: 9th April 2026

Excellent services Really easy to love the bank.

Really easy to love the bank. Excellent services been amazing to save with. Reviewed on: 9th April 2026

Been a Monzo customer since they launched and had th...

Been a Monzo customer since they launched and had the pre-paid card. Now I have my current account, joint account and a business account with them. Can't fault them. Reviewed on: 9th April 2026

I have been with Monzo since 2019 and first used my...

I have been with Monzo since 2019 and first used my account for travelling around the world and still use it to this day for savings and general spending and have always loved the app and have recommended Monzo to a number of friends and family. Reviewed on: 9th April 2026

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