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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18150 reviews)

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4.93

Based on 18,150 reviews, last reviewed 23rd Feb 2026

45550% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent service Having a Monzo account is easy to use. Informative and has helped me save. I can use my account abroad without charges. It’s easy to send and receive ... Read more Reviewed on: 23rd February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18150)

Vote for Monzo!

Love having control of my money and the app is great! Reviewed on: 19th February 2026

Great service

Great service and offers. Very clear information and notifications that make things a lot easier for me. Easy to send payment requests and great online security. Reviewed on: 19th February 2026

Incredible service.

Incredible service. Brilliant perks system that is well worth the money for how much you get back in terms of monetary value and for the boosted interest rate on the savings. Incredibly fast customer service, so easy to see everything on the app at a glance, moving money and paying people works like a dream. I have been a customer for 7 years and never regret opening and account. Reviewed on: 19th February 2026

Fast, Reliable, and Good Perks

I especially like the features of having mulitple virtual cards. Gives me an extremely easy way to segment the way I am spending my money, and tracking what payments are going out to who, when, and why. Reviewed on: 19th February 2026

Monzo Bank is great.

Monzo bank is definitely worth considering for your banking needs: 1. The pot system is great live that you can assign bills to be paid from them and give them a virtual card 2. The paid features are worth considering as the insurances provided by the top tier is great and a free greggs treat weekly is definitely worth it 3. Monzo's other offerings like there investment pot is easy to use and they explain it so well there Monzo Flex card is amazing and I wish that style of card is more wide spread Reviewed on: 18th February 2026

Excellent product and service and a bank that actual...

Excellent product and service and a bank that actually benefit customers around savings , investments, perks , pensions and the 1-4p challenge that works for us in gaining not losing Reviewed on: 18th February 2026

Been banking with monzo for over a year and I'm find...

Been banking with monzo for over a year and I'm finding the experience great. Reviewed on: 18th February 2026

Really smooth

Really smooth online banking experience Reviewed on: 18th February 2026

Excellent

I have been a customer of Monzo for almost 5 years and it is a game changer. So many good elements that make everyday banking so much easier. Reviewed on: 18th February 2026

It's very easy to navigate through the app

It's very easy to navigate through the app Reviewed on: 18th February 2026

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