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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I love monzo.

5
I love monzo. So easy to use and brilliant at helping me save with the pots. Opened my daughters account with ease and can monitor and access in via my account. Highly recommend Reviewed on: 13th April 2026
Holly Payne's avatar
Holly Payne

i love monzo and id always use it as my...

5
i love monzo and id always use it as my main bank Reviewed on: 13th April 2026
Rubieleigh H's avatar
Rubieleigh H

best bank ever

5
it’s a great bank quick an easy to set up i’ve got my mum an dad or too Reviewed on: 13th April 2026
thompson 's avatar
thompson

I haven't had any issues I can think of with Monzo.

5
I haven't had any issues I can think of with Monzo. Very understanding with my current circumstances and do offer support when needed. Its so, so much easier to see money coming in and out instantly unlike other banks like Barclays who's notifications don't always come through until late in the day. Also...free sausage roll. Heck yeah. Reviewed on: 13th April 2026
Daniel N's avatar
Daniel N

Used it for years

5
Been using this for years now, very easy to use and sort your bills out into pots meaning I'm way more organised. Reviewed on: 13th April 2026
Dontony1980's avatar
Dontony1980

Best bank I have ever been with.

5
Best bank I have ever been with. They are responsive to chats and the app is amazing. Reviewed on: 13th April 2026
LJ's avatar
LJ

I feel as though my money is safe, very easy...

5
I feel as though my money is safe, very easy to use Reviewed on: 13th April 2026
Millie S's avatar
Millie S

Best bank I've used

4
Easy to manage money, I love the Pots and how easily accessible they are. Monzo offer competitive savings rates and as a extra member not having to worry about my details being cloned by using a one time card is very handy and gives that extra peice of mind when making a purchase online. Reviewed on: 13th April 2026
Connor m's avatar
Connor m

Monzoooo

5
I’ve been looking into Monzo and honestly, it’s one of the best digital banking experiences out there. Here is why I think it’s so reliable: Trust & Security: Monzo is a fully licensed UK bank, meaning your money is protected by the FSCS (up to £85,000). It’s as serious and safe as any traditional bank, but much more modern. The App Experience: The interface is very 'soft' and intuitive. It’s not cluttered or complicated; you can find everything you need in seconds. It makes managing money feel effortless. Powerful Features: You can do so much within the app: Pots: Easily set aside money for savings or bills so you don't overspend. Instant Alerts: You get a notification the millisecond a transaction happens. Card Control: You can freeze and unfreeze your card instantly with one tap if you misplaced it. Spending Analytics: It automatically tracks where your money goes (food, shopping, transport). Perfect for Travel: There are no hidden fees for spending abroad, which makes it a top choice for holidays. Reviewed on: 13th April 2026
BOGDAN AVASILCAI's avatar
BOGDAN AVASILCAI

I'm on the max perks with family and love it

5
I'm on the max perks and its absolutely brilliant for what I get. Breakdown cover, phone cover, travel insurance plus extra perks. Service is very good and I've had no issues with monzo especially when I can use my card abroad without any charges. Customer service is A class always solve any issues that I've had. Reviewed on: 13th April 2026
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Shabba

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