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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo - The One I Go For

5
I was given a £10 bonus for signing up, which was lovely. I find the app easy to use and find the features useful and innovative. I’ve had no issues and no reason to contact customers service but they have answered n my general queries promptly and clearly. I like the savings pots and it helps me manage my money more efficiently, the interest rate is competitive and encourages me to save when I can. I signed up for the 1p challenge which is an easy way to save up, but can be stopped at anytime if you find finances lacking. Reviewed on: 13th April 2026
Eganaholic's avatar
Eganaholic

Monzo truly deserves best bank as of current.

5
Monzo truly deserves best bank as of current. I am 18 and typically as you’re younger you struggle to save money etc… but with Monzo it has quantified and shown me how to save and spend etc… Reviewed on: 13th April 2026
Jamie M's avatar
Jamie M

Excellent

5
Amazing had monzo 5 years now issues Reviewed on: 13th April 2026
Rebecca Tennant's avatar
Rebecca Tennant

Adore the app and extras for perks

5
Adore the app and extras for perks Reviewed on: 13th April 2026
Sheryl S's avatar
Sheryl S

I’ve been with Monzo on two occasions and both times...

5
I’ve been with Monzo on two occasions and both times have been fantastic I always have an amazing experience when I have needed help and thy have been able to deal with the problem first hand every time! Reviewed on: 13th April 2026
Keira m's avatar
Keira m

Fast, efficient and always reliable

5
Fast, efficient and always reliable Reviewed on: 13th April 2026
Steven L's avatar
Steven L

Been with monzo for 7 years

5
Been with monzo for 7 years I love the features like features like savings pots - flex - isa’s insurances being a max account holder and the perks customer also customer service is excellent. Reviewed on: 13th April 2026
KW's avatar
KW

Excellent

5
I love that you can use monzo abroad and that is very easy to use, excellent as your everyday bank and good to help save Reviewed on: 13th April 2026
Ally's avatar
Ally

I believe that it is the best bank as they have grea...

5
I believe that it is the best bank as they have great customer service and low fees, not too mention that they are fully licensed online bank.. I would recommend to everyone I know Reviewed on: 13th April 2026
Adam D's avatar
Adam D

Excellent bank .

5
Never have any trouble . Spoke to customer services a couple of times . Rapid response and very helpful. Reviewed on: 13th April 2026
Anthony w's avatar
Anthony w

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